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Construction Lending Jobs (NOW HIRING)

Altisource

$100K/yr

Company Description Granite Risk Management is a leader in construction lending risk mitigation, providing nationwide services including contractor review, draw administration, inspections, and fund ...

Fidelity Bank

Construction Loan Officer

Wichita, KS

Managing and monitoring an assigned portfolio of residential construction lending relationships * Monitoring builder performance, inventory levels, project progress and market conditions * Promoting ...

Fidelity Bank

Construction Loan Officer

Wichita, KS · On-site

Managing and monitoring an assigned portfolio of residential construction lending relationships * Monitoring builder performance, inventory levels, project progress and market conditions * Promoting ...

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Construction Lending information

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$40K

$95.2K

$151K

How much do construction lending jobs pay per year?

As of Jul 16, 2026, the average yearly pay for construction lending in the United States is $95,168.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,000.00 and $115,500.00 per year, depending on experience, location, and employer.

What qualifications do you need for a construction loan?

Construction lenders typically require borrowers to have a good credit score, a detailed construction plan, and sufficient income or assets to repay the loan. Experience in construction or real estate development can be beneficial, and a detailed budget and timeline are often necessary for approval.

What jobs pay $500,000 a year in the US?

In construction lending, high-earning roles such as senior loan officers, regional managers, or executives can reach or exceed $500,000 annually, especially with bonuses and commissions. These positions typically require extensive experience, strong industry knowledge, and often involve managing large projects or portfolios. Compensation varies based on company size, location, and individual performance.

What does a Construction Lending job involve?

A Construction Lending job focuses on providing financing for residential and commercial construction projects. Professionals in this role evaluate loan applications, assess project feasibility, and ensure compliance with lending guidelines. They work closely with developers, contractors, and financial institutions to structure loans that meet project needs while managing risk. This role requires financial analysis, risk assessment, and knowledge of construction processes.

What are the key skills and qualifications needed to thrive in the Construction Lending position, and why are they important?

To thrive in Construction Lending, you need a strong background in finance or real estate, exceptional analytical abilities, and a detailed understanding of construction project assessments. Familiarity with loan origination software, credit analysis tools, and construction draw management systems is often required, along with certifications such as a commercial lending certificate or real estate finance credentials. Excellent communication, relationship-building, and negotiation skills help you work effectively with developers, contractors, and internal stakeholders. These competencies ensure projects are thoroughly evaluated, risks are managed, and loans are administered successfully in a fast-paced, high-stakes environment.

What does a typical day look like for someone working in Construction Lending?

A typical day in Construction Lending involves reviewing new loan applications, analyzing project budgets and timelines, conducting site inspections or coordinating with third-party inspectors, and monitoring funds disbursement. You will regularly communicate with borrowers, builders, and internal teams to ensure project milestones are met and address any issues that arise. Much of the time is spent assessing risks, verifying documentation, and preparing reports for senior management or credit committees. This dynamic environment requires balancing attention to detail with proactive problem-solving and clear communication to keep projects—and loans—on track.

How much does a loan officer make on a $500,000 loan?

A construction loan officer typically earns a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 on a $500,000 loan. Additionally, they may receive a base salary and bonuses depending on the employer and experience. Compensation can vary based on location, experience, and the complexity of the loan process.

What is the highest paying job in the construction industry?

In construction lending, the highest paying roles are typically senior executives such as Chief Financial Officers or Vice Presidents, who oversee large projects and financial strategies. These positions require extensive experience, strong financial skills, and often a background in construction or finance, with salaries reaching into the high six or seven figures. Other high-paying roles include project directors and regional managers overseeing multiple projects.
More about Construction Lending jobs
What cities are hiring for Construction Lending jobs? Cities with the most Construction Lending job openings:
What are the most commonly searched types of Construction Lending jobs? The most popular types of Construction Lending jobs are:
What states have the most Construction Lending jobs? States with the most job openings for Construction Lending jobs include:
What job categories do people searching Construction Lending jobs look for? The top searched job categories for Construction Lending jobs are:
Construction Lending jobs near you
Infographic showing various Construction Lending job openings in the United States as of July 2026, with employment types broken down into 91% Full Time, 6% Part Time, 1% Temporary, and 2% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $95,168 per year, or $45.8 per hour.

Construction Lending Administrator

Cornerstone Capital Bank

Remote

Full-time

Posted 3 days ago

Job description

***No agencies or 3rd party Recruiters please. Thank you! ***
Who we are:
Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, employee retention, and happiness. We employ people who are passionately committed to Cornerstone's Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. We have successfully navigated our company through many industry cycles and changes in regulations.
We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.
Who we are looking for:
Cornerstone Home Lending is seeking a motivated individual to join our construction lending team! This individual will work with our construction lending department to communicate with borrowers when project is near 80% complete through the modification process from construction to permanent phase of the loan when construction is complete.
Key Responsibilities:
  • Notify borrowers insurance to be in place prior to final draw
  • and what to expect when time for final draw.
  • Requesting Evidence of Insurance
  • Balancing final loan numbers for construction funds and fees.
  • Notifying and working with LO's to complete the float down process
  • Updating spreadsheet with daily tasks completed
  • Balancing all loans with draws to weekly servicing spreadsheet
  • Requesting final transactions for balancing with accounting
  • Tracking modification process from final draw processed to executed modification recorded

What you'll need to be successful:
  • HS Diploma or equivalent
  • Microsoft Products (Excel, Word, Outlook)
  • Comply with all applicable laws and regulations related to mortgage lending.
  • Solid analytical skills with the ability to exercise prudent judgment
  • Exceptional organization and time management a must
  • Comfortable being a team player
  • Strong interpersonal skills in addition to verbal/written communication
  • Ability to work through stressful situations professionally
  • Attention to detail

What we offer:
Because we recognize and reward hard work, we offer a competitive salary, a full benefits package, and the potential for a performance-based bonus.
What to do next:
If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're a part of our Cornerstone team, we'll continue to invest in you as a valuable asset to our company. As many of our team members can tell you, there's something special about working at Cornerstone.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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