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Credit Card Risk Management Jobs (NOW HIRING)

Position Summary This position is a part of the Risk Management department. Our risk professionals ... Consumer Credit Card industry experience Credit One Bank, N.A. is a data-driven financial services ...

... and credit risk management * Familiar with a wide variety of credit card industry concepts ... practices, and metrics across credit policy, credit risk, and loss forecasting * Extensive ...

Ensure adherence to fraud prevention controls and support risk mitigation strategies. * Maintains ... Resolves assigned CRM tickets, service requests and emails ensuring timely responses and accurate ...

Credit Card Specialist Do you love sports, fitness, fashion or the outdoors? SCHEELS can turn your ... risk of injury. Benefits: To see a full list of benefit offerings from Scheels visit scheels.com ...

Develop presentations to share insights and recommendations to upper management * Lead analyses to ... Consumer credit card industry experience * Experience in digital and direct mail markets and ...

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Credit Card Risk Management information

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$86.5K

$158.3K

$239.5K

How much do credit card risk management jobs pay per year?

As of Jul 2, 2026, the average yearly pay for credit card risk management in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

What is the difference between Credit Card Risk Management vs Credit Analyst?

AspectCredit Card Risk ManagementCredit Analyst
Primary FocusManaging risks associated with credit card portfoliosAssessing creditworthiness of individual borrowers
Work EnvironmentFinancial institutions, credit card companiesBanks, lending institutions
Required CredentialsFinance, risk management certifications often preferredFinance, accounting degrees, certifications like CFA

Credit Card Risk Management focuses on overseeing and mitigating risks related to credit card portfolios, while Credit Analysts evaluate individual credit applications. Both roles require financial knowledge and analytical skills, but their scope and daily tasks differ significantly.

What are some common challenges faced in Credit Card Risk Management roles, and how can they be addressed?

Professionals in Credit Card Risk Management often navigate challenges such as staying ahead of evolving fraud tactics, balancing risk controls with customer experience, and adapting to regulatory changes. Addressing these requires continuous learning, leveraging advanced data analytics, and maintaining strong communication with compliance, IT, and customer service teams. Proactively collaborating with cross-functional departments helps ensure that risk policies are both effective and customer-friendly, while regular training on new fraud trends keeps teams prepared.

What is credit card risk management?

Credit card risk management is the process of identifying, assessing, and mitigating risks associated with issuing and managing credit cards. This includes evaluating the creditworthiness of applicants, monitoring accounts for signs of fraud or default, and implementing policies to minimize financial losses for the credit card issuer. Professionals in this field use data analysis, risk modeling, and regulatory guidelines to ensure responsible lending and maintain the financial health of credit card portfolios.

What are the key skills and qualifications needed to thrive in Credit Card Risk Management, and why are they important?

To thrive in Credit Card Risk Management, you need strong analytical skills, knowledge of financial regulations, and experience with credit risk assessment, often supported by a degree in finance, economics, or a related field. Familiarity with risk modeling software, data analytics tools (such as SAS or SQL), and regulatory compliance systems is typically required. Attention to detail, critical thinking, and effective communication are important soft skills for making sound judgments and collaborating with cross-functional teams. These competencies are essential for identifying, mitigating, and managing potential credit risks to protect the financial health of the organization.
More about Credit Card Risk Management jobs
What states have the most Credit Card Risk Management jobs? States with the most job openings for Credit Card Risk Management jobs include:
Infographic showing various Credit Card Risk Management job openings in the United States as of June 2026, with employment types broken down into 90% Full Time, and 10% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $158,312 per year, or $76.1 per hour.
Manager, Operational Risk & Governance - Credit Card

Manager, Operational Risk & Governance - Credit Card

OneMain Financial

Charlotte, NC • Hybrid

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 2 days ago


OneMain Financial rating

7.6

Company rating: 7.6 out of 10

Based on 98 frontline employees who took The Breakroom Quiz

110th of 146 rated financial services


Job description

The Brightway Credit Card team is looking for a Manager, Operational Risk & Governance - Credit Card to strengthen our operational risk framework, drive issue resolution, and support audit and regulatory activities across a fastgrowing product. This role partners closely with business, operations, compliance, and technology teams to ensure a strong control environment and seamless execution during highvisibility events.

If you're highly organized, influential, and energized by solving complex problems across multiple business units, this is a great opportunity to make a meaningful impact.

What You'll Do

  • Lead issue and incident management: Track, analyze, and support the resolution of operational issues, ensuring timely escalation and closure.
  • Drive remediation and reporting: Build remediation plans, executive reports, and documentation for senior leadership and key stakeholders.
  • Strengthen governance: Support the development and enhancement of policies, procedures, and control frameworks across card operations.
  • Create executiveready materials: Develop presentations, monthly business reviews, and other strategic communications.
  • Support audits and exams: Coordinate exam activities, compile requested data, validate responses, and track progress through completion.

What You Bring

  • Bachelor's degree
  • 3+ years in corporate governance, internal audit, or riskfocused roles
  • Strong understanding of regulatory relations and risk governance processes
  • Experience with controls, operational risk, regulatory, or quality assurance work
  • Excellent communication, facilitation, and stakeholdermanagement skills
  • Datadriven approach to solving ambiguous or unstructured problems
  • Ability to manage multiple priorities and deliver under tight deadlines
  • Proven ability to influence and collaborate across diverse teams, including senior leaders
  • Strong attention to detail and analytical mindset
  • Proficiency with Microsoft Office tools

Preferred Qualifications

  • Experience in credit card or financial services
  • Familiarity with risk and control tools such as Archer, Pulse, and Tableau

Location: Charlotte, NC; Wilmington, DE hybrid schedule

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-timers with:

  • Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
  • Up to 4% matching 401(k)
  • Employee Stock Purchase Plan (10% share discount)
  • Tuition reimbursement
  • Paid time off (15 days' vacation per year, prorated based on start date)
  • Paid sick leave as determined by state or local ordinance (prorated based on start date)
  • 11 Paid holidays (4 floating holidays, prorated based on start date)
  • Paid volunteer time (3 days per year, prorated based on start date)

#OMHTF

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.


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