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Construction Lending Jobs (NOW HIRING)

PNC Bank

Underwriter IV- Construction Lending

Atlanta, GA · On-site

$86K - $172K/yr

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work ...

PNC Bank

Underwriter IV- Construction Lending

Miami, FL · On-site

$86K - $172K/yr

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work ...

PNC Bank

Underwriter IV- Construction Lending

Dallas, TX · On-site

$86K - $172K/yr

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work ...

PNC Bank

Underwriter IV- Construction Lending

New York, NY · On-site

$86K - $172K/yr

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work ...

PNC Bank

Underwriter IV- Construction Lending

Boston, MA

$86K - $172K/yr

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work ...

PNC Bank

Underwriter IV- Construction Lending

Chicago, IL · On-site

$86K - $172K/yr

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work ...

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Construction Lending information

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$40K

$95.2K

$151K

How much do construction lending jobs pay per year?

As of Sep 2, 2026, the average yearly pay for construction lending in the United States is $95,168.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,000.00 and $115,500.00 per year, depending on experience, location, and employer.

What does a construction lending job involve?

A Construction Lending job focuses on providing financing for residential and commercial construction projects. Professionals in this role evaluate loan applications, assess project feasibility, and ensure compliance with lending guidelines. They work closely with developers, contractors, and financial institutions to structure loans that meet project needs while managing risk. This role requires financial analysis, risk assessment, and knowledge of construction processes.

What does a typical day look like for someone working in construction lending?

A typical day in Construction Lending involves reviewing new loan applications, analyzing project budgets and timelines, conducting site inspections or coordinating with third-party inspectors, and monitoring funds disbursement. You will regularly communicate with borrowers, builders, and internal teams to ensure project milestones are met and address any issues that arise. Much of the time is spent assessing risks, verifying documentation, and preparing reports for senior management or credit committees. This dynamic environment requires balancing attention to detail with proactive problem-solving and clear communication to keep projects—and loans—on track.

What are the key skills and qualifications needed to thrive in construction lending, and why are they important?

To thrive in Construction Lending, you need a strong background in finance or real estate, exceptional analytical abilities, and a detailed understanding of construction project assessments. Familiarity with loan origination software, credit analysis tools, and construction draw management systems is often required, along with certifications such as a commercial lending certificate or real estate finance credentials. Excellent communication, relationship-building, and negotiation skills help you work effectively with developers, contractors, and internal stakeholders. These competencies ensure projects are thoroughly evaluated, risks are managed, and loans are administered successfully in a fast-paced, high-stakes environment.

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What cities are hiring for Construction Lending jobs?

Cities with the most Construction Lending job openings:

What are the most commonly searched types of Construction Lending jobs?

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What states have the most Construction Lending jobs?

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Construction Lending jobs near you
Infographic showing various Construction Lending job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 90% Full Time, 7% Part Time, and 2% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $95,168 per year, or $45.8 per hour.

Construction Draw & Lending Software Specialist

BankWest (South Dakota)

Pierre, SD

Full-time

Re-posted 10 days ago

Job description

Scope of Job:

This position will be responsible for the development of loans & budgets within the Construct software. This position also requires work with loan documentation and loan servicing in accordance with established systems and procedures by performing high volume, time sensitive tasks that require a high degree of accuracy. Incumbent will develop a thorough understanding of Horizon loan boarding requirements and work with Bank associates to ensure various loan type requirements are understood and accurate. This position will provide high quality customer service to both internal and external customers while meeting the bank's compliance and documentation quality standards. Contribute to the development and testing of the construction loan servicing process for the bank. Maintain high level of customer confidentiality.

Primary Duties:

Responsible to create a budget in the software and process construction loan draw requests ensuring that established controls and procedures are being followed and in compliance with loan policy, internal/external audit requirements, and any regulatory requirements.

Responsible for the integrity and accuracy of the construction lending system and data for all projects. Work together with the Business Development Officer during the establishment of the initial budget and throughout the construction project. Provide reporting on the status of the construction project with respect to budget.

As time allows, activate new loans and perform maintenance for all loan types on a daily basis. Ensure accuracy of data entry and compliance with regulatory and system requirements. Ensure confidentiality both internally and externally.

Respond quickly and positively to inquiries or requests for assistance regarding input requirements for the mainframe, payment processing, operational and regulatory items. Assist with research and trouble-shooting. Develop solutions for unique loan or maintenance requests and possess knowledge of how Horizon processes loan data.

Serve as back up with lending software and continuously evaluate the lending software by ensuring efficiency and reliability on technical, operational, and functionality issues. Assist with any training needed for employees.

Serve as back up on ordering Residential real estate appraisals.

Secondary Duties:

Work as a team with departmental counterparts on planning and implementing assigned projects and products.

Participate on various committees and project teams as deemed appropriate by management.

Attend, actively participate in organization, job specific training offered, and Quality Service programs.

Adhere to all applicable Policies and Procedures of BankWest organization.

Community involvement is strongly encouraged.

Other duties as assigned.

Requirements

Education:

A high school diploma or equivalent.

Experience:

2 years' experience in related field.

Knowledge and Special Skills:

Ability to work dependently and/or independently, under pressure, meet deadlines, and adjust work schedules as needed to complete job responsibilities.

Ability to skillfully use a variety of application software, learn computer programs, and comprehend the program output.

Ability to organize and handle multiple responsibilities while delivering quality external and/or internal Customer Service.

Strong interpersonal skills to ensure effective communication with external and/or internal customers.

Knowledge or ability to learn regulatory requirements pertinent to performance of specified duties in job description.

Knowledge of banking terminology and procedures.

Knowledge of BankWest products and services.

Adhere to Federal Privacy Standards in addition to following BankWest requirements for electronic communication and Social Engineering standards.

BankWest is a "Sales Organization" and all employees are expected to participate directly or indirectly with increasing BankWest's presence in their markets as appropriate.

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