As a Senior Associate Credit Officer within Corporate Risk Management, you will manage credit risk for the Merchant Services Wholesale Credit portfolio through ongoing credit monitoring, analyzing ...
As a Senior Associate Credit Officer within Corporate Risk Management, you will manage credit risk for the Merchant Services Wholesale Credit portfolio through ongoing credit monitoring, analyzing ...
Senior Associate Credit Officer Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the ...
Senior Associate Credit Officer Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the ...
As a Counterparty Credit Risk Senior Associate in the risk management and Compliance team, you will support traded products risk analysis across diverse client portfolios. You partner with Sales ...
As a Counterparty Credit Risk Senior Associate in the risk management and Compliance team, you will support traded products risk analysis across diverse client portfolios. You partner with Sales ...
As a Senior Associate Credit Officer within Corporate Risk Management, you will manage credit risk for the Merchant Services Wholesale Credit portfolio through ongoing credit monitoring, analyzing ...
As a Senior Associate Credit Officer within Corporate Risk Management, you will manage credit risk for the Merchant Services Wholesale Credit portfolio through ongoing credit monitoring, analyzing ...
Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Associate Credit Officer within the Credit Risk ...
New
Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Associate Credit Officer within the Credit Risk ...
New
Supervisor, AR & Credit Risk Management Join our Finance team at Helen of Troy and make an immediate impact on our trusted brands: OXO, Hydro Flask, Osprey, Honeywell, PUR, Braun, Vicks, Hot Tools ...
Supervisor, AR & Credit Risk Management Join our Finance team at Helen of Troy and make an immediate impact on our trusted brands: OXO, Hydro Flask, Osprey, Honeywell, PUR, Braun, Vicks, Hot Tools ...
As a Counterparty Credit Risk Senior Associate in the risk management and Compliance team, you will support traded products risk analysis across diverse client portfolios. You partner with Sales ...
As a Counterparty Credit Risk Senior Associate in the risk management and Compliance team, you will support traded products risk analysis across diverse client portfolios. You partner with Sales ...
As a Counterparty Credit Risk Senior Associate in the risk management and Compliance team, you will support traded products risk analysis across diverse client portfolios. You partner with Sales ...
As a Counterparty Credit Risk Senior Associate in the risk management and Compliance team, you will support traded products risk analysis across diverse client portfolios. You partner with Sales ...
Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Associate Credit Officer within the Credit Risk ...
New
Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Associate Credit Officer within the Credit Risk ...
New
Associate Credit Officer Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm ...
New
Associate Credit Officer Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm ...
New
Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Associate Credit Officer within the Credit Risk ...
New
Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Associate Credit Officer within the Credit Risk ...
New
Risk Management - Credit Officer - Associate
Plano, TX · On-site
$77K - $115K/yr
Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Associate Credit Officer within the Credit Risk ...
Risk Management - Credit Officer - Associate
Plano, TX · On-site
$77K - $115K/yr
Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Associate Credit Officer within the Credit Risk ...
Supervisor, AR & Credit Risk Management Department: Finance Work Location: El Paso, TX, Hybrid (work 3 days onsite) Hybrid Schedule: At Helen of Troy, we embrace a flexible hybrid work model designed ...
Supervisor, AR & Credit Risk Management Department: Finance Work Location: El Paso, TX, Hybrid (work 3 days onsite) Hybrid Schedule: At Helen of Troy, we embrace a flexible hybrid work model designed ...
Manages special projects as assigned by Credit Risk Manager requiring a certain degree of creativity and latitude. Supervisory Responsibilities This job has no supervisory responsibilities.
Manages special projects as assigned by Credit Risk Manager requiring a certain degree of creativity and latitude. Supervisory Responsibilities This job has no supervisory responsibilities.
Manages special projects as assigned by Credit Risk Manager requiring a certain degree of creativity and latitude. Supervisory Responsibilities This job has no supervisory responsibilities.
Manages special projects as assigned by Credit Risk Manager requiring a certain degree of creativity and latitude. Supervisory Responsibilities This job has no supervisory responsibilities.
Manages special projects as assigned by Credit Risk Manager requiring a certain degree of creativity and latitude. Supervisory Responsibilities This job has no supervisory responsibilities.
Manages special projects as assigned by Credit Risk Manager requiring a certain degree of creativity and latitude. Supervisory Responsibilities This job has no supervisory responsibilities.
Manages special projects as assigned by Credit Risk Manager requiring a certain degree of creativity and latitude. Supervisory Responsibilities This job has no supervisory responsibilities.
Manages special projects as assigned by Credit Risk Manager requiring a certain degree of creativity and latitude. Supervisory Responsibilities This job has no supervisory responsibilities.
Manages special projects as assigned by Credit Risk Manager requiring a certain degree of creativity and latitude. Supervisory Responsibilities This job has no supervisory responsibilities.
Manages special projects as assigned by Credit Risk Manager requiring a certain degree of creativity and latitude. Supervisory Responsibilities This job has no supervisory responsibilities.
Manages special projects as assigned by Credit Risk Manager requiring a certain degree of creativity and latitude. Supervisory Responsibilities This job has no supervisory responsibilities.
Manages special projects as assigned by Credit Risk Manager requiring a certain degree of creativity and latitude. Supervisory Responsibilities This job has no supervisory responsibilities.
Manages special projects as assigned by Credit Risk Manager requiring a certain degree of creativity and latitude. Supervisory Responsibilities This job has no supervisory responsibilities.
Manages special projects as assigned by Credit Risk Manager requiring a certain degree of creativity and latitude. Supervisory Responsibilities This job has no supervisory responsibilities.
