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Contract Mortgage Processor Jobs (NOW HIRING)

Treadstone Funding

Mortgage Loan Processor

Grand Rapids, MI · On-site

$38K - $52K/yr

The Loan Processor is responsible for processing a residential mortgage loan from contract to closing, while acting as a liaison between the loan origination team, the Underwriter, the borrower(s ...

ProLending Mortgage, LLC

Mortgage Loan Processor

Webster, TX · On-site

$35K - $48K/yr

ProLending Mortgage is currently looking for a reliable Loan Processor to perform appraisals of ... contracts. Our ultimate goal is to create lasting relationships with each of our clients so that we ...

NFM Lending

Senior Processor

Encinitas, CA · On-site

$24.04 - $31.25/hr

The Mortgage Processor is responsible for reviewing, preparing, and verifying loan documentation to ... This is not a contract of employment. The employer, in its sole discretion, may modify or adjust ...

ProLending Mortgage, LLC

Mortgage Loan Processor

Webster, TX · On-site

$35K - $48K/yr

ProLending Mortgage is currently looking for a reliable Loan Processor to perform appraisals of ... contracts. Our ultimate goal is to create lasting relationships with each of our clients so that we ...

Novus Home Mortgage

Mortgage Loan Processor

Madison, WI · On-site

$25 - $32/hr

Pre-process and pre-underwrite loans before they go under contract, catching potential issues early ... maintain the mortgage loan file, and assist in clearing underwriting conditions as requested ...

NFM Lending

Senior Processor

Tempe, AZ · On-site

The Mortgage Processor is responsible for reviewing, preparing, and verifying loan documentation to ... This is not a contract of employment. The employer, in its sole discretion, may modify or adjust ...

NFM, Inc.

Senior Processor

Tempe, AZ · On-site

$17.31/hr

The Mortgage Processor is responsible for reviewing, preparing, and verifying loan documentation to ... This is not a contract of employment. The employer, in its sole discretion, may modify or adjust ...

NFM Lending

Senior Processor

Encinitas, CA · On-site

$24.04 - $31.25/hr

The Mortgage Processor is responsible for reviewing, preparing, and verifying loan documentation to ... This is not a contract of employment. The employer, in its sole discretion, may modify or adjust ...

NFM, Inc.

Senior Processor

Encinitas, CA · On-site +1

$24.04 - $31.25/hr

The Mortgage Processor is responsible for reviewing, preparing, and verifying loan documentation to ... This is not a contract of employment. The employer, in its sole discretion, may modify or adjust ...

Waterstone Mortgage

Mortgage Loan Processor III

$40K - $56K/yr

Mortgage Loan Processor Waterstone Mortgage is seeking a highly skilled Mortgage Loan Processor to take ownership of complex residential loan files from contract through closing. In this role, you ...

NFM Lending

Senior Processor

$24.04 - $31.25/hr

The Mortgage Processor is responsible for reviewing, preparing, and verifying loan documentation to ... This is not a contract of employment. The employer, in its sole discretion, may modify or adjust ...

Top Mortgage Team, LLC

Be Seen First

Mortgage Loan Processor

Clearwater, FL · On-site

$50K - $80K/yr (+ commission)

Pre Approval Specialist/Loan Processor - Mortgage Location: Clearwater, FL Company: Top Mortgage ... Prepare and review loan documents, including disclosures, agreements, and contracts. * Assist in ...

NFM Lending

Senior Processor

$24.04 - $31.25/hr

The Mortgage Processor is responsible for reviewing, preparing, and verifying loan documentation to ... This is not a contract of employment. The employer, in its sole discretion, may modify or adjust ...

Rize Mortgage

Loan Processor

Plantation, FL · Remote

$19.25 - $25.50/hr

... contracts, and property tax records to help process mortgage loan files. · Prepare and submit detailed loan packages to the lender underwriting department for approval or denial. · Act as a liaison ...

Rize Mortgage

Loan Processor

Plantation, FL · Remote

$19.25 - $25.50/hr

... contracts, and property tax records to help process mortgage loan files. · Prepare and submit detailed loan packages to the lender underwriting department for approval or denial. · Act as a liaison ...

TEKsystems

Mortgage Closer (GPO)

Pensacola, FL · On-site

$18.44/hr

Mortgage processing experience strongly preferred. Experience Level Entry-Level to Intermediate Job Type & Location This is a Contract to Hire position based out of Pensacola, FL. Pay and Benefits ...

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Contract Mortgage Processor information

See salary details

$28.5K

$50.9K

$94.5K

How much do contract mortgage processor jobs pay per year?

As of Sep 4, 2026, the average yearly pay for contract mortgage processor in the United States is $50,903.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,000.00 and $55,000.00 per year, depending on experience, location, and employer.

What is a contract mortgage processor?

