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Credit Approver Jobs (NOW HIRING)

hyve solutions

AR Reconciliation Analyst

Greenville, SC · On-site

The role serves as the final approver and signer for Credit Memo (CM) and Debit Memo (DM) forms and works closely with internal and external auditors to support monthly, quarterly, and annual audit ...

American AgCredit

Loan Officer

Oakdale, CA · On-site

Collects, analyzes, and enters financials with accuracy in order to assure sound credit decisions * Acts as final approver when customer request fits scorecard assisted underwriting metrics, and ...

American AgCredit

Loan Officer

Stockton, CA · On-site

Collects, analyzes, and enters financials with accuracy in order to assure sound credit decisions * Acts as final approver when customer request fits scorecard assisted underwriting metrics, and ...

American AgCredit

Loan Officer

Merced, CA · On-site

Collects, analyzes, and enters financials with accuracy in order to assure sound credit decisions * Acts as final approver when customer request fits scorecard assisted underwriting metrics, and ...

American AgCredit

Loan Officer

Turlock, CA · On-site

Collects, analyzes, and enters financials with accuracy in order to assure sound credit decisions * Acts as final approver when customer request fits scorecard assisted underwriting metrics, and ...

Harvard University

Project Administrator

Boston, MA · On-site

$57/hr

The PA serves as the Finance Chart of Accounts (COA) final approver for the department. The PA ... Identity, Education, Credit, Criminal * Staying Informed About Your Application: Due to the high ...

Cajun Industries

Accounts Payable Clerk

Baton Rouge, LA · On-site

$17 - $21.50/hr

Scan, process and validate invoices weekly in A/P programs for approver review * Understand and ... Process employee expenses, per diem, and credit cards in line with agreed deadlines Qualifications ...

Samet Corporation

Project Accountant

Raleigh, NC

$53K - $70K/yr

... to approver(s) and preparing AP payments. Includes verification of proper risk management ... reports, reconciling and entering credit card payments. * Assisting with special projects.

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Credit Approver information

What are the key skills and qualifications needed to thrive as a Credit Approver, and why are they important?

To thrive as a Credit Approver, you need strong analytical skills, attention to detail, and a solid understanding of credit risk principles, often supported by a degree in finance, accounting, or a related field. Familiarity with credit management software, financial modeling tools, and knowledge of regulatory compliance requirements are typically required. Excellent judgment, communication skills, and the ability to make sound decisions under pressure are vital soft skills. These competencies ensure accurate credit assessments, minimize risk, and support sound lending decisions for the organization.

What are Credit Approvers?

Credit Approvers are professionals responsible for evaluating and deciding whether to approve or deny credit applications from individuals or businesses. They analyze financial information, credit history, and other relevant data to assess the risk of lending money or extending credit. Credit Approvers work in banks, financial institutions, or companies that offer credit services, ensuring that lending decisions align with the organization's policies and risk tolerance. Their role is crucial in minimizing potential losses while supporting business growth.

What is the difference between Credit Approver vs Credit Analyst?

AspectCredit ApproverCredit Analyst
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are commonSame as Credit Approver: bachelor's degree, relevant certifications beneficial
Work EnvironmentBanking, finance companies, or lending institutions; review and approve credit applicationsFinancial institutions, credit bureaus; analyze credit data and assess risk
Employer & Industry UsageUsed in lending, banking, and credit departmentsCommon in finance, banking, and credit agencies
Comparison Search IntentUnderstanding roles in credit approval processAnalyzing creditworthiness and risk assessment

While both Credit Approvers and Credit Analysts work within the finance and credit sectors, Credit Approvers focus on making final decisions on credit applications, whereas Credit Analysts evaluate credit data to inform those decisions. Both roles require similar credentials and are integral to the lending process.

How does a Credit Approver typically collaborate with other departments during the loan approval process?

