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Credit Card Risk Management Jobs (NOW HIRING)

Own end-to-end portfolio risk analytics for Flex's credit card book across small business and ... This role sits in the foundational build path of core risk management disciplines, and we expect ...

Own end-to-end portfolio risk analytics for Flex's credit card book across small business and ... This role sits in the foundational build path of core risk management disciplines, and we expect ...

Credit Risk Manager

New York, NY · On-site

$100K - $110K/yr

It starts with Made Card - a credit card designed specifically for homeowners, with unmatched ... Each swipe powers a personalized home management platform where users can manage home systems ...

Credit Risk Manager

New York, NY · Remote

$100K - $110K/yr

It starts with Made Card - a credit card designed specifically for homeowners, with unmatched ... Each swipe powers a personalized home management platform where users can manage home systems ...

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Credit Card Risk Management information

See salary details

$86.5K

$158.3K

$239.5K

How much do credit card risk management jobs pay per year?

As of Jul 1, 2026, the average yearly pay for credit card risk management in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

What is the difference between Credit Card Risk Management vs Credit Analyst?

AspectCredit Card Risk ManagementCredit Analyst
Primary FocusManaging risks associated with credit card portfoliosAssessing creditworthiness of individual borrowers
Work EnvironmentFinancial institutions, credit card companiesBanks, lending institutions
Required CredentialsFinance, risk management certifications often preferredFinance, accounting degrees, certifications like CFA

Credit Card Risk Management focuses on overseeing and mitigating risks related to credit card portfolios, while Credit Analysts evaluate individual credit applications. Both roles require financial knowledge and analytical skills, but their scope and daily tasks differ significantly.

What are some common challenges faced in Credit Card Risk Management roles, and how can they be addressed?

Professionals in Credit Card Risk Management often navigate challenges such as staying ahead of evolving fraud tactics, balancing risk controls with customer experience, and adapting to regulatory changes. Addressing these requires continuous learning, leveraging advanced data analytics, and maintaining strong communication with compliance, IT, and customer service teams. Proactively collaborating with cross-functional departments helps ensure that risk policies are both effective and customer-friendly, while regular training on new fraud trends keeps teams prepared.

What is credit card risk management?

Credit card risk management is the process of identifying, assessing, and mitigating risks associated with issuing and managing credit cards. This includes evaluating the creditworthiness of applicants, monitoring accounts for signs of fraud or default, and implementing policies to minimize financial losses for the credit card issuer. Professionals in this field use data analysis, risk modeling, and regulatory guidelines to ensure responsible lending and maintain the financial health of credit card portfolios.

What are the key skills and qualifications needed to thrive in Credit Card Risk Management, and why are they important?

To thrive in Credit Card Risk Management, you need strong analytical skills, knowledge of financial regulations, and experience with credit risk assessment, often supported by a degree in finance, economics, or a related field. Familiarity with risk modeling software, data analytics tools (such as SAS or SQL), and regulatory compliance systems is typically required. Attention to detail, critical thinking, and effective communication are important soft skills for making sound judgments and collaborating with cross-functional teams. These competencies are essential for identifying, mitigating, and managing potential credit risks to protect the financial health of the organization.
More about Credit Card Risk Management jobs
What states have the most Credit Card Risk Management jobs? States with the most job openings for Credit Card Risk Management jobs include:
Infographic showing various Credit Card Risk Management job openings in the United States as of June 2026, with employment types broken down into 90% Full Time, and 10% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $158,312 per year, or $76.1 per hour.
Card Risk Portfolio Analytics VP

Card Risk Portfolio Analytics VP

JPMorgan Chase & Co

Columbus, OH

Full-time

Medical, Retirement

Posted 11 days ago


JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 486 frontline employees who took The Breakroom Quiz

54th of 144 rated banks


Job description

Bring your expertise to JPMorgan Chase. As part of our Risk Management and Compliance team, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Card Risk Portfolio Analytics Lead, you'll work with the risk team to generate thoughtful analytics and recommendations to the business concerning strategy development, implementation, operational controls, and performance monitoring.

Job Responsibilities:

  • Directly manage a team of analytics professionals to deliver analysis on emerging trends in the card portfolio and influence improvements to card risk management
  • Attain a detailed understanding of key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle
  • Acquire an understanding of the operational processes (e.g. manual underwriting, portfolio management, collections) which will aid in understanding acquisition performance drivers
  • Conduct ad hoc analytics and contribute to various projects representing risk management
  • Influence senior leadership with compelling recommendations that benefit risk management

Required qualifications, skills, and/or capabilities:

  • MS degree in statistics, econometric, quantitative finance, or other quantitative field required and 3 years Risk Management or other quantitative experience preferred
  • Otherwise, BS degree and minimum 5 years Risk Management or other quantitative experience required
  • Advanced understanding of data analysis tools such as SAS, Python, SQL, Alteryx, Tableau, etc.
  • Ability to query large amounts of data from a big data environment and transform the raw data into actionable management information
  • Familiarity with risk analytic techniques
  • Strong analytical and problem-solving abilities
  • Strong written and oral communication skills
  • Experience delivering recommendations to management
  • Leading and developing a team of analytics professionals

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. 

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.  We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

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