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Commission Unlicensed Insurance Agent Jobs (NOW HIRING)

Alchemy Financial Group

Insurance Agent

Wilson, NC · On-site

$75K - $105K/yr

About the Insurance Agent Position - Commission Based! We're seeking a motivated and competitive worker to join our team as an Insurance Agent. As an Insurance Agent with Alchemy Financial, you'll be ...

Alchemy Financial Group

Insurance Agent

Wilson, NC · On-site

$75K - $105K/yr

About the Insurance Agent Position - Commission Based! We're seeking a motivated and competitive worker to join our team as an Insurance Agent. As an Insurance Agent with Alchemy Financial, you'll be ...

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All JobsCommission Unlicensed Insurance Agent Jobs

Commission Unlicensed Insurance Agent information

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$25K

$65K

$121.5K

How much do commission unlicensed insurance agent jobs pay per year?

As of Jun 27, 2026, the average yearly pay for commission unlicensed insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

Can you be an unlicensed insurance agent?

A Commission Unlicensed Insurance Agent cannot legally sell insurance products without obtaining the necessary state licensing and passing required exams. Licensing is typically mandatory to ensure compliance with industry regulations and to perform sales and advisory roles legally.

How do life insurance brokers get paid with 80% commission?

Life insurance brokers, including commission-based roles like unlicensed insurance agents, typically earn a percentage of the premium paid by clients, with some arrangements offering up to 80% commission on the first year’s premium. This high commission rate is common in the industry to incentivize sales, but it often decreases in subsequent years. Brokers usually need licensing and sales skills to succeed in earning such commissions.

What's the hardest insurance to sell?

In the role of a commission-based unlicensed insurance agent, selling complex or niche insurance products such as long-term care or specialty policies can be more challenging due to their complexity and limited consumer awareness. Building trust and understanding client needs are essential skills for successfully selling these types of insurance. Licensing and product knowledge are important for overcoming objections and explaining benefits effectively.

What is the difference between Commission Unlicensed Insurance Agent vs Licensed Insurance Agent?

FeatureCommission Unlicensed Insurance AgentLicensed Insurance Agent
CredentialsNo license required to sell or promote insurance productsRequires valid insurance license for specific states and lines of insurance
Work EnvironmentOften involves lead generation, client outreach, and administrative tasksIncludes selling, advising, and managing insurance policies
Employer & Industry UsageUsed by agencies for marketing and administrative supportAuthorized to sell and service insurance policies directly to clients

The main difference between a Commission Unlicensed Insurance Agent and a Licensed Insurance Agent is the licensing requirement. Unlicensed agents typically focus on lead generation and administrative tasks without selling insurance directly, while licensed agents are authorized to sell, advise, and manage insurance policies. Licensing ensures compliance and allows agents to provide full service to clients.

How much do commission-based insurance agents make?

Commission-based insurance agents typically earn between 50% and 100% of the premiums they sell, with total earnings often ranging from $30,000 to over $100,000 annually depending on experience, sales skills, and the insurance products offered. Income can vary widely based on commissions, client base, and sales volume, and agents often work on a commission-only or combination basis that requires strong sales skills and industry knowledge.
What cities are hiring for Commission Unlicensed Insurance Agent jobs? Cities with the most Commission Unlicensed Insurance Agent job openings:
What are the most commonly searched types of Unlicensed Insurance Agent jobs? The most popular types of Unlicensed Insurance Agent jobs are:
What states have the most Commission Unlicensed Insurance Agent jobs? States with the most job openings for Commission Unlicensed Insurance Agent jobs include:
Commission Unlicensed Insurance Agent jobs near you

Texas Life Insurance Agent

Team Nexa Insurance Solutions

Houston, TX • Remote

$50K - $275K/yr

Contractor

Posted 27 days ago

Job description

**THIS POSITION IS FOR BOTH LICENSED AND UNLICENSED AGENTS.  WE WILL TRAIN**
Our Agency is currently seeking Life Insurance Agents to work in the State of Texas.   


Team Nexa is a leading Insurance Management Organization providing all the products that any agent could ever need.  We have products for every Life Insurance Problem.  What sets Team Nexa apart is that we offer the highest level of training as compared to our competitors.  We represent 10 carriers that cover all aspects.
Our agents are not required to contract with numerous companies.  Our agents decided what market(s) they want to work and we will provide the company, contracting, training and back office support on a daily basis.    
WE OFFER
High Commissions
Uncapped commissions paid daily
No Territories. Sell and Hire in all 50 States
Support for English & Spanish Language Agents
Live Assistance & Tutoring for Unlicensed/New Agents
Dynamic sales training, web application & Easy Underwriting
Company reviewed lead programs for fresh, exclusive and essential to your book of business
YOU NEED TO OFFER
Current and Active Life Insurance License
RESPONSIBILITIES
Identify sales opportunities for various situations
Oversee a portfolio of clients
Field Underwrite & create applications for Life Insurance
WHO ARE WE
We are an IMO based Life Insurance Team that helps to solve problems for families.  Our agents are in business for themselves but never alone in the business.  We have 35 years of experience hiring & training successful life insurance agents.  
Our motto is STRONGER TOGETHER. 
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