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Contract Loan Processing Jobs (NOW HIRING)

Irca Capital

Mortgage Loan Processor

Miami, FL · On-site

$54K - $120K/yr

In this vital role, you will manage the end-to-end processing of mortgage loan applications ... Ensure adherence to TILA (Truth in Lending Act) disclosures, contracts, and other federal or state ...

Rize Mortgage

Loan Processor

Plantation, FL · Remote

$19.25 - $25.50/hr

... contracts, and property tax records to help process mortgage loan files. · Prepare and submit detailed loan packages to the lender underwriting department for approval or denial. · Act as a liaison ...

HomeTown_Bank

Loan Processor

League City, TX · On-site

$16 - $21.50/hr

Loan Processing: * Perform all pre-closing loan duties and prepare all loan closing documentation ... contracts as applicable as well as following all Bank policies and procedures * Ensure proper ...

Rize Mortgage

Loan Processor

Plantation, FL · Remote

$19.25 - $25.50/hr

... contracts, and property tax records to help process mortgage loan files. · Prepare and submit detailed loan packages to the lender underwriting department for approval or denial. · Act as a liaison ...

Robert Half

Loan Processor - Support

Allentown, PA · On-site

$18 - $24/hr

This is a Long-term Contract opportunity supporting loan processing activities through year-end with the possibility of extending into January. The person in this role will help maintain accurate ...

New

TEKsystems

Auto Loan Processor

Greenwood Village, CO

$22/hr

Previous auto loan processing experience preferred. * Consumer lending or banking experience ... Job Type & Location This is a Contract to Hire position based out of Greenwood Village, CO. Pay and ...

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Contract Loan Processing information

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How much do contract loan processing jobs pay per hour?

As of Aug 12, 2026, the average hourly pay for contract loan processing in the United States is $21.30, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $24.04 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a contract loan processor?

To thrive as a Contract Loan Processor, you need a solid understanding of mortgage lending processes, loan documentation, and compliance regulations, often supported by experience in financial services or a related certification. Familiarity with loan origination systems (LOS) like Encompass or Calyx, and proficiency in document management software, is typically required. Attention to detail, strong organizational skills, and effective communication are crucial soft skills for managing deadlines and collaborating with clients and lenders. These skills ensure accurate loan processing, compliance with regulatory standards, and efficient workflow in a highly deadline-driven environment.

Is contract loan processing a hard job?

Contract loan processing can be challenging due to the need for attention to detail, understanding of loan documents, and adherence to regulations. The role often requires strong organizational skills, familiarity with loan software, and the ability to handle multiple tasks within tight deadlines.

What are some common challenges faced by contract loan processors, and how can they be managed effectively?

Contract loan processors often encounter challenges such as tight deadlines, fluctuating loan volumes, and the need to quickly adapt to different lenders' procedures. Managing these challenges involves maintaining strong organizational skills, effective communication with borrowers, loan officers, and underwriters, and staying updated on compliance regulations. Utilizing reliable loan processing software and establishing clear workflows can also help streamline tasks and reduce errors, making it easier to handle high workloads efficiently.

What is a contract loan processor?

Contract loan processors are professionals who handle the administrative and processing tasks involved in securing a loan, typically for a mortgage, on a contractual or freelance basis rather than as full-time employees. They review and verify loan documents, coordinate with lenders, and ensure that applications comply with industry and legal standards. By working on a contract basis, they provide flexibility to lenders or mortgage companies who may need extra support during busy periods or for specific projects.

What is the difference between Contract Loan Processing vs Contract Underwriting?

AspectContract Loan ProcessingContract Underwriting
Primary RolePreparing and verifying loan documents, coordinating with applicants and lendersAssessing and approving loan applications based on risk analysis
Required CredentialsTypically requires a high school diploma or equivalent; certifications like Loan Processing Certification are commonRequires a mortgage or loan underwriting certification; often a background in finance or banking
Work EnvironmentOffice setting, often in banks, mortgage companies, or lending institutionsOffice-based, with detailed analysis and decision-making processes

Contract Loan Processing involves managing the documentation and coordination for loan approval, while Contract Underwriting focuses on evaluating and approving loan applications based on risk factors. Both roles are essential in the lending process but differ in responsibilities and skill requirements.

How to become a contract loan processor?

To become a contract loan processor, candidates typically need a high school diploma or equivalent, along with experience in loan processing or related administrative roles. Familiarity with loan software, attention to detail, and strong organizational skills are important; some employers may prefer candidates with a background in finance or banking. Certification is not mandatory but can enhance job prospects.
More about Contract Loan Processing jobs
What cities are hiring for Contract Loan Processing jobs? Cities with the most Contract Loan Processing job openings:
What are the most commonly searched types of Loan Processing jobs? The most popular types of Loan Processing jobs are:
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Contract Loan Processing jobs near you
Infographic showing various Contract Loan Processing job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 13% Part Time, 1% Temporary, 4% Contract, and 1% Nights. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $44,308 per year, or $21.3 per hour.

Mortgage Loan Processor

Irca Capital

Miami, FL • On-site

$54K - $120K/yr

Full-time

Posted 29 days ago

Job description

Pay: Starting at, $54,000.00 annually

Job description:

 

Job Summary
We are seeking a dynamic and detail-oriented Mortgage Loan Processor to join our dedicated financial services team. In this vital role, you will manage the end-to-end processing of mortgage loan applications, ensuring accuracy, compliance, and timely delivery. Your expertise will support our commitment to providing exceptional service to our clients while adhering to industry regulations and standards. This position offers an exciting opportunity for professionals with a passion for mortgage lending, credit analysis, and loan origination processes to thrive in a fast-paced environment.

Responsibilities

  • Review and verify all loan documentation, including income, asset, employment, and credit information to ensure completeness and accuracy.
  • Coordinate with loan officers, underwriters, escrow officers, and other stakeholders to facilitate smooth loan processing.
  • Prepare and submit loan packages for underwriting approval, ensuring compliance with Fair Housing regulations.
  • Conduct thorough credit analysis and assess borrower financial profiles to determine loan eligibility.
  • Ensure adherence to TILA (Truth in Lending Act) disclosures, contracts, and other federal or state regulations throughout the process.
  • Manage escrow accounts and ensure all necessary documentation related to escrow is accurate and complete.
  • Utilize basic math skills and 10-key typing proficiency to accurately process financial data and maintain detailed records of each transaction.

Qualifications

  • Proven experience in mortgage loan processing or related roles within the financial services or banking industry.
  • Strong understanding of Lending guidelines, underwriting procedures, and mortgage servicing processes.
  • Familiarity with loan origination systems, credit analysis techniques, and mortgage contracts.
  • Knowledge of Fair Housing regulations and compliance standards applicable to mortgage lending.
  • Ability to perform basic math calculations accurately and efficiently under tight deadlines.
  • Excellent organizational skills with attention to detail in document review and data entry tasks.
  • Effective communication skills for coordinating with team members, clients, and external partners. Join us in delivering exceptional mortgage solutions by leveraging your expertise in loan processing, underwriting, and compliance! We are committed to supporting your professional growth while ensuring a positive work environment where your skills make a real difference.

Plus Monthly Bonus.

Please note that this is a bilingual position, and candidates must be fluent in both English and Spanish to be considered for the role.

Work Location: In person