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Contractual Final Expense Agent information

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$38K

$81.8K

$112K

How much do contractual final expense agent jobs pay per year?

As of Jun 15, 2026, the average yearly pay for contractual final expense agent in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What is the difference between Contractual Final Expense Agent vs Insurance Sales Agent?

AspectContractual Final Expense AgentInsurance Sales Agent
CredentialsLicensing required, often specific to final expense insuranceLicensing required, varies by insurance type
Work EnvironmentIndependent, commission-based, often working remotely or in clients' homesVaries; can be office-based or field sales
Industry UsagePrimarily in final expense and life insurance sectorsBroader, including health, auto, and life insurance

Contractual Final Expense Agents focus specifically on selling final expense life insurance policies, often working independently and targeting seniors. Insurance Sales Agents may sell a variety of insurance products across different sectors. While both roles require licensing and involve commission-based work, Contractual Final Expense Agents specialize in a niche market, providing tailored solutions for end-of-life expenses.

What cities are hiring for Contractual Final Expense Agent jobs? Cities with the most Contractual Final Expense Agent job openings:
What are the most commonly searched types of Final Expense Agent jobs? The most popular types of Final Expense Agent jobs are:
What states have the most Contractual Final Expense Agent jobs? States with the most job openings for Contractual Final Expense Agent jobs include:
Contractual Final Expense Agent jobs near you
Final Expense Sales Agent | Unlimited Income Potential

Final Expense Sales Agent | Unlimited Income Potential

Golden Memorial Insurance Services

Miami, FL • On-site

$100 - $2.5K/wk

Other

Medical, Dental, Retirement

Posted 4 days ago

Job description

Job Description:

At GM Nation, we believe success is built through hard work, consistency, and a proven system. As a Final Expense Insurance Agent, you'll meet with families who have requested information about life insurance and help them find coverage that fits their needs. This is a field-based sales opportunity where your effort directly impacts your income and growth.

Position: Final Expense Insurance Agent | 10-99 Commission Only

Who We Are:

GM Nation is the #1 Final Expense agency in the nation. We have built a winning culture centered around opportunity, leadership, mentorship, and personal growth. Whether you're licensed, newly licensed, or looking for a new career path, we provide the tools, training, and support to help you succeed.

Why Join GM Nation?

• Unlimited earning potential with competitive commissions and bonuses

• Exclusive lead opportunities from individuals who have requested information

• One product. One-page application. Unlimited opportunity.

• Industry-leading training and mentorship from proven leaders

• Leadership and career advancement opportunities

• Company & Agency sponsored trips, contests, recognition, and incentives

• A supportive culture focused on helping agents win

Key Responsibilities:

• Meet with families to discuss their life insurance needs

• Present Final Expense coverage options and explain policy benefits

• Help clients select a plan that fits their goals and budget

• Build strong relationships through exceptional service

• Follow up with prospects and maintain client relationships

• Participate in ongoing training, coaching, and team meetings

Qualifications:

• Strong communication and people skills

• Self-motivated and goal-oriented

• Positive attitude and willingness to learn

• Ability to work independently and manage your time effectively

• Sales experience is helpful but not required

• Willing to obtain a Life Insurance License if not currently licensed — we'll help guide you through the process

If you're looking for more than just a job and want the opportunity to build a career with unlimited growth potential, GM Nation is the place for you. Join a team that is changing lives, helping families, and creating opportunities every day.

Apply today and see why so many agents have chosen to build their future with GM Nation.

Company Description

Golden Memorial is the #1 Final Expense agency in the nation, helping families protect what matters most while creating life-changing opportunities for agents across the country. With a simple one-product approach, a one-page application, industry-leading training, and a proven system, we make it easy for motivated individuals to build a rewarding career, grow their income, and achieve long-term success. Whether you're experienced or just getting started, Golden Memorial provides the support, mentorship, and opportunity to help you reach your full potential.