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Credit Card Risk Management Jobs in Texas (NOW HIRING)

Power Finance Texas

Risk Management Analyst

Dallas, TX

$70K - $85K/yr

Monitor credit risk, operational risk, and compliance-related exposures * Collaborate with ... risk management, financial analysis, or lending operations * Strong analytical and quantitative ...

UHS

COORD - RISK MGMT

Laredo, TX

ESSENTIAL JOB FUNCTIONS: Assist the Director of Risk Management in planning and coordinating the ... Number, credit card or bank information, etc.) from you via email. Our recruiters will not email ...

UHS

COORD - RISK MGMT

Laredo, TX · On-site

ESSENTIAL JOB FUNCTIONS: Assist the Director of Risk Management in planning and coordinating the ... Number, credit card or bank information, etc.) from you via email. Our recruiters will not email ...

Scotiabank

Manager, US Credit Risk

Dallas, TX · On-site

S. senior management * Optimize and expand existing management information systems (MIS) to provide more robust day-to-day credit risk portfolio monitoring tools for U.S. Credit Risk team members

Scotiabank

Manager, US Credit Risk

Dallas, TX

S. senior management * Optimize and expand existing management information systems (MIS) to provide more robust day-to-day credit risk portfolio monitoring tools for U.S. Credit Risk team members

Paychex

Risk Management Specialist

Sugar Land, TX

Houston Federal Credit Union is looking for a responsible and professional individual who can support the Risk Manager and Vice President of Risk Management by providing assistance to staff and ...

USAA

Credit Risk Analytics Manager I

Plano, TX · On-site +1

$103K - $197K/yr

The Opportunity As a Credit Risk Analytics Manager I, you will play a pivotal role in supporting ... Builds and may assist in maintaining effective risk management frameworks which can identify ...

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Credit Card Risk Management information

What is the difference between Credit Card Risk Management vs Credit Analyst?

AspectCredit Card Risk ManagementCredit Analyst
Primary FocusManaging risks associated with credit card portfoliosAssessing creditworthiness of individual borrowers
Work EnvironmentFinancial institutions, credit card companiesBanks, lending institutions
Required CredentialsFinance, risk management certifications often preferredFinance, accounting degrees, certifications like CFA

Credit Card Risk Management focuses on overseeing and mitigating risks related to credit card portfolios, while Credit Analysts evaluate individual credit applications. Both roles require financial knowledge and analytical skills, but their scope and daily tasks differ significantly.

What are some common challenges faced in Credit Card Risk Management roles, and how can they be addressed?

Professionals in Credit Card Risk Management often navigate challenges such as staying ahead of evolving fraud tactics, balancing risk controls with customer experience, and adapting to regulatory changes. Addressing these requires continuous learning, leveraging advanced data analytics, and maintaining strong communication with compliance, IT, and customer service teams. Proactively collaborating with cross-functional departments helps ensure that risk policies are both effective and customer-friendly, while regular training on new fraud trends keeps teams prepared.

What is credit card risk management?

Credit card risk management is the process of identifying, assessing, and mitigating risks associated with issuing and managing credit cards. This includes evaluating the creditworthiness of applicants, monitoring accounts for signs of fraud or default, and implementing policies to minimize financial losses for the credit card issuer. Professionals in this field use data analysis, risk modeling, and regulatory guidelines to ensure responsible lending and maintain the financial health of credit card portfolios.

What are the key skills and qualifications needed to thrive in Credit Card Risk Management, and why are they important?

To thrive in Credit Card Risk Management, you need strong analytical skills, knowledge of financial regulations, and experience with credit risk assessment, often supported by a degree in finance, economics, or a related field. Familiarity with risk modeling software, data analytics tools (such as SAS or SQL), and regulatory compliance systems is typically required. Attention to detail, critical thinking, and effective communication are important soft skills for making sound judgments and collaborating with cross-functional teams. These competencies are essential for identifying, mitigating, and managing potential credit risks to protect the financial health of the organization.
What are popular job titles related to Credit Card Risk Management jobs in Texas? For Credit Card Risk Management jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Credit Card Risk Management jobs in Texas look for? The top searched job categories for Credit Card Risk Management jobs in Texas are:
Credit Card Risk Management jobs near you
Infographic showing various Credit Card Risk Management job openings in Texas as of June 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 72% In-person, 6% Hybrid, and 22% Remote job distribution.
Risk Management - Portfolio Management - Credit Officer Director

Risk Management - Portfolio Management - Credit Officer Director

JPMorgan Chase & Co.