Credit Card Risk Management information
What is credit card risk management?
Credit card risk management is the process of identifying, assessing, and mitigating risks associated with issuing and managing credit cards. This includes evaluating the creditworthiness of applicants, monitoring accounts for signs of fraud or default, and implementing policies to minimize financial losses for the credit card issuer. Professionals in this field use data analysis, risk modeling, and regulatory guidelines to ensure responsible lending and maintain the financial health of credit card portfolios.
What are some common challenges faced in credit card risk management roles, and how can they be addressed?
Professionals in Credit Card Risk Management often navigate challenges such as staying ahead of evolving fraud tactics, balancing risk controls with customer experience, and adapting to regulatory changes. Addressing these requires continuous learning, leveraging advanced data analytics, and maintaining strong communication with compliance, IT, and customer service teams. Proactively collaborating with cross-functional departments helps ensure that risk policies are both effective and customer-friendly, while regular training on new fraud trends keeps teams prepared.
What are the key skills and qualifications needed to thrive in credit card risk management, and why are they important?
To thrive in Credit Card Risk Management, you need strong analytical skills, knowledge of financial regulations, and experience with credit risk assessment, often supported by a degree in finance, economics, or a related field. Familiarity with risk modeling software, data analytics tools (such as SAS or SQL), and regulatory compliance systems is typically required. Attention to detail, critical thinking, and effective communication are important soft skills for making sound judgments and collaborating with cross-functional teams. These competencies are essential for identifying, mitigating, and managing potential credit risks to protect the financial health of the organization.
What is the difference between Credit Card Risk Management vs Credit Analyst?
| Aspect | Credit Card Risk Management | Credit Analyst |
|---|---|---|
| Primary Focus | Managing risks associated with credit card portfolios | Assessing creditworthiness of individual borrowers |
| Work Environment | Financial institutions, credit card companies | Banks, lending institutions |
| Required Credentials | Finance, risk management certifications often preferred | Finance, accounting degrees, certifications like CFA |
Credit Card Risk Management focuses on overseeing and mitigating risks related to credit card portfolios, while Credit Analysts evaluate individual credit applications. Both roles require financial knowledge and analytical skills, but their scope and daily tasks differ significantly.
What are popular job titles related to Credit Card Risk Management jobs in Texas?
For Credit Card Risk Management jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Credit Card Risk Management jobs in Texas look for?
The top searched job categories for Credit Card Risk Management jobs in Texas are:
Full-time
Medical, Retirement
Re-posted 8 days ago
JPMorgan Chase & Co. rating
8.0
Based on 495 frontline employees who took The Breakroom Quiz
72nd of 171 rated banks
Job description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Senior Associate Credit Officer within Corporate Risk Management, you will manage credit risk for the Merchant Services Wholesale Credit portfolio through ongoing credit monitoring, analyzing financial statements, determining appropriate risk ratings, and exerting credit approval authority, as applicable for the role. Recognize possible risks a client's business may pose to the firm while providing recommendations to mitigate such risks. Maintain consistency and quality of credit reviews through high quality assessments and escalate any identified risks and trends. Complete all assigned credit reviews and ad-hoc reviews / tasks within timelines. Participate in ongoing projects / process improvement efforts as appropriate. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship.
Job Responsibilities:
- Evaluate and approve existing merchant relationships including: financial statement review, cash-flow analysis, transaction trend analysis, assessment of the business model, product/service risk evaluation, customer concentration assessment, and review of refund and chargeback exposure.
- Identify and escalate problem credits promptly, and negotiate effectively to protect the bank's interests.
- Demonstrate strong proficiency in financial analysis, products, and key risk factors; defend credit ratings confidently.
- Apply strong financial analysis and product knowledge, incorporating relevant macro- and microeconomic factors and risks.
- Deliver well-supported credit decisions through effective stakeholder engagement.
- Meet monthly timelines and take ownership of deliverables by proactively following up with stakeholders to complete reviews and requests.
- Build and maintain strong relationships with internal stakeholders, including Relationship Managers and Legal.
- Monitor industry trends and credit risk management best practices to strengthen decision-making and maintain a competitive edge.
Requiredqualifications, capabilities, and skills:
- Bachelor's degree in Finance, Economics, Accounting, or a related discipline.
- 3+ years of experience in credit risk underwriting, commercial lending, payments risk or portfolio management.
- Strong financial analysis skills and the ability to write clear, well-structured credit memos.
- Ability to manage competing priorities effectively in a collaborative, high-volume environment while maintaining strong attention to detail.
- Ability to explain decisions using data and sound rationale, and to escalate appropriately when needed.
- Excellent verbal and written communication and problem-solving skills.
- Proven ability to prioritize, plan, and manage processes to complete credit analysis and related assignments.
Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems.
- Sound judgment under time pressure; ability to balance risk vs. commercial objectives
- Stakeholder management (Risk, Sales, Operations, Legal/Compliance as applicable)
- Ability to explain decisions with data + rationale, and escalate appropriately
Preferred qualifications, capabilities, and skills:
- Strong financial analysis and clear written credit memo
- Sound judgment under time pressure; ability to balance risk vs. commercial objectives
- Stakeholder management (Risk, Sales, Operations, Legal/Compliance as applicable)
- Ability to explain decisions with data + rationale, and escalate appropriately
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
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About JPMorgan Chase & Co
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Industry
Finance and insurance and banking and credit intermediation
Company size
10,000+ Employees
Headquarters location
New York, NY, US