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Construction Lending Jobs (NOW HIRING)

Axos Bank

Construction Risk Analyst

San Diego, CA · On-site

$25 - $30/hr

About This Job The Construction Risk Analyst I supports the Office of the CCO in analyzing and monitoring credit risk associated with construction and development lending. Responsibilities include ...

Axos Bank

Construction Risk Analyst

Los Angeles, CA

$25 - $30/hr

About This Job The Construction Risk Analyst I supports the Office of the CCO in analyzing and monitoring credit risk associated with construction and development lending. Responsibilities include ...

Axos Bank

Construction Risk Analyst

San Diego, CA · On-site

$25 - $30/hr

About This Job The Construction Risk Analyst I supports the Office of the CCO in analyzing and monitoring credit risk associated with construction and development lending. Responsibilities include ...

Lincoln Capital

Construction Administrator

Dallas, TX · On-site

With a deep expertise in SBA lending and construction-to-permanent financing, Lincoln Capital partners with borrowers, developers, and financial institutions to support projects from initial ...

MassDevelopment

Vice President, Lending

Worcester, MA · On-site

$128K - $150K/yr

The Vice President of Lending plays a key role in advancing MassDevelopment's mission by managing ... Review loan and construction advance requests to ensure consistency with approved loan terms and ...

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All JobsConstruction Lending Jobs

Construction Lending information

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$40K

$95.2K

$151K

How much do construction lending jobs pay per year?

As of Jul 16, 2026, the average yearly pay for construction lending in the United States is $95,168.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,000.00 and $115,500.00 per year, depending on experience, location, and employer.

What qualifications do you need for a construction loan?

Construction lenders typically require borrowers to have a good credit score, a detailed construction plan, and sufficient income or assets to repay the loan. Experience in construction or real estate development can be beneficial, and a detailed budget and timeline are often necessary for approval.

What jobs pay $500,000 a year in the US?

In construction lending, high-earning roles such as senior loan officers, regional managers, or executives can reach or exceed $500,000 annually, especially with bonuses and commissions. These positions typically require extensive experience, strong industry knowledge, and often involve managing large projects or portfolios. Compensation varies based on company size, location, and individual performance.

What does a Construction Lending job involve?

A Construction Lending job focuses on providing financing for residential and commercial construction projects. Professionals in this role evaluate loan applications, assess project feasibility, and ensure compliance with lending guidelines. They work closely with developers, contractors, and financial institutions to structure loans that meet project needs while managing risk. This role requires financial analysis, risk assessment, and knowledge of construction processes.

What are the key skills and qualifications needed to thrive in the Construction Lending position, and why are they important?

To thrive in Construction Lending, you need a strong background in finance or real estate, exceptional analytical abilities, and a detailed understanding of construction project assessments. Familiarity with loan origination software, credit analysis tools, and construction draw management systems is often required, along with certifications such as a commercial lending certificate or real estate finance credentials. Excellent communication, relationship-building, and negotiation skills help you work effectively with developers, contractors, and internal stakeholders. These competencies ensure projects are thoroughly evaluated, risks are managed, and loans are administered successfully in a fast-paced, high-stakes environment.

What does a typical day look like for someone working in Construction Lending?

A typical day in Construction Lending involves reviewing new loan applications, analyzing project budgets and timelines, conducting site inspections or coordinating with third-party inspectors, and monitoring funds disbursement. You will regularly communicate with borrowers, builders, and internal teams to ensure project milestones are met and address any issues that arise. Much of the time is spent assessing risks, verifying documentation, and preparing reports for senior management or credit committees. This dynamic environment requires balancing attention to detail with proactive problem-solving and clear communication to keep projects—and loans—on track.

How much does a loan officer make on a $500,000 loan?

A construction loan officer typically earns a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 on a $500,000 loan. Additionally, they may receive a base salary and bonuses depending on the employer and experience. Compensation can vary based on location, experience, and the complexity of the loan process.

What is the highest paying job in the construction industry?

