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Credit Card Risk Management Jobs (NOW HIRING)

Marqeta, Inc

Credit Risk Manager

Build, review, and refine SMB and commercial credit card risk origination strategies, including line assignment, spend controls, and account management policies * Proactively adjust credit card ...

Capital One

Director, Card Risk Management

Mclean, VA · On-site

Director, Card Risk Management As a Director in Capital One's Card Risk organization, you will apply your leadership and analytical skills to our highest profile Risk Management projects. You will ...

Capital One

Director, Card Risk Management

Mclean, VA · On-site

Director, Card Risk Management As a Director in Capital One's Card Risk organization, you will apply your leadership and analytical skills to our highest profile Risk Management projects. You will ...

Marqeta, Inc

Credit Risk Senior Manager

$180K - $225K/yr

... card programs by shaping credit risk strategy across acquisition and account management, pricing, performance and portfolio monitoring, in partnership with cross functional execution teams across ...

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Credit Card Risk Management information

See salary details

$86.5K

$158.3K

$239.5K

How much do credit card risk management jobs pay per year?

As of Sep 7, 2026, the average yearly pay for credit card risk management in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

What is credit card risk management?

Credit card risk management is the process of identifying, assessing, and mitigating risks associated with issuing and managing credit cards. This includes evaluating the creditworthiness of applicants, monitoring accounts for signs of fraud or default, and implementing policies to minimize financial losses for the credit card issuer. Professionals in this field use data analysis, risk modeling, and regulatory guidelines to ensure responsible lending and maintain the financial health of credit card portfolios.

What are some common challenges faced in credit card risk management roles, and how can they be addressed?

Professionals in Credit Card Risk Management often navigate challenges such as staying ahead of evolving fraud tactics, balancing risk controls with customer experience, and adapting to regulatory changes. Addressing these requires continuous learning, leveraging advanced data analytics, and maintaining strong communication with compliance, IT, and customer service teams. Proactively collaborating with cross-functional departments helps ensure that risk policies are both effective and customer-friendly, while regular training on new fraud trends keeps teams prepared.

What are the key skills and qualifications needed to thrive in credit card risk management, and why are they important?

To thrive in Credit Card Risk Management, you need strong analytical skills, knowledge of financial regulations, and experience with credit risk assessment, often supported by a degree in finance, economics, or a related field. Familiarity with risk modeling software, data analytics tools (such as SAS or SQL), and regulatory compliance systems is typically required. Attention to detail, critical thinking, and effective communication are important soft skills for making sound judgments and collaborating with cross-functional teams. These competencies are essential for identifying, mitigating, and managing potential credit risks to protect the financial health of the organization.

What is the difference between Credit Card Risk Management vs Credit Analyst?

AspectCredit Card Risk ManagementCredit Analyst
Primary FocusManaging risks associated with credit card portfoliosAssessing creditworthiness of individual borrowers
Work EnvironmentFinancial institutions, credit card companiesBanks, lending institutions
Required CredentialsFinance, risk management certifications often preferredFinance, accounting degrees, certifications like CFA

Credit Card Risk Management focuses on overseeing and mitigating risks related to credit card portfolios, while Credit Analysts evaluate individual credit applications. Both roles require financial knowledge and analytical skills, but their scope and daily tasks differ significantly.

More about Credit Card Risk Management jobs

What states have the most Credit Card Risk Management jobs?

States with the most job openings for Credit Card Risk Management jobs include:

What job categories do people searching Credit Card Risk Management jobs look for?

The top searched job categories for Credit Card Risk Management jobs are:

Credit Card Risk Management jobs near you
Infographic showing various Credit Card Risk Management job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 83% Physical, 2% Hybrid, and 15% Remote job distribution, with an average salary of $158,312 per year, or $76.1 per hour.

Sr Credit Risk Analyst - Credit Card Strategy

Tiger Analytics Inc.

Chicago, IL • On-site, Remote

Full-time

Re-posted 3 days ago

Job description

Tiger Analytics is an advanced analytics consulting firm. We are the trusted analytics partner for several Fortune 100 companies, enabling them to generate business value from data. Our consultants bring deep expertise in Data Science, Machine Learning and AI. Our business value and leadership has been recognized by various market research firms, including Forrester and Gartner.
We are looking for experienced Credit Risk Analyst to join its credit risk strategy team. This role will focus on credit card portfolio management, credit line strategies, and developing data-driven risk policies to optimize portfolio performance while effectively managing credit exposure. The ideal candidate will have strong hands-on experience with Credit Line Increase (CLI) strategies, credit card risk management, portfolio analytics, and credit policy development.
Responsibilities:
  • Develop, enhance, and manage credit card credit line and CLI strategies.
  • Analyze portfolio performance, customer behavior, credit risk, utilization, exposure, and profitability.
  • Develop customer eligibility criteria and line-assignment strategies based on risk and business objectives.
  • Analyze credit bureau, customer, and portfolio data to identify opportunities for improving credit strategies.
  • Design and evaluate strategy tests, experiments, and champion/challenger approaches.
  • Partner with Risk, Product, Analytics, and other stakeholders to implement new and enhanced credit policies.
  • Monitor the performance of existing credit strategies and recommend improvements based on portfolio trends.
  • Use SQL, SAS, Python, or similar tools to perform portfolio analysis and generate actionable insights.
  • Assess the impact of credit strategies on key metrics such as credit losses, utilization, exposure, revenue, and customer performance.
  • Translate complex analytical findings into clear recommendations for business and executive stakeholders.
  • Prepare presentations, analysis, and recommendations for senior management.
  • Ensure credit strategies align with risk appetite, business objectives, and applicable policies.
  • Support ongoing portfolio monitoring and identify emerging credit risk trends.

Requirements
  • 6 to 9 years of experience in credit card risk strategy, credit line management, or portfolio management.
  • Direct experience designing, developing, or materially enhancing Credit Line Increase (CLI) strategies and policies.
  • Strong understanding of: Credit card economics, Customer behavior, Credit bureau data, Affordability, Credit exposure management, Credit risk.
  • Experience developing and managing eligibility rules, decision waterfalls, and line-assignment strategies.
  • Experience designing, executing, or evaluating strategy tests and experiments.
  • Strong hands-on experience with SQL, SAS, Python, or similar analytical tools for portfolio analysis.
  • Ability to analyze large datasets and translate analytical findings into actionable business recommendations.
  • Strong stakeholder management and executive communication skills.
  • Experience working with cross-functional teams such as Risk, Product, Analytics, Compliance, and Operations.
  • Strong understanding of credit risk policies and the ability to translate analytical insights into implementable credit strategies and policies.

Benefits
Significant career development opportunities exist as the company grows. The position offers a unique opportunity to be part of a small, fast-growing, challenging and entrepreneurial environment, with a high degree of individual responsibility.
Tiger Analytics provides equal employment opportunities to applicants and employees without regard to race, color, religion, age, sex, sexual orientation, gender identity/expression, pregnancy, national origin, ancestry, marital status, protected veteran status, disability status, or any other basis as protected by federal, state, or local law.

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