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Commission Unlicensed Insurance Agent information

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$25K

$65K

$121.5K

How much do commission unlicensed insurance agent jobs pay per year?

As of Jun 20, 2026, the average yearly pay for commission unlicensed insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

Can you be an unlicensed insurance agent?

A Commission Unlicensed Insurance Agent cannot legally sell insurance products without obtaining the necessary state licensing and passing required exams. Licensing is typically mandatory to ensure compliance with industry regulations and to perform sales and advisory roles legally.

How do life insurance brokers get paid with 80% commission?

Life insurance brokers, including commission-based roles like unlicensed insurance agents, typically earn a percentage of the premium paid by clients, with some arrangements offering up to 80% commission on the first year’s premium. This high commission rate is common in the industry to incentivize sales, but it often decreases in subsequent years. Brokers usually need licensing and sales skills to succeed in earning such commissions.

What's the hardest insurance to sell?

In the role of a commission-based unlicensed insurance agent, selling complex or niche insurance products such as long-term care or specialty policies can be more challenging due to their complexity and limited consumer awareness. Building trust and understanding client needs are essential skills for successfully selling these types of insurance. Licensing and product knowledge are important for overcoming objections and explaining benefits effectively.

What is the difference between Commission Unlicensed Insurance Agent vs Licensed Insurance Agent?

FeatureCommission Unlicensed Insurance AgentLicensed Insurance Agent
CredentialsNo license required to sell or promote insurance productsRequires valid insurance license for specific states and lines of insurance
Work EnvironmentOften involves lead generation, client outreach, and administrative tasksIncludes selling, advising, and managing insurance policies
Employer & Industry UsageUsed by agencies for marketing and administrative supportAuthorized to sell and service insurance policies directly to clients

The main difference between a Commission Unlicensed Insurance Agent and a Licensed Insurance Agent is the licensing requirement. Unlicensed agents typically focus on lead generation and administrative tasks without selling insurance directly, while licensed agents are authorized to sell, advise, and manage insurance policies. Licensing ensures compliance and allows agents to provide full service to clients.

How much do commission-based insurance agents make?

Commission-based insurance agents typically earn between 50% and 100% of the premiums they sell, with total earnings often ranging from $30,000 to over $100,000 annually depending on experience, sales skills, and the insurance products offered. Income can vary widely based on commissions, client base, and sales volume, and agents often work on a commission-only or combination basis that requires strong sales skills and industry knowledge.
What cities are hiring for Commission Unlicensed Insurance Agent jobs? Cities with the most Commission Unlicensed Insurance Agent job openings:
What are the most commonly searched types of Unlicensed Insurance Agent jobs? The most popular types of Unlicensed Insurance Agent jobs are:
What states have the most Commission Unlicensed Insurance Agent jobs? States with the most job openings for Commission Unlicensed Insurance Agent jobs include:
Commission Unlicensed Insurance Agent jobs near you

Entry-Level Insurance Agent (Training Provided)

Pope Insurance Group (A Senior Life Insurance Company Agency)

Dallas, TX • On-site, Remote

$55K - $285K/yr

Contractor

Posted 18 days ago

Job description

Licensed & Unlicensed Insurance Agents - Field & Remote Sales Opportunity | Training + Leads + Weekly Pay
🚨 Build a Real Business - Not Just Another Job
Team Nexa Insurance Solutions is expanding and actively hiring agents nationwide for a Field & Remote Sales Opportunity.
Whether you prefer meeting clients face-to-face or working from home, we provide the systems and support to help you succeed.
🔥 What Makes Team Nexa Different
• Multiple top-rated carriers (Final Expense, Medicare Supplements, IUL, and more)
• Low-cost, high-quality leads (no "free lead gimmicks")
• Agent-branded commercials to build your personal brand
• CRM & automation powered by Go High Level
• Daily live training and mentorship
• Field and remote sales options available
• Weekly pay + renewal income opportunities
🎯 Who This Is For
Licensed agents looking to increase production
New agents who want real training and guidance
Individuals ready to build a long-term income stream
👉 APPLY HERE (REQUIRED FIRST STEP)
Complete your quick application here:
👉 https://api.leadconnectorhq.com/widget/form/buXYYUsOVFsnYSCpeEJz
⚠ Only applicants who complete the form will be contacted
📈 What Happens Next
Once you apply:
You'll receive additional details about the opportunity
Get access to upcoming trainings
Have the option to attend our live event
💼 Compensation
Commission-based compensation
Strong upfront commissions
Renewal income opportunities
Performance-based incentives
📢 Final Note
If you're tired of:
Lack of support
Limited training
No proven system
It's time to see what Team Nexa is doing differently.
🔥 Apply Now & Get Started Today
👉 https://api.leadconnectorhq.com/widget/form/buXYYUsOVFsnYSCpeEJz⚠ Disclaimer
This is a commission-based sales opportunity. Individual results will vary based on effort, skill, and market conditions.

Apply