In construction lending, the highest paying roles are typically senior executives such as Chief Financial Officers or Vice Presidents, who oversee large projects and financial strategies. These positions require extensive experience, strong financial skills, and often a background in construction or finance, with salaries reaching into the high six or seven figures. Other high-paying roles include project directors and regional managers overseeing multiple projects.
More about Construction Lending jobs
What cities are hiring for Construction Lending jobs? Cities with the most Construction Lending job openings:
What are the most commonly searched types of Construction Lending jobs? The most popular types of Construction Lending jobs are:
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What job categories do people searching Construction Lending jobs look for? The top searched job categories for Construction Lending jobs are:
Construction Lending jobs near you
Infographic showing various Construction Lending job openings in the United States as of July 2026, with employment types broken down into 91% Full Time, 6% Part Time, 1% Temporary, and 2% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $95,168 per year, or $45.8 per hour.
Construction Draw Administrator

Construction Draw Administrator

The Federal Savings Bank

Chicago, IL • On-site, Remote

$55K - $80K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 16 days ago

Job description

Description

The Federal Savings Bank is hiring a Construction Draw Administrator to support our offices nationwide.


The Federal Savings Bank is a national bank headquartered in Chicago, IL, specializing primarily in residential mortgage lending. We are proudly veteran-owned and dedicated to providing white glove service to all of our customers and business partners.


The Construction Draw Administrator is a crucial role responsible for ensuring the proper facilitation of draw disbursements while maintaining compliance with loan documentation, credit policy, internal procedures, and applicable state and federal laws. The administrator will act as the primary point of contact for builders, managing disbursements and ensuring projects are tracked accurately during the construction period.


Ideal candidates are available for a hybrid schedule (3 days onsite in our Chicago/Logan Square headquarters). Fully remote qualified candidates will be considered on a case by case basis and are encouraged to apply.


Duties and Responsibilities:

  • Facilitate draw disbursements in compliance with loan documentation and credit policies
  • Act as a conduit for communication between builders and the bank during the draw process
  • Ensure all projects are tracked and managed efficiently and accurately within the construction period
  • Maintain detailed records of all correspondence and transactions related to disbursements
  • Collaborate with various departments to ensure smooth processing of draw requests
  • Adhere to The Federal Savings Bank's communication standards and procedures


Requirements

Job Requirements:

  • 4 year Degree or commensurate experience (Preferred majors are Business, Finance, and Accounting)
  • 0-3 years of experience in construction lending, draw management, or closely related field (Recent grads or those pursuing a career change are encouraged to apply!)
  • Strong understanding of construction lending and draw disbursement process
  • Excellent interpersonal skills, written and verbal communication
  • Keen organizational skills
  • Ability to manage multiple tasks and prioritize effectively
  • Detail-oriented with commitment to accuracy and compliance
  • Basic accounting knowledge
  • Ability to identify issues and initiate problem solving when challenges arise
  • Customer service orientation - build and maintain positive relationships with builders and other stakeholders
  • Microsoft Office Suite proficiency preferred
  • Experience with Encompass Loan Origination Software and Fiserv (Cleartouch) software preferred
  • Favorable credit and background

Compensation:

  • Annual base salary: $55,000 - $80,000
  • Hired applicant will be eligible for a monthly incentive tied to individual production and achieving outlined goals

What We Offer:

  • Medical, Dental, and Vision insurance plans
  • HSA and FSA plan options
  • Company-paid life insurance
  • 401k with partial match
  • Complimentary Employee Assistance Program (EAP)
  • Paid time off that increases with tenure (40 hrs. sick time; 80 hrs. Your Time Off to start)
  • 7 paid bank holidays
  • In-house virtual training opportunities to broaden your industry knowledge
  • Education Reimbursement
  • Employee Home Loan Discount Program
  • Employee recognition on a national scale
  • Frequent employee appreciation events
  • Big bank capability, small-bank feel

The Federal Savings Bank is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status.

Apply