Credit Approvers frequently work closely with teams such as sales, underwriting, and risk management to ensure a thorough review of loan applications. They may consult with sales representatives to clarify client profiles, coordinate with underwriters to assess risk factors, and liaise with legal or compliance teams to ensure all regulatory requirements are met. This collaborative approach helps ensure that credit decisions are both prudent and aligned with the organization's risk appetite. Effective communication and teamwork are essential to streamline the approval process and minimize bottlenecks.
More about Credit Approver jobs
What states have the most Credit Approver jobs? States with the most job openings for Credit Approver jobs include:
What job categories do people searching Credit Approver jobs look for? The top searched job categories for Credit Approver jobs are:
Credit Approver jobs near you
Infographic showing various Credit Approver job openings in the United States as of July 2026, with employment types broken down into 77% Internship, 18% Full Time, 1% Part Time, 1% Contract, and 3% Summer. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution.
AR Reconciliation Analyst

AR Reconciliation Analyst

hyve solutions

Greenville, SC • On-site

Full-time

Posted yesterday

Hyve Solutions rating

6.8

Company rating: 6.8 out of 10

Based on 15 frontline employees who took The Breakroom Quiz

105th of 142 rated electronics manufacturers

Job description

@HYVE Solutions, missions to help customers, business partners, and employees achieve success through shared goals, strategies, resources and technology solutions.
Job Title: Credit Operations Analyst
Job Overview
The Credit Operations Analyst plays a critical role in supporting the integrity, accuracy, and compliance of credit operations. This position is responsible for the review and processing of back-end adjustments, investigation and resolution of unidentified payments, and compilation of data for management reporting. The role serves as the final approver and signer for Credit Memo (CM) and Debit Memo (DM) forms and works closely with internal and external auditors to support monthly, quarterly, and annual audit requirements. The ideal candidate is highly analytical, detail-oriented, and comfortable managing complex processes in a fast-paced environment.
Key Duties and Responsibilities
Credit Operations & Adjustments
  • Review and process back-end adjustments to ensure accuracy, completeness, and compliance with company policies and internal controls.
  • Act as final signer and approver for Credit Memo (CM) and Debit Memo (DM) forms, ensuring proper authorization and documentation.

Payment Research & Reconciliation
  • Investigate and resolve unidentified or unapplied payments, ensuring timely and accurate reconciliation.
  • Partner with internal teams to resolve discrepancies and prevent recurring issues.

Reporting & Data Analysis
  • Compile, analyze, and validate data used for management and compliance reporting.
  • Provide insights, trend analysis, and recommendations to support operational decision-making.

Audit & Compliance Support
  • Review and approve forms through OneSpan, ensuring audit-ready documentation.
  • Coordinate with internal and external auditors by providing test samples, documentation, and responses to audit inquiries.
  • Manage and complete monthly, quarterly, and compliance audit processes, including:
    • Proof of Delivery (POD) validation
    • OT 84 reporting validation
  • Participate in annual walkthroughs and audits to ensure ongoing compliance and process accuracy.

Customer Care Support
  • Serve as backup support for the Customer Care team handling shipping issues, as needed, to ensure continuity of service.

Process Improvement
  • Identify gaps, risks, and inefficiencies within credit operations.
  • Recommend and support process improvements to enhance accuracy, efficiency, and controls.

Education & Experience
  • High school diploma required; four-year degree in Finance, Accounting, or a related field preferred.
  • Prior experience in credit operations, audit support, accounts receivable, or financial operations strongly preferred.
  • Experience or exposure to AI tools, automation, or data-driven technologies is a plus.

Skills & Competencies
  • Strong analytical skills with exceptional attention to detail.
  • Solid understanding of audit processes, compliance controls, and documentation requirements.
  • Advanced proficiency in Microsoft Excel and PowerPoint.
  • Strong organizational and time-management skills with the ability to manage competing priorities.
  • Excellent written and verbal communication skills.
  • Working knowledge of AI concepts and automation tools preferred.
  • Ability to work independently while also collaborating effectively across teams.

@ HYVE Solutions, we believe employees are our greatest asset and we empower them to make a difference in our business. Diversity and inclusion make us all better. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.

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