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Credit Card Risk Management Jobs in Texas (NOW HIRING)

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Credit Card Risk Management information

What is credit card risk management?

Credit card risk management is the process of identifying, assessing, and mitigating risks associated with issuing and managing credit cards. This includes evaluating the creditworthiness of applicants, monitoring accounts for signs of fraud or default, and implementing policies to minimize financial losses for the credit card issuer. Professionals in this field use data analysis, risk modeling, and regulatory guidelines to ensure responsible lending and maintain the financial health of credit card portfolios.

What are some common challenges faced in credit card risk management roles, and how can they be addressed?

Professionals in Credit Card Risk Management often navigate challenges such as staying ahead of evolving fraud tactics, balancing risk controls with customer experience, and adapting to regulatory changes. Addressing these requires continuous learning, leveraging advanced data analytics, and maintaining strong communication with compliance, IT, and customer service teams. Proactively collaborating with cross-functional departments helps ensure that risk policies are both effective and customer-friendly, while regular training on new fraud trends keeps teams prepared.

What are the key skills and qualifications needed to thrive in credit card risk management, and why are they important?

To thrive in Credit Card Risk Management, you need strong analytical skills, knowledge of financial regulations, and experience with credit risk assessment, often supported by a degree in finance, economics, or a related field. Familiarity with risk modeling software, data analytics tools (such as SAS or SQL), and regulatory compliance systems is typically required. Attention to detail, critical thinking, and effective communication are important soft skills for making sound judgments and collaborating with cross-functional teams. These competencies are essential for identifying, mitigating, and managing potential credit risks to protect the financial health of the organization.

What is the difference between Credit Card Risk Management vs Credit Analyst?

AspectCredit Card Risk ManagementCredit Analyst
Primary FocusManaging risks associated with credit card portfoliosAssessing creditworthiness of individual borrowers
Work EnvironmentFinancial institutions, credit card companiesBanks, lending institutions
Required CredentialsFinance, risk management certifications often preferredFinance, accounting degrees, certifications like CFA

Credit Card Risk Management focuses on overseeing and mitigating risks related to credit card portfolios, while Credit Analysts evaluate individual credit applications. Both roles require financial knowledge and analytical skills, but their scope and daily tasks differ significantly.

What are popular job titles related to Credit Card Risk Management jobs in Texas?

For Credit Card Risk Management jobs in Texas, the most frequently searched job titles are:

Infographic showing various Credit Card Risk Management job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 13% Part Time, 3% Contract, and 1% Nights. Highlights an 82% Physical, 3% Hybrid, and 15% Remote job distribution.

Risk Management - Counterparty Credit Risk Senior Associate

Plano, TX • On-site

JPMorgan Chase & Co
Finance and Insurance • 10K+ employees

Full-time

Medical, Retirement

Re-posted 4 days ago


JPMorgan Chase & Co. rating

7.9

Company rating: 7.9 out of 10

Based on 500 frontline employees who took The Breakroom Quiz


Job description

Bring your Expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Counterparty Credit Risk Senior Associate in the risk management and Compliance team, you will support traded products risk analysis across diverse client portfolios. You partner with Sales, Trading, Credit Officers, Quantitative Research, Technology, and Operations to monitor counterparty exposures, size limits, and strengthen exposure methodologies and tooling. You help us translate complex risk signals into clear risk appetite views, credible challenge, and timely reporting. You contribute to firmwide initiatives and workflow improvements that enhance transparency, controls, and efficiency.

Job responsibilities:

  • Support traded products counterparty risk analysis in partnership with Sales, Trading, and Credit Officers across client portfolios
  • Operate effectively in a fast-paced environment, managing workload and collaborating to deliver team outcomes
  • Perform deep dives on counterparty exposure and risk topics and provide guidance to Credit Officers on methodology changes and model limitations
  • Contribute to exposure methodology and policy updates by partnering with risk stakeholders
  • Manage and contribute to firmwide initiatives that enhance key counterparty exposure metrics and technical capabilities
  • Identify, analyze, monitor, and report inherent risks within counterparty exposures with strong ownership and follow-through
  • Form risk appetite views and provide credible challenge to business stakeholders' risk-related questions
  • Partner with front office, credit risk, and operations teams to evaluate limit sizing and risk appetite for new and existing clients
  • Drive adoption of artificial intelligence-enabled approaches that improve team workflows and processes
  • Partner with quantitative research and technology teams to continuously improve exposure methodologies and tools

Required qualifications, capabilities, and skills:

  • 3 plus years of experience in risk management, quantitative finance, financial engineering, financial mathematics, or data analytics
  • Working knowledge of over-the-counter derivatives across multiple asset classes
  • Basic to moderate experience with coding and data platforms and languages such as Python, Tableau, or Alteryx
  • Strong execution skills demonstrated through constructive listening, collaboration, and delivering to objectives
  • Proficiency in Microsoft Excel, Word, and PowerPoint
  • Familiarity with effective use of artificial intelligence prompts and training approaches
  • Strong organizational, control, project management, communication, and negotiation skills
  • Ability to work independently with limited guidance

Preferred qualifications, capabilities, and skills:

  • Strong accountability and ownership with a self-motivated, diligent work style
  • Strong problem-solving skills with ability to challenge the status quo and improve efficiency
  • Ability to make and defend risk judgments with clear rationale
  • Excellent written and verbal communication skills, including explaining technical concepts to non-specialists
  • Ability to think independently and innovate
  • Chartered Financial Analyst or Financial Risk Manager certification
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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