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Construction Loan Processor Jobs (NOW HIRING)

CrossCountry Mortgage

Construction Loan Processor

$40K - $56K/yr

The Construction Loan Processor is responsible for providing exceptional customer service and file quality. This is accomplished by obtaining and verifying necessary documentation for underwriting ...

LHH US

Loan Processor

Toano, VA

$50K - $70K/yr

In this role, you will prepare and process a variety of consumer, mortgage, home equity, construction, and other loan documents while ensuring compliance with all applicable banking regulations and ...

LHH US

Loan Processor

Toano, VA

$50K - $70K/yr

In this role, you will prepare and process a variety of consumer, mortgage, home equity, construction, and other loan documents while ensuring compliance with all applicable banking regulations and ...

Arixa Capital

Loan Processor

Phoenix, AZ · Hybrid

$18.50 - $24.75/hr

You'll be responsible for processing Bridge and Construction loans from application through closing to ensure a smooth process, including receiving Letter of Intent (LOI) and obtaining all ...

Arixa Capital

Loan Processor

Los Angeles, CA · On-site

$20.25 - $27/hr

You'll be responsible for processing Bridge and Construction loans from application through closing to ensure a smooth process, including receiving Letter of Intent (LOI) and obtaining all ...

Arixa Capital

Loan Processor

Los Angeles, CA · Hybrid

$20.25 - $27/hr

You'll be responsible for processing Bridge and Construction loans from application through closing to ensure a smooth process, including receiving Letter of Intent (LOI) and obtaining all ...

Old Fort Banking Co

Loan Processor

Old Fort, OH · On-site

$17.50 - $23.25/hr

Construction loan processing and draw tracking. * Manage escrow accounts for taxes, insurance, PMI, payment protection plan, monthly escrow analysis, etc. * Perform a variety of clerical duties ...

Poppy Bank

Commercial Loan Processor

Santa Rosa, CA

$26.61 - $37.25/hr

Compile required financial and collateral documentation including required construction loan ... Manage loan closing processes to ensure all loan conditions and documentation have been reviewed ...

Poppy Bank

Commercial Loan Processor

Santa Rosa, CA · On-site

$26.61 - $37.25/hr

Compile required financial and collateral documentation including required construction loan ... Manage loan closing processes to ensure all loan conditions and documentation have been reviewed ...

Poppy Bank

Commercial Loan Processor

Santa Rosa, CA · On-site

$26.61 - $37.25/hr

Compile required financial and collateral documentation including required construction loan ... Manage loan closing processes to ensure all loan conditions and documentation have been reviewed ...

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Construction Loan Processor information

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How much do construction loan processor jobs pay per hour?

As of Jul 29, 2026, the average hourly pay for construction loan processor in the United States is $21.30, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $24.04 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Construction Loan Processor, and why are they important?

To thrive as a Construction Loan Processor, you need a solid understanding of loan processing, real estate documentation, and lending regulations, often supported by experience in mortgage or construction lending. Familiarity with loan origination systems (LOS), document management software, and compliance tools like Encompass or Calyx is typically required. Exceptional attention to detail, organizational skills, and effective communication help you manage complex documentation and coordinate with multiple stakeholders. These abilities are crucial to ensure accurate, timely loan processing and to minimize risks for both the lender and borrower.

Will MLO be replaced by AI?

A mortgage loan originator (MLO) in the construction loan processing field performs tasks such as evaluating borrower qualifications and preparing loan documentation. While AI can assist with data analysis and automate routine tasks, it is unlikely to fully replace MLOs due to the need for judgment, communication, and relationship management in the loan process.

How much does a loan officer make on a $500,000 loan?

A construction loan processor or loan officer typically earns a commission or fee based on the loan amount, often around 0.5% to 1% of the loan value. For a $500,000 loan, this could translate to $2,500 to $5,000 in fees or commissions, depending on the lender's policies and the specific compensation structure.

What are construction loan processors?

Construction loan processors are financial professionals who manage the paperwork and coordination needed for construction loans. They collect and review documentation from borrowers, builders, and other parties to ensure loan requirements are met. Their responsibilities include verifying financial information, monitoring project progress, and facilitating communication between lenders, contractors, and borrowers. By doing so, they help ensure that funds are disbursed appropriately and the construction project proceeds smoothly.

What are the most common challenges faced by Construction Loan Processors during the loan approval process?

Construction Loan Processors often encounter challenges such as coordinating between multiple stakeholders—including borrowers, builders, inspectors, and underwriters—to ensure all documentation and approvals are in place. Managing tight timelines for disbursements and addressing discrepancies in project budgets or construction schedules can also be demanding. Staying organized and maintaining clear communication are key to successfully navigating these complexities and ensuring loans progress smoothly from application to closing.

How much does a mortgage broker make on a $500,000 loan?

