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Credit Card Risk Management Jobs in Texas (NOW HIRING)

Business Card Product Director

Houston, TX · Hybrid

$222K - $233K/yr

Risk & Compliance Management: * Ensure that all credit card products comply with relevant regulatory requirements, internal policies, and industry standards. * Develop and monitor risk management ...

Risk & Compliance Management: * Ensure that all credit card products comply with relevant regulatory requirements, internal policies, and industry standards. * Develop and monitor risk management ...

Risk & Compliance Management: * Ensure that all credit card products comply with relevant regulatory requirements, internal policies, and industry standards. * Develop and monitor risk management ...

Risk & Compliance Management: * Ensure that all credit card products comply with relevant regulatory requirements, internal policies, and industry standards. * Develop and monitor risk management ...

Risk & Compliance Management: * Ensure that all credit card products comply with relevant regulatory requirements, internal policies, and industry standards. * Develop and monitor risk management ...

Business Card Product Director

Dallas, TX · Hybrid

$230K - $241K/yr

Risk & Compliance Management: * Ensure that all credit card products comply with relevant regulatory requirements, internal policies, and industry standards. * Develop and monitor risk management ...

Q2 is a leading provider of digital banking and lending solutions to banks, credit unions ... Previous experience with card risk management systems preferred, with Visa and Visa DPS risk tools ...

Consumer Card Product Director

Dallas, TX · On-site +1

$125K - $255K/yr

Maintains current knowledge of risk-related credit card changes that may impact assigned area(s) of responsibility. * Lead/ coach; counsel; manage a function; may be responsible for hiring ...

Consumer Card Product Director

Dallas, TX · On-site +1

$125K - $255K/yr

Maintains current knowledge of risk-related credit card changes that may impact assigned area(s) of responsibility. * Lead/ coach; counsel; manage a function; may be responsible for hiring ...

Consumer Card Product Director

Houston, TX · On-site +1

$125K - $255K/yr

Maintains current knowledge of risk-related credit card changes that may impact assigned area(s) of responsibility. * Lead/ coach; counsel; manage a function; may be responsible for hiring ...

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Credit Card Risk Management information

What is the difference between Credit Card Risk Management vs Credit Analyst?

AspectCredit Card Risk ManagementCredit Analyst
Primary FocusManaging risks associated with credit card portfoliosAssessing creditworthiness of individual borrowers
Work EnvironmentFinancial institutions, credit card companiesBanks, lending institutions
Required CredentialsFinance, risk management certifications often preferredFinance, accounting degrees, certifications like CFA

Credit Card Risk Management focuses on overseeing and mitigating risks related to credit card portfolios, while Credit Analysts evaluate individual credit applications. Both roles require financial knowledge and analytical skills, but their scope and daily tasks differ significantly.

What are some common challenges faced in Credit Card Risk Management roles, and how can they be addressed?

Professionals in Credit Card Risk Management often navigate challenges such as staying ahead of evolving fraud tactics, balancing risk controls with customer experience, and adapting to regulatory changes. Addressing these requires continuous learning, leveraging advanced data analytics, and maintaining strong communication with compliance, IT, and customer service teams. Proactively collaborating with cross-functional departments helps ensure that risk policies are both effective and customer-friendly, while regular training on new fraud trends keeps teams prepared.

What is credit card risk management?

Credit card risk management is the process of identifying, assessing, and mitigating risks associated with issuing and managing credit cards. This includes evaluating the creditworthiness of applicants, monitoring accounts for signs of fraud or default, and implementing policies to minimize financial losses for the credit card issuer. Professionals in this field use data analysis, risk modeling, and regulatory guidelines to ensure responsible lending and maintain the financial health of credit card portfolios.

What are the key skills and qualifications needed to thrive in Credit Card Risk Management, and why are they important?

