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Credit Card Risk Management Jobs in California (NOW HIRING)

Manager, Credit Card Audit

Irvine, CA · On-site

$93K - $121K/yr

Manager Credit Card Audit The Manager Credit Card Audit leads advanced auditing, monitoring, and ... Advanced knowledge of internal controls, risk management, and audit methodologies including ...

The AVP, Risk Management develops and updates programs to ensure compliance with applicable laws ... Exclusive TCU perks such as employee loan and credit card discounts Travis Credit Union is an ...

AVP, Risk Management

Vacaville, CA · On-site

$172K - $212K/yr

The AVP, Risk Management develops and updates programs to ensure compliance with applicable laws ... Exclusive TCU perks such as employee loan and credit card discounts Travis Credit Union is an ...

The AVP, Risk Management develops and updates programs to ensure compliance with applicable laws ... Exclusive TCU perks such as employee loan and credit card discounts Travis Credit Union is an ...

SoFi's Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit strategies ...

Oversee global cash management, liquidity optimization, and investment activities, ensuring ... Direct the optimization of transaction costs, including bank and credit card fees, to maximize ...

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Credit Card Risk Management information

What are the key skills and qualifications needed to thrive in Credit Card Risk Management, and why are they important?

To thrive in Credit Card Risk Management, you need strong analytical skills, knowledge of financial regulations, and experience with credit risk assessment, often supported by a degree in finance, economics, or a related field. Familiarity with risk modeling software, data analytics tools (such as SAS or SQL), and regulatory compliance systems is typically required. Attention to detail, critical thinking, and effective communication are important soft skills for making sound judgments and collaborating with cross-functional teams. These competencies are essential for identifying, mitigating, and managing potential credit risks to protect the financial health of the organization.

What are some common challenges faced in Credit Card Risk Management roles, and how can they be addressed?

Professionals in Credit Card Risk Management often navigate challenges such as staying ahead of evolving fraud tactics, balancing risk controls with customer experience, and adapting to regulatory changes. Addressing these requires continuous learning, leveraging advanced data analytics, and maintaining strong communication with compliance, IT, and customer service teams. Proactively collaborating with cross-functional departments helps ensure that risk policies are both effective and customer-friendly, while regular training on new fraud trends keeps teams prepared.

What is credit card risk management?

Credit card risk management is the process of identifying, assessing, and mitigating risks associated with issuing and managing credit cards. This includes evaluating the creditworthiness of applicants, monitoring accounts for signs of fraud or default, and implementing policies to minimize financial losses for the credit card issuer. Professionals in this field use data analysis, risk modeling, and regulatory guidelines to ensure responsible lending and maintain the financial health of credit card portfolios.

What is the difference between Credit Card Risk Management vs Credit Analyst?

AspectCredit Card Risk ManagementCredit Analyst
Primary FocusManaging risks associated with credit card portfoliosAssessing creditworthiness of individual borrowers
Work EnvironmentFinancial institutions, credit card companiesBanks, lending institutions
Required CredentialsFinance, risk management certifications often preferredFinance, accounting degrees, certifications like CFA

Credit Card Risk Management focuses on overseeing and mitigating risks related to credit card portfolios, while Credit Analysts evaluate individual credit applications. Both roles require financial knowledge and analytical skills, but their scope and daily tasks differ significantly.

What are popular job titles related to Credit Card Risk Management jobs in California? For Credit Card Risk Management jobs in California, the most frequently searched job titles are:
What job categories do people searching Credit Card Risk Management jobs in California look for? The top searched job categories for Credit Card Risk Management jobs in California are:
Director, Credit Card Management

Director, Credit Card Management

Advantage Solutions

Irvine, CA

$174K/yr

Other

Posted 9 days ago


Advantage Solutions rating

6.5

Company rating: 6.5 out of 10

Based on 133 frontline employees who took The Breakroom Quiz

30th of 42 rated marketing agency


Job description


Director, Credit Card Management
Job Locations
US-MO-Saint Louis | US-CA-Irvine
Primary Posting Location : City
Saint Louis
Primary Posting Location : State/Province
MO
Primary Posting Location : Postal Code
63104
Primary Posting Location : Country
US
Requisition ID
2026-438575
Position Type
Full Time
Category
Professional: (IT, Finance, Legal, HR, Talent Acquisition, Administrative, Customer Service)
Minimum
USD $134,000.00/Yr.
Maximum
USD $174,200.00/Yr.
Summary

