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Contract Mortgage Processor Jobs (NOW HIRING)

Beacon Talent

Senior Mortgage Processor

Miami, FL · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Beacon Talent

Senior Mortgage Processor

Atlanta, GA · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Beacon Talent

Senior Mortgage Processor

Houston, TX · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Beacon Talent

Senior Mortgage Processor

Charlotte, NC · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Beacon Talent

Senior Mortgage Processor

Irvine, CA · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Southern First Bank

Mortgage Processor

Greenville, SC

$37K - $51K/yr

Work with the borrower during the loan process * Responsible for scanning closed mortgage loans ... This document does not represent an expressed or implied contract of employment nor does it alter ...

Temple View Capital LLC

Mortgage Processor

Bethesda, MD · On-site +1

$60K - $65K/yr

... scheduled contract or other predetermined deadlinesEnsure that all conditions have or will be ... mortgage lending regulationsExcellent verbal and written communication and grammar skillsHigh ...

Sparks Group

Mortgage Processor

Hunt Valley, MD · On-site

$60K - $80K/yr

... Mortgage Processor who thrives in a fast-paced, high-volume environment--this is the kind of role ... Reviewing full loan packages (1003, income, assets, credit, contracts, etc.) * Submitting clean ...

Southern First Bank

Mortgage Processor

Greenville, SC · On-site

$37K - $51K/yr

Work with the borrower during the loan process * Responsible for scanning closed mortgage loans ... This document does not represent an expressed or implied contract of employment nor does it alter ...

Temple View Capital LLC

Mortgage Processor

Bethesda, MD · On-site +1

$60K - $65K/yr

... contract or other predetermined deadlines Ensure that all conditions have or will be satisfied ... mortgage lending regulations Excellent verbal and written communication and grammar skills High ...

Sparks Group

Senior Mortgage Processor

Baltimore, MD · On-site

$50K - $90K/yr

Review loan applications (1003), income, assets, credit, contracts, and all supporting ... Minimum 3+ years of mortgage processing experience. * Broker/wholesale processing experience ...

Sparks Group

Senior Mortgage Processor

Halethorpe, MD · Hybrid

$50K - $90K/yr

Review loan applications (1003), income, assets, credit, contracts, and all supporting ... Minimum 3+ years of mortgage processing experience. * Broker/wholesale processing experience ...

Alliant

Associate Mortgage Processor

Chicago, IL · Remote

$46K - $65K/yr

... contract. Reviews mortgage applications and supporting loan documents to ensure they meet the set ... Ensure the loan process is meeting the deadlines of the purchase agreement as well as keeps track ...

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Contract Mortgage Processor information

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$28.5K

$50.9K

$94.5K

How much do contract mortgage processor jobs pay per year?

As of Jun 10, 2026, the average yearly pay for contract mortgage processor in the United States is $50,903.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,000.00 and $55,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Contract Mortgage Processors, and how can they be managed?

Contract Mortgage Processors often juggle multiple loan files with tight deadlines, making time management and organization crucial. They may encounter challenges such as incomplete documentation from borrowers or last-minute underwriting changes, which require strong communication skills and attention to detail. Building rapport with loan officers, underwriters, and title companies helps streamline the process and resolve issues efficiently. Staying up-to-date with regulatory changes and lender requirements is also essential for success in this dynamic role.

What are Contract Mortgage Processors?

Contract Mortgage Processors are professionals who work on a contract basis to help lenders, brokers, or mortgage companies process home loan applications. They review loan documents, verify applicant information, and ensure all paperwork complies with lending guidelines and regulations. Unlike in-house processors, contract processors are typically self-employed or work for third-party processing companies, providing flexible staffing solutions for busy mortgage offices. Their main goal is to facilitate the smooth and timely approval of mortgage loans by coordinating between borrowers, lenders, and underwriters.

What are the key skills and qualifications needed to thrive as a Contract Mortgage Processor, and why are they important?

To thrive as a Contract Mortgage Processor, you need a solid understanding of mortgage lending guidelines, financial documentation, and industry regulations, often supported by experience in mortgage processing or relevant certifications. Familiarity with loan origination systems (LOS), document management software, and compliance tools is typically required. Strong attention to detail, organizational skills, and effective communication are critical soft skills for managing multiple files and collaborating with lenders, underwriters, and clients. These abilities ensure accurate, timely processing of loans, minimize errors, and facilitate smooth transactions in a highly regulated environment.
What cities are hiring for Contract Mortgage Processor jobs? Cities with the most Contract Mortgage Processor job openings:
What are the most commonly searched types of Mortgage Processor jobs? The most popular types of Mortgage Processor jobs are:
What states have the most Contract Mortgage Processor jobs? States with the most job openings for Contract Mortgage Processor jobs include:
Contract Mortgage Processor jobs near you
Infographic showing various Contract Mortgage Processor job openings in the United States as of June 2026, with employment types broken down into 1% Internship, 3% As Needed, 18% Full Time, 4% Part Time, 73% Contract, and 1% Nights. Highlights an 80% Physical, 2% Hybrid, and 18% Remote job distribution, with an average salary of $50,903 per year, or $24.5 per hour.

Senior Mortgage Processor

Beacon Talent

Miami, FL • Remote

$80K - $90K/yr

Full-time

Medical, Dental, Vision, Retirement

Posted 13 days ago

Job description

About the Role

Our client is a rapidly growing mortgage lending company. They are seeking a Senior Mortgage Processor to join their Operations team on a full-time basis.
This role is responsible for managing complex mortgage loan files from application through clear-to-close, ensuring accuracy, compliance, and on-time closings. The Senior Mortgage Processor serves as a key operational partner to loan officers, underwriters, and closing teams. This position requires deep knowledge of mortgage guidelines, strong independent judgment, and the ability to identify and resolve issues before they impact closing timelines proactively.
This is a full-time remote role with a base of $80,000 - $90,000/an.
Key Responsibilities
  • Manage a pipeline of Conventional, FHA, VA, and Jumbo loans from application through funding
  • Review applications and supporting documentation for accuracy, completeness, and guideline adherence
  • Issue and manage Loan Estimates, Closing Disclosures, and redisclosures in compliance with TRID requirements
  • Calculate and validate income, assets, credit, DTI, and LTV
  • Structure loans appropriately based on investor and agency guidelines
  • Submit complete files to underwriting and efficiently clear conditions
  • Identify and resolve documentation, compliance, or structural issues early in the process
  • Coordinate with Loan Officers, Underwriters, Closers, title companies, and third-party vendors
  • Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings
  • Serve as an escalation point for complex loan scenarios
  • Maintain accurate documentation and detailed loan notes within the LOS
Qualifications
  • 8+ years of residential mortgage processing experience
  • Experience handling complex income scenarios, including self-employed borrowers
  • Strong knowledge of TRID, RESPA, agency guidelines, and investor overlays
  • Proven ability to independently manage a full pipeline
  • Proficiency in Loan Origination Systems (e.g., Encompass or similar)
  • Strong organizational skills and attention to detail
  • Excellent communication skills with borrowers and internal stakeholders
  • Ability to thrive in a fast-paced, deadline-driven environment
Benefits
  • Meaningful equity in the organization
  • Top-tier medical, vision & dental with support for dependents
  • 401(k)
  • Flexible Time Off
  • Hardware Allowance: $2,000 to fix up your workspace
  • At-cost Mortgages