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Contractual Final Expense Agent information

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$38K

$81.8K

$112K

How much do contractual final expense agent jobs pay per year?

As of Jul 16, 2026, the average yearly pay for contractual final expense agent in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What is the difference between Contractual Final Expense Agent vs Insurance Sales Agent?

AspectContractual Final Expense AgentInsurance Sales Agent
CredentialsLicensing required, often specific to final expense insuranceLicensing required, varies by insurance type
Work EnvironmentIndependent, commission-based, often working remotely or in clients' homesVaries; can be office-based or field sales
Industry UsagePrimarily in final expense and life insurance sectorsBroader, including health, auto, and life insurance

Contractual Final Expense Agents focus specifically on selling final expense life insurance policies, often working independently and targeting seniors. Insurance Sales Agents may sell a variety of insurance products across different sectors. While both roles require licensing and involve commission-based work, Contractual Final Expense Agents specialize in a niche market, providing tailored solutions for end-of-life expenses.

What cities are hiring for Contractual Final Expense Agent jobs? Cities with the most Contractual Final Expense Agent job openings:
What are the most commonly searched types of Final Expense Agent jobs? The most popular types of Final Expense Agent jobs are:
What states have the most Contractual Final Expense Agent jobs? States with the most job openings for Contractual Final Expense Agent jobs include:
Contractual Final Expense Agent jobs near you
Final Expense Agent Wanted Now RWIG

Final Expense Agent Wanted Now RWIG

NORTH AMERICAN SENIOR BENEFITS

Houston, TX • On-site

$80K - $200K/yr

Other

Medical, Dental, Vision, Life, Retirement

Re-posted 14 days ago

Job description

Join Richwood Insurance Group: Elite Sales Professionals Wanted. Richwood Insurance Group is expanding FAST, and we're seeking driven, high-achieving individuals who want more than just a job - we're creating future agency owners.

At Richwood, you'll partner with top carriers in the nation and unlock your potential for real income, equity, and freedom.

$ Compensation & Upside

$80K - $200K+ realistic first year income

High commissions + performance bonuses

.Override income & agency-building opportunities

Residual income-earn for work you did years ago

No income cap-your effort shapes your income

What You'll Be Selling

Final Expense Life Insurance (in-person)

Indexed Universal Life (IUL) policies

Mortgage protection

Income Protection

Other Simplified-Issue products

Warm leads + proven sales system

Partnering with the nation's top carriers to deliver real value to families while you earn generously

Who We're Looking For

Sales-driven professionals (backgrounds in insurance, real estate, solar, auto, D2D, or B2B is a plus)

Those eager to grow into leadership or build their own agency

Strong communicators, confident in face-to-face interactions

Coachable, competitive and goal-oriented

Licensed agents preferred (or willing to get licensed-we help)

This Is an In-Person Role (Read Carefully)

100% in-person sales

Meet clients face-to-face in their homes or designated locations

Not remote, not a call center, not a desk job, Ideal for those who excel in the field

Training & Support (We Set You Up for Success)

Step-by-step sales training, product & carrier education, Scripts, presentations, and field guidance, mentorship from top producers, ongoing coaching to scale you to 6-7 figures

No experience? We train the right people. Experience? We help you multiply your income.

Why Richwood Insurance Group Stands Out

Not captive-you have autonomy, not a dead-end sales job. This is not a multi-level marketing (MLM) scheme. Clear path to ownership, leadership, and long-term wealth. Opportunity to build and lead your own team. Partnering with top carriers gives you a competitive edge in the market.

Position Details

Full-time, in-person sales role, flexible schedule, performance-based advancement, opportunity to build your own agency.

This Role Is For You if:

You want to control your income, you want to build something that's yours, you're tired of income caps and micromanagement, you're ready to work hard and get paid what you're worth.

Apply Now

Spots are limited due to training capacity. We're only seeking motivated, growth-minded individuals ready to take action.