A mortgage broker typically earns a commission based on the loan amount, which is often around 0.5% to 1%, resulting in a commission of approximately $2,500 to $5,000 on a $500,000 loan. The exact amount depends on the broker's commission structure and the lender's policies; some brokers also earn additional fees or bonuses. Construction loan processors generally do not earn commissions on loans but may earn a salary or fee for their services.

What is the difference between Construction Loan Processor vs Mortgage Loan Processor?

AspectConstruction Loan ProcessorMortgage Loan Processor
CredentialsTypically requires loan processing experience, knowledge of construction financingRequires mortgage processing experience, mortgage licensing or certifications
Work EnvironmentWorks mainly with construction projects, builders, and lendersWorks with residential mortgage applications, homebuyers, and lenders
Industry UsageUsed in construction and real estate development sectorsUsed in residential mortgage lending industry
Search & Comparison IntentOften compared for loan processing roles in real estate and constructionCommonly compared with construction loan processing for mortgage roles

The main difference between a Construction Loan Processor and a Mortgage Loan Processor lies in their focus areas. Construction Loan Processors handle loans specifically for construction projects, requiring knowledge of construction financing and working closely with builders. Mortgage Loan Processors focus on residential mortgage applications for homebuyers. While both roles involve loan processing, their industry focus and client interactions differ significantly.

What qualifications do you need to be a loan processor?

Construction loan processors typically need a high school diploma or equivalent, with some employers preferring post-secondary education or relevant certifications. Strong organizational skills, attention to detail, and knowledge of loan processing software and financial documents are essential. Experience in banking, real estate, or construction financing can also be beneficial.
More about Construction Loan Processor jobs
What cities are hiring for Construction Loan Processor jobs? Cities with the most Construction Loan Processor job openings:
What are the most commonly searched types of Construction Loan Processor jobs? The most popular types of Construction Loan Processor jobs are:
What states have the most Construction Loan Processor jobs? States with the most job openings for Construction Loan Processor jobs include:
What job categories do people searching Construction Loan Processor jobs look for? The top searched job categories for Construction Loan Processor jobs are:
Construction Loan Processor jobs near you
Infographic showing various Construction Loan Processor job openings in the United States as of July 2026, with employment types broken down into 89% Full Time, 8% Part Time, 1% Temporary, and 2% Contract. Highlights an 90% Physical, 2% Hybrid, and 8% Remote job distribution, with an average salary of $44,308 per year, or $21.3 per hour.
Construction Loan Processor

Construction Loan Processor

CrossCountry Mortgage

Remote

$40K - $56K/yr

Full-time

Medical, Dental, Vision, Retirement

Posted 7 days ago

CrossCountry Mortgage rating

7.4

Company rating: 7.4 out of 10

Based on 27 frontline employees who took The Breakroom Quiz

Job description

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Construction Loan Processor is responsible for providing exceptional customer service and file quality. This is accomplished by obtaining and verifying necessary documentation for underwriting the loan file and communicating directly with the customer, builder, and/or loan officer to obtain documentation for final loan approval.
Job Responsibilities:
  • Communicate with various companies to obtain vendor information including, but not limited to, verification of employment, flood certificate, title commitment, and payoff information; verify vendor orders are completed and returned, and invoices are received and documented.
  • Perform a thorough review and analysis of borrower's credit, income, and assets as required by loan program before submitting the file to underwriting.
  • Obtain a complete loan package before submitting to underwriting; verify all required documentation in the file is complete and accurate and identify any potential issues that may arise before submitting to underwriting (pre-underwrite).
  • Prepare a loan approval summary for missing documentation before submitting to underwriting for Loan Officer/Branch Manager to review; deliver completely documented file to the underwriter which is ready for approval or denial.
  • Communicate directly with the customer in writing and by telephone to obtain missing documentation required for the loan as needed.
  • Review loans for compliance within RESPA, TIL, HMDA, Reg. B, etc. (all mortgage related regulations).
  • Prepare proper disclosures and re-disclosures as required by regulations.
  • Complete required loan submission, re-submission, and closing checklists.
  • Manage pipeline within allotted turn times.
  • Document all communication related to the loan application in the LOS system's conversation log.
  • Assist closing, secondary, and servicing to obtain documentation needed to clear outstanding suspense items for personal loans worked on and/or loans worked on from other transition team members.
  • Performs such other duties as required.
  • Available to work varying hours and overtime if needed.

Qualifications and Skills:
  • Bachelor's degree preferred; high school diploma or equivalent combination of education and experience.
  • 3-5 years' residential mortgage processing experience.
  • Experience with renovation and/or new construction lending.
  • Experience working with automated Loan Origination Systems.
  • Experience with Encompass LOS.
  • Knowledge of RESPA guidelines, general knowledge of all mortgage and consumer lending regulations (Regulation Z and Regulation B requirements) and loan documents.
  • Knowledge of industry guidelines and procedures as well as federal, state, and local regulations.
  • Proficient in DU, LP, Microsoft Outlook and Windows.
  • Excellent math and analytical skills.
  • Excellent communication skills.
  • Excellent prioritization and time management skills.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org

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