Director of Credit Card Management

The Director of Credit Card Management provides strategic leadership and governance for the enterprise-wide corporate credit card program, overseeing several thousand cardholders. The role ensures operational excellence, compliance with organizational policies and regulatory requirements, and robust risk mitigation across all program activities. This position leads a dedicated professional team, manages key banking relationships, and drives program performance, reporting, and continuous improvement initiatives that support organizational financial control and efficiency.

Job Will Remain Open Until Filled

Responsibilities

The Company is one of North America's leading sales and marketing agencies specializing in outsourced sales, merchandising, category management, and marketing services to manufacturers, suppliers, and producers of food products and consumer packaged goods. The Company services a variety of trade channels including grocery, mass merchandise, specialty, convenience, drug, dollar, club, hardware, consumer electronics, and home centers. We bridge the gap between manufacturers and retailers, providing consumers access to the best products available in the marketplace today.

Responsibilities

    Provide strategic leadership, oversight, and daily management of the corporate credit card program to ensure operational excellence, policy adherence, and risk mitigation

  • Lead, mentor, and develop a professional team to foster accountability, service excellence, and continuous improvement

  • Oversee issuance, maintenance, monitoring, and lifecycle management of corporate credit cards to ensure accuracy, security, and compliance

  • Maintain, update, and enhance program policies, procedures, governance documentation, and training materials to align with regulations and organizational needs

  • Serve as primary liaison with banking partners by managing relationships, resolving escalations, and negotiating program terms or enhancements

  • Monitor program performance, cardholder activity, compliance trends, and risk indicators while preparing and presenting reporting to senior leadership

  • Identify and implement process improvements, automation, and internal controls to improve efficiency, accuracy, and program integrity

  • Support internal and external audits by coordinating documentation, responding to requests, and ensuring timely corrective action

Qualifications

  • Education Requirements: Bachelor's degree

  • Experience Requirements: 4-6 years experience in relevant field

  • Travel requirement: No travel requirements

Supervisor Responsibility

Direct Reports: Hires, retains, trains, coaches, guides, directs, and develops direct reports using company-wide processes, tools and resources


Indirect Reports: May delegate work of others and provide guidance, direction and mentoring to indirect reports

Required Knowledge and Skills

  • Extensive knowledge of corporate credit card administration and expense management programs

  • Strong understanding of financial controls, compliance standards, and risk management practices

  • Experience leading and developing teams

  • Expertise in vendor and banking relationship management

Environmental & Physical Requirements

Office / Sedentary Requirements: Incumbent must be able to perform the essential functions of the job. Work is performed primarily in an office environment. Typically, requires the ability to sit for extended periods of time (66%+ each day), ability to hear telephone, ability to enter data on a computer and may require the ability to lift up to 10lbs.

Additional Information Regarding Job Duties

Job duties include additional responsibilities as assigned by one's supervisor or other manager related to the position/department. This job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position. The Company reserves the right at any time with or without notice to alter or change job responsibilities, reassign or transfer job positions, or assign additional job responsibilities, subject to applicable law. The Company shall provide reasonable accommodations of known disabilities to enable a qualified applicant or employee to apply for employment, perform the essential functions of the job, or enjoy the benefits and privileges of employment as required by law.

Important Information

The above statements are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required of associates so classified. The Company is committed to providing equal opportunity in all employment practices without regard to age, race, color, national origin, sex, sexual orientation, religion, physical or mental disability, or any other category protected by law. As part of this commitment, the Company shall provide reasonable accommodations of known disabilities to enable an applicant or employee to apply for employment, perform the essential functions of the job, or enjoy the benefits and privileges of employment as required by law.

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