To thrive in Credit Card Risk Management, you need strong analytical skills, knowledge of financial regulations, and experience with credit risk assessment, often supported by a degree in finance, economics, or a related field. Familiarity with risk modeling software, data analytics tools (such as SAS or SQL), and regulatory compliance systems is typically required. Attention to detail, critical thinking, and effective communication are important soft skills for making sound judgments and collaborating with cross-functional teams. These competencies are essential for identifying, mitigating, and managing potential credit risks to protect the financial health of the organization.
What are popular job titles related to Credit Card Risk Management jobs in Texas? For Credit Card Risk Management jobs in Texas, the most frequently searched job titles are:
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Infographic showing various Credit Card Risk Management job openings in Texas as of July 2026, with employment types broken down into 1% As Needed, 85% Full Time, 13% Part Time, and 1% Contract. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution.

Full-time

Re-posted 23 days ago


Texas Children's Hospital rating

8.3

Company rating: 8.3 out of 10

Based on 174 frontline employees who took The Breakroom Quiz

78th of 1,053 rated hospitals


Job description

We're searching for a Credit Card Operations Analyst, someone who works well in a fast-paced setting. In this position you will support credit card operations. This role will monitor daily card processing activities, administer credit card devices and user base as well as provide operational and technical support on all payment card solutions. The analyst will also participate in PCI compliance activities, special projects and support cash applications and cash management activities when required.

Think you've got what it takes?

Job Duties & Responsibilities

  • Monitor daily card processing activities across company footprint to ensure optimal credit card platform performance and any disruptions are addressed immediately.
  • Track daily transaction activity logs and support requests. 
  • Identify and report any discrepancies or downtimes immediately. 
  • Coordinate with internal stakeholders along with merchant processing partners to resolve any identified issues. 
  • Administer credit card devices for the company platform.   
  • Perform user administration for payment card solutions. 
  • Provide operational and technical support to payment card user base for payment acceptance, processing, reconciliation and device troubleshooting. 
  • Maintain and update internal SharePoint communication site to ensure effective communication and support for internal stakeholders. 
  • Assist team lead on new user onboarding and training to organization's payment card solutions. 
  • Participate with credit card operations team in preparing dashboards, reports, and activity analytics for operational and management use. 
     

Skills & Requirements

Bachelor's Degree accounting, finance, or related business or information services degree required 
2 years Credit card, treasury, and cash management experience required

Since 1954, Texas Children's has been leading the charge in patient care, education and research to accelerate health care for children and women around the world. When you love what you do, it truly shows in the smiles of our patient families, employees and our numerous accolades such as being consistently ranked as the best children's hospital in Texas, and among the top in the nation by U.S. News & World Report as well as recognition from Houston Business Journal as one of this city's Best Places to Work for ten consecutive years. 

Texas Children's comprehensive health care network includes our primary hospital in the Texas Medical Center with expertise in over 40 pediatric subspecialties; the Jan and Dan Duncan Neurological Research Institute (NRI); the Feigin Tower for pediatric research; Texas Children's Pavilion for Women, a comprehensive obstetrics/gynecology facility focusing on high-risk births; Texas Children's Hospital West Campus, a community hospital in suburban West Houston; Texas Children's Hospital The Woodlands, the first hospital devoted to children's care for communities north of Houston; and Texas Children's Hospital North Austin, the new state-of-the-art facility providing world-class pediatric and maternal care to Austin and Central Texas families. We have also created Texas Children's Health Plan, the nation's first HMO focused on children; Texas Children's Pediatrics, the largest pediatric primary care network in the country; Texas Children's Urgent Care clinics that specialize in after-hours care tailored specifically for children; and a global health program that is channeling care to children and women all over the world. Texas Children's Hospital is affiliated with Baylor College of Medicine, one of the largest, most diverse and successful pediatric programs in the nation. 

 To join our community of 15,000+ dedicated team members, visit texaschildrenspeople.org for career opportunities.

 Texas Children's is proud to be an equal opportunity employer. All applicants and employees are considered and evaluated for positions at Texas Children's without regard to mental or physical disability, race, color, religion, gender, national origin, age, genetic information, military or veteran status, sexual orientation, gender identity, marital status or any other protected Federal, State/Province or Local status unrelated to the performance of the work involved.


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