Plano, TX • On-site

Full-time

Medical, Retirement

Posted 7 days ago

JPMorgan Chase & Co. rating

8.1

Company rating: 8.1 out of 10

Based on 469 frontline employees who took The Breakroom Quiz

46th of 141 rated banks

Job description

Job Description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Portfolio Risk Intelligence Manager Executive Director within the 2nd Line of Defense (2LOD) Credit Risk organization, you are accountable for delivering portfolio and data-driven insights to support effective risk oversight of CTL's ~$100B portfolio. The Portfolio Risk Intelligence Manager provides independent review, oversight, and credible challenge of portfolio data, risk reporting, and risk trends to optimize portfolio risk management and inform risk appetite and strategy. You scale portfolio intelligence capabilities, strengthen governance around models and tools, and advance the organization toward a Continuous Monitoring framework. As the team manager, you will create and lead a team of six and serve as a trusted partner to senior leadership across Risk and the business.
Job Responsibilities
  • Deliver comprehensive insights on portfolio health; identify and monitor top and emerging risks; and drive appropriate risk appetite and influence strategy in an evolving environment. Activities include periodic and ad hoc analysis of market and industry segment deep dives, new markets, and emerging trends.
  • Lead the development and implementation of data-driven strategies, fostering a culture of data reliance to enhance portfolio management and risk mitigation.
  • Build compelling data visualizations and distill key information from large datasets. Clearly communicate findings, participate in forums, and advance the dialogue around credit trends within the risk community at both the analyst and executive levels.
  • Partner with Quantitative Research (QR) on behalf of Risk to optimize the effectiveness of growing usage of models/tools and their governance as we move toward a Continuous Monitoring framework.
  • Oversee the credit forecasting process, ensuring assumptions, outputs and reporting are accurate and appropriate for current portfolio performance and emerging risk factors.
  • Partner with Operational Analytics, Credit Reporting, and Product teams to source data and develop/maintain robust CTL Risk Reporting.
  • Respond to a regular stream of ad hoc inquiries and requests from senior leadership and business leaders regarding portfolio performance, market/industry trends, and potential or emerging risks, delivering timely, accurate, decision-useful analysis.
  • Manage data-centric processes owned by Risk, including various dashboards, market classification process, lease rollover tool, and others with a focus on control rigor, transparency, scalability, and consistency of definitions and outputs.
  • Create and lead a high-performing team of six, setting the vision, operating cadence, development plan, and performance standards required to deliver high-impact portfolio risk impact at scale in a collaborative, analytical culture.

Required Qualifications, Capabilities, and Skills
  • 10+ years of progressive experience in credit risk, portfolio risk management, credit analytics, or closely related roles within a large financial institution or regulated environment.
  • Demonstrated expertise in portfolio performance measurement, risk drivers, risk appetite articulation, early-warning indicators, and producing executive-ready risk narratives that connect data to business outcomes.
  • Proven experience owning or leading a credit forecasting process, including oversight of assumptions, segmentation, scenario sensitivity, and governance routines for senior management review.
  • Strong data and analytics capability, including comfort with large datasets and modern analytics tools; ability to translate complex analysis into clear executive-level insights and recommendations.
  • Demonstrated ability to provide independent oversight, review, and effective challenge in a 2LOD context, with strong judgment, control-minded execution, and high standards for documentation and repeatability.
  • Excellent written and verbal communication skills, with the ability to credibly engage senior leaders, influence outcomes, and drive alignment across stakeholders with differing priorities.

Preferred Qualifications, Capabilities, and Skills
  • Advanced degree (MBA, MS, or equivalent) in finance, economics, data/analytics, engineering, or a related discipline.
  • Experience partnering with Quantitative Research and model stakeholders on model/tool adoption, performance monitoring, governance, and controls, including practices consistent with a Continuous Monitoring orientation.
  • Familiarity with market and industry research methods and the ability to integrate external signals into portfolio risk perspectives and emerging risk identification.
  • Experience building and operating executive dashboards and standardized reporting suites, including definition management (taxonomy), data lineage clarity, and consistent metric governance.

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

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