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Credit Manager Jobs in Appleton, WI (NOW HIRING)

Job Summary The Credit Manager is responsible for leading the organization's credit function, including credit risk evaluation, customer credit approvals, accounts receivable oversight, and ...

Credit Management * Customer Relations and Visitation * Secondary Security * Uniform Commercial Code * Financial Statement Upon successful completion of the program, the associate will have an ...

Credit Management * Customer Relations and Visitation * Secondary Security * Uniform Commercial Code * Financial Statement Upon successful completion of the program, the associate will have an ...

Credit Management * Customer Relations and Visitation * Secondary Security * Uniform Commercial Code * Financial Statement Upon successful completion of the program, the associate will have an ...

Credit Management * Customer Relations and Visitation * Secondary Security * Uniform Commercial Code * Financial Statement Upon successful completion of the program, the associate will have an ...

As a Branch Manager with Community First, you will get to: * Provide outstanding quality service by ... Insure these deposit accounts are performed within the policies and procedures of the credit union

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Credit Manager information

See Appleton, WI salary details

$24.9K

$66K

$125.9K

How much do credit manager jobs pay per year?

As of Jun 12, 2026, the average yearly pay for credit manager in Appleton, WI is $66,016.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,100.00 and $90,300.00 per year, depending on experience, location, and employer.

What are some typical challenges Credit Managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What Does a Credit Manager Do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What are the key skills and qualifications needed to thrive as a Credit Manager, and why are they important?

To thrive as a Credit Manager, you need expertise in financial analysis, credit risk assessment, and a solid understanding of accounting principles, often supported by a degree in finance or a related field. Familiarity with credit management software, ERP systems, and relevant certifications such as Certified Credit Professional (CCP) are commonly required. Strong negotiation, decision-making, and communication skills help build trust with clients and effectively manage credit policies. These skills ensure the organization minimizes financial risk while maintaining healthy customer relationships and cash flow.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

What does a Credit Manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
What are the most commonly searched types of Credit jobs in Appleton, WI? The most popular types of Credit jobs in Appleton, WI are:
What are popular job titles related to Credit Manager jobs in Appleton, WI? For Credit Manager jobs in Appleton, WI, the most frequently searched job titles are:
What job categories do people searching Credit Manager jobs in Appleton, WI look for? The top searched job categories for Credit Manager jobs in Appleton, WI are:
What cities near Appleton, WI are hiring for Credit Manager jobs? Cities near Appleton, WI with the most Credit Manager job openings:
Infographic showing various Credit Manager job openings in Appleton, WI as of June 2026, with employment types broken down into 79% Full Time, 19% Part Time, 1% Temporary, and 1% Nights. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $66,016 per year, or $31.7 per hour.
Credit Manager

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 23 days ago


Werner Electric Supply rating

8.0

Company rating: 8.0 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

83rd of 338 rated retail wholesalers


Job description

Be Yourself. Build Your Career. Be Exceptional Together.
At Werner, we're more than an electrical distributor - we're a community that empowers people to grow, innovate, and truly make a difference. Our culture celebrates individuality, encourages creativity, and values each person's voice; creating a space where you can be yourself, connect with others, and build a meaningful career. We believe in balance and flexibility, so you can thrive both professionally and personally. Together, we can make an impact and build something exceptional for our customers, families, communities, and each other.
Job Summary
The Credit Manager is responsible for leading the organization's credit function, including credit risk evaluation, customer credit approvals, accounts receivable oversight, and collections strategy. This role manages and develops a team of credit professionals while partnering closely with Sales, Finance, and Operations to support profitable growth, protect cash flow, and mitigate financial risk.
Essential Functions
  • Owns the Werner Commercial Credit Policy.
  • Lead the company's credit granting and monitoring processes, ensuring consistency with established credit policies and risk tolerance
  • Review and approve customer credit applications, credit limits, and payment terms based on financial analysis and risk assessment
  • Evaluate customer financial statements, credit reports, and industry data to assess creditworthiness
  • Monitor credit exposure and identify emerging risk trends; recommend corrective actions to leadership
  • Ensure compliance with applicable state and federal credit regulations (e.g., FCRA and related requirements)
  • Provide oversight of accounts receivable aging, collections activities, and dispute resolution
  • Partner with the Finance team to support accurate forecasting, cash flow management, and bad-debt reserve analysis
  • Establish and monitor key performance indicators (KPIs) related to DSO, past-due accounts, and credit losses
  • Escalate high-risk accounts or significant exposure issues to the Vice President of Finance as appropriate
  • Escalate commercial risk issues to the Vice President of Finance and the Vice President of Sales
  • Manage, coach, and develop a team of credit analysts and/or credit & collections professionals
  • Set clear expectations, performance goals, and accountability for the credit team
  • Provide training and guidance to ensure consistent application of credit policies and procedures
  • Foster a collaborative, service-oriented culture that balances customer experience with financial discipline
  • Collaborate closely with Sales and Operations to align credit decisions with customer strategy and business objectives
  • Serve as a trusted advisor to leadership on credit-related risks, trends, and policy recommendations
  • Prepare and present regular reporting on credit exposure, collections performance, and risk indicators to the Vice President of Finance and other senior leaders
  • Participate in continuous improvement initiatives related to systems, workflows, and credit processes

Required Qualifications
  • Bachelor's Degree in accounting, finance, business administration, or related field required and 5-7 years of progressive experience in credit management, credit analysis and accounts receivable.
  • 10 years relevant experience in credit collections in lieu of a degree.
  • Prior experience managing a credit or finance team is required.
  • Strong understanding of credit risk management, credit policies, and collections practices
  • Proven ability to analyze financial statements and customer credit data
  • Proficiency with ERP systems, credit reporting tools, and Microsoft Excel
  • Ability to partner cross-functionally and influence stakeholders at varying levels
  • Knowledgeable in sales tax regulations, including customer tax status validation, exemption handling, and compliance requirements.

Preferred Qualifications
  • Association with NACM (National Association of Credit Management) and WCA (Wisconsin Credit Association) preferred.
  • CPC (Certified Professional Collector) or CCP (Certified Credit Professional) preferred.

Company Overview
Founded in 1948, Werner Electric Supply has grown from a small appliance store in downtown Neenah, WI into an award-winning employer and leading electrical distributor with 12 branch locations in Wisconsin and Upper-Michigan. Headquartered in Appleton, WI, we provide electrical, lighting, network, process, and inventory management solutions for a diverse group of industrial and construction customers. We are a growing, privately-held company with over 450 employees who uphold a family culture built around exceptional customer service. As a recent New North Workplace Excellence Award winner, we're dedicated to the continuous improvement of our people, products, and services to ensure the long-term success of our employees and customers. Apply today and find out why we're a "Great Place to Work."
Employee Benefits
  • Medical, Dental, and Vision Insurance
  • Short & Long-Term Disability Insurance
  • Life and AD&D Insurance
  • 401(k) Retirement Plan with company match
  • Paid holidays, vacation, personal, and sick days
  • Pet Insurance
  • Identity Theft Protection
  • Accident Insurance & Critical Illness Coverage
  • Tuition Reimbursement
  • Annual bonuses and merit increases based on performance
  • Employee Assistance Program (EAP)
  • Wellness Programs
  • Employee Resource Groups (ERG)
  • Career Development & Leadership Training
  • Paid Parental Leave

Werner Electric Supply is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.