1

Commission Unlicensed Insurance Agent Jobs (NOW HIRING)

next page

Showing results 1-20

Commission Unlicensed Insurance Agent information

See salary details

$25K

$65K

$121.5K

How much do commission unlicensed insurance agent jobs pay per year?

As of Jun 21, 2026, the average yearly pay for commission unlicensed insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

Can you be an unlicensed insurance agent?

A Commission Unlicensed Insurance Agent cannot legally sell insurance products without obtaining the necessary state licensing and passing required exams. Licensing is typically mandatory to ensure compliance with industry regulations and to perform sales and advisory roles legally.

How do life insurance brokers get paid with 80% commission?

Life insurance brokers, including commission-based roles like unlicensed insurance agents, typically earn a percentage of the premium paid by clients, with some arrangements offering up to 80% commission on the first year’s premium. This high commission rate is common in the industry to incentivize sales, but it often decreases in subsequent years. Brokers usually need licensing and sales skills to succeed in earning such commissions.

What's the hardest insurance to sell?

In the role of a commission-based unlicensed insurance agent, selling complex or niche insurance products such as long-term care or specialty policies can be more challenging due to their complexity and limited consumer awareness. Building trust and understanding client needs are essential skills for successfully selling these types of insurance. Licensing and product knowledge are important for overcoming objections and explaining benefits effectively.

What is the difference between Commission Unlicensed Insurance Agent vs Licensed Insurance Agent?

FeatureCommission Unlicensed Insurance AgentLicensed Insurance Agent
CredentialsNo license required to sell or promote insurance productsRequires valid insurance license for specific states and lines of insurance
Work EnvironmentOften involves lead generation, client outreach, and administrative tasksIncludes selling, advising, and managing insurance policies
Employer & Industry UsageUsed by agencies for marketing and administrative supportAuthorized to sell and service insurance policies directly to clients

The main difference between a Commission Unlicensed Insurance Agent and a Licensed Insurance Agent is the licensing requirement. Unlicensed agents typically focus on lead generation and administrative tasks without selling insurance directly, while licensed agents are authorized to sell, advise, and manage insurance policies. Licensing ensures compliance and allows agents to provide full service to clients.

How much do commission-based insurance agents make?

Commission-based insurance agents typically earn between 50% and 100% of the premiums they sell, with total earnings often ranging from $30,000 to over $100,000 annually depending on experience, sales skills, and the insurance products offered. Income can vary widely based on commissions, client base, and sales volume, and agents often work on a commission-only or combination basis that requires strong sales skills and industry knowledge.
What cities are hiring for Commission Unlicensed Insurance Agent jobs? Cities with the most Commission Unlicensed Insurance Agent job openings:
What are the most commonly searched types of Unlicensed Insurance Agent jobs? The most popular types of Unlicensed Insurance Agent jobs are:
What states have the most Commission Unlicensed Insurance Agent jobs? States with the most job openings for Commission Unlicensed Insurance Agent jobs include:
Insurance Sales Agent (Base + Commission)

Insurance Sales Agent (Base + Commission)

Texas Farm Bureau Insurance

Fredericksburg, TX

Full-time

Posted 6 days ago

Be an early applicant


Texas Farm Bureau Insurance rating

7.8

Company rating: 7.8 out of 10

Based on 17 frontline employees who took The Breakroom Quiz

165th of 261 rated insurance


Job description

Our Organization:

We are an insurance provider built by Texans for Texans. We have been protecting families in our great state since 1952.

Mission: 

We help our policyholders manage the financial risks of everyday life and successfully recover from insured losses through prompt, professional, personal service based on high ethical standards.

Insurance Agent Job Summary:

Texas Farm Bureau Insurance is seeking an insurance agent to join our growing team. The primary responsibility of this insurance sales role is specific to the generation of new clients for our insurance products and services. Specifically, you would serve an existing client base and generate new prospective clients to help them understand our full scope of products and services. 

What We Offer You!

  • Team Environment: We're in this together! 
  • Fun Company Culture: Celebrations, contests, incentive trips, golf, family atmosphere and more! 
  • On-going Training: On-going tools and support to ensure your success.
  • Schedule Flexibility: You are in control of your own schedule.
  • Competitive Compensation: Base + Commission pay structure, as-well as Bonus and Trips incentives. 
  • Career Advancement: We ONLY promote from within! 

Insurance Agent Responsibilities:

  • Marketing and lead generation
  • Qualification of prospective leads
  • Initial prospect contact 
  • Building client files
  • Creating insurance sales presentations and proposals 
  • Identifying cross sell opportunities 
  • Successfully executing a pre-determined number of insurance sales calls
  • Completing full fact-finding interviews on prospective and existing clients 
  • Shadowing and participating in calls, visits, and presentations 
  • Successfully signing new clients and products to obtain quotas

Insurance Agent Qualifications: 

  • College Degree Preferred
  • Goal and action oriented, with ability and desire to work towards activity and sales targets
  • High level of comfort with outreach directly to prospective clients 
  • Strong verbal and written communication skills, with the ability to engage one-on-one as well as to an audience. 
  • Persistence, drive and ability to work proactively
  • Team player and team spirited 

What Texas Farm Bureau Insurance employees say

Pay

Hours and flexibility

Workplace

Get the full story on Breakroom