Contract Mortgage Processors are professionals who work on a contract basis to help lenders, brokers, or mortgage companies process home loan applications. They review loan documents, verify applicant information, and ensure all paperwork complies with lending guidelines and regulations. Unlike in-house processors, contract processors are typically self-employed or work for third-party processing companies, providing flexible staffing solutions for busy mortgage offices. Their main goal is to facilitate the smooth and timely approval of mortgage loans by coordinating between borrowers, lenders, and underwriters.

What are the key skills and qualifications needed to thrive as a contract mortgage processor?

To thrive as a Contract Mortgage Processor, you need a solid understanding of mortgage lending guidelines, financial documentation, and industry regulations, often supported by experience in mortgage processing or relevant certifications. Familiarity with loan origination systems (LOS), document management software, and compliance tools is typically required. Strong attention to detail, organizational skills, and effective communication are critical soft skills for managing multiple files and collaborating with lenders, underwriters, and clients. These abilities ensure accurate, timely processing of loans, minimize errors, and facilitate smooth transactions in a highly regulated environment.

What are some common challenges faced by contract mortgage processors, and how can they be managed?

Contract Mortgage Processors often juggle multiple loan files with tight deadlines, making time management and organization crucial. They may encounter challenges such as incomplete documentation from borrowers or last-minute underwriting changes, which require strong communication skills and attention to detail. Building rapport with loan officers, underwriters, and title companies helps streamline the process and resolve issues efficiently. Staying up-to-date with regulatory changes and lender requirements is also essential for success in this dynamic role.

What cities are hiring for Contract Mortgage Processor jobs?

Cities with the most Contract Mortgage Processor job openings:

What are the most commonly searched types of Mortgage Processor jobs?

The most popular types of Mortgage Processor jobs are:

What states have the most Contract Mortgage Processor jobs?

States with the most job openings for Contract Mortgage Processor jobs include:

Contract Mortgage Processor jobs near you
Infographic showing various Contract Mortgage Processor job openings in the United States as of August 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 77% Physical, 4% Hybrid, and 19% Remote job distribution, with an average salary of $50,903 per year, or $24.5 per hour.

Mortgage Loan Processor

Treadstone Funding

Grand Rapids, MI • On-site

$38K - $52K/yr

Full-time

Posted 24 days ago

Job description

We are seeking a detail-oriented Mortgage Loan Processor to join our team! This is an in-office position at our Grand Rapids office. Candidates with prior mortgage processing experience are strongly preferred. 

The Loan Processor is responsible for processing a residential mortgage loan from contract to closing, while acting as a liaison between the loan origination team, the Underwriter, the borrower(s), and the closing department.
The Loan Processor reviews all borrower information and documentation, with the foresight and knowledge of underwriting requirements. In addition, they review all underwriting conditions, request additional documentation from involved parties, submit, clear, and coordinate the loan for closing.


Essential Duties & Responsibilities:

  • Manage and prioritize a pipeline of loans, based on closing date and lock expiration.
  • Meet all closing dates.
  • Communicate clearly with the borrower and Realtor, using the most effective medium to obtain additional information/documents and answer any questions or concerns throughout the whole process.
  • Review and validate loan documentation (applications, credit, income, assets, property documents, title, etc.) for each loan file.
  • Take initiative to investigate, research and solve any issues that may arise.
  • Verify loan packages for accuracy, borrower signatures and anticipate underwriting conditions required for the loan.
  • Submit loans to underwriting for approval and clear to close.
  • Maintain confidentiality while processing loans and communicating with third parties.
  • Review, address and complete all underwriting conditions.
  • Submit a loan file to the closing department to request and approve closing disclosures.
  • Provide final closing numbers to the borrower prior to their scheduled closing.
  • Coordinate with the title company, Realtor, and borrower to schedule the closing date.
  • Escalates issues when necessary to the Loan Officer, Loan Officer Assistant, Processing Manager, or Operations Manager.
  • Maintain a working knowledge of underwriting guidelines.
  • Stay up to date on Neighborhood Loans and Treadstone Funding policies and procedures.
  • Perform other tasks as assigned.

Essential Traits and Values:

  • 2+ years of experience in mortgage loan processing or underwriting is preferred.
  • Personally demonstrates that customers are a high priority.
  • Strong verbal and written communication skills – communicates accurately, effectively, appropriately and with a positive attitude.
  • Establishes a record of producing work that is highly accurate.
  • Strong organizational skills.
  • Takes pride in a high quality of work with a thorough attention to detail.
  • Be proactive – take initiative to resolve any possible issues that can arise.
  • Personally commits to a high quality of work and encourages others to have similar standards.
  • Ensures that quality of work does not suffer as quantity of work increases. 
  • The ability to prioritize and multitask throughout the day – managing interruptions until the highest priority tasks are accomplished.
  • Identified customer needs and expectations and responds to them in a timely and effective manner. 
  • Manages time to ensure that deadlines are met.

We are an equal opportunity employer and value diversity. All employment decisions are based on qualifications, merit, and business needs.

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