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Commission Health Insurance Jobs in Rochester, NY

Insurance Sales Agent

Rochester, NY · On-site

$45K - $75K/yr

Annual base salary plus commission and bonus opportunities * First-year compensation range of $45 ... Health insurance * Dental insurance * Vision insurance * 401(k) * Hands-on training * Career growth ...

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Commission Health Insurance information

See Rochester, NY salary details

$11

$26

$58

How much do commission health insurance jobs pay per hour?

As of Jun 26, 2026, the average hourly pay for commission health insurance in Rochester, NY is $26.16, according to ZipRecruiter salary data. Most workers in this role earn between $19.90 and $30.14 per hour, depending on experience, location, and employer.

How much commission do I make on insurance?

Commission for a Commission Health Insurance agent typically ranges from 10% to 20% of the premium paid for each policy sold. The exact amount depends on the insurance company, the type of policy, and the agent's experience. Agents often earn additional bonuses or overrides based on sales volume and performance metrics.

How do life insurance brokers get paid with 80% commission?

Life insurance brokers, including those working in commission-based roles like commission health insurance, typically earn their income through commissions paid by insurance companies. An 80% commission means the broker receives 80% of the premium paid for the policy, which can vary based on the insurer and product, and is often paid upfront or over time as the policy remains active. Brokers usually need licensing and sales skills to succeed in earning high commissions.

How much do health insurance agents make on commission?

Health insurance agents typically earn commissions that range from 20% to 40% of the first-year premium for new policies, with ongoing renewal commissions often lower, around 5% to 10%. Compensation varies based on the insurer, the complexity of policies, and the agent's experience and sales skills.

What is the difference between Commission Health Insurance vs Insurance Agent?

AspectCommission Health InsuranceInsurance Agent
CredentialsLicensing required, often specific to health insuranceLicensing required, often includes multiple insurance types
Work EnvironmentPrimarily in health insurance sales, either independently or with agenciesSales across various insurance products, including health, auto, and life
Employer & IndustryInsurance companies, health plans, or brokers specializing in health coverageInsurance agencies, brokerages, or direct insurers

Commission Health Insurance professionals focus specifically on health insurance products, earning commissions based on sales. Insurance Agents may sell a broader range of insurance types, including health, auto, and life, often holding similar licenses. While both roles require licensing and involve sales, Commission Health Insurance specialists concentrate on health plans, making their expertise more targeted in the health insurance industry.

What are the key skills and qualifications needed to thrive as a Commission Health Insurance Agent, and why are they important?

To thrive as a Commission Health Insurance Agent, you need a thorough understanding of health insurance products, sales techniques, and must hold a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting platforms is typically required. Exceptional interpersonal skills, self-motivation, and the ability to explain complex concepts clearly help agents stand out. These skills and tools are crucial for effectively identifying client needs, building trust, and closing sales in a competitive, commission-driven market.

What are some common challenges faced by commission-based health insurance agents, and how can they be addressed?

Commission-based health insurance agents often face challenges such as income variability, client acquisition, and staying updated with frequently changing regulations. Building a strong referral network and regularly attending industry trainings can help agents maintain a steady pipeline of potential clients. Additionally, leveraging CRM tools and staying organized with follow-ups can improve client retention and satisfaction, ultimately leading to increased commissions. Proactively seeking mentorship or joining supportive agency teams can also provide valuable guidance and motivation in a competitive environment.

What are commission health insurance agents?

Commission health insurance agents are professionals who help individuals and businesses select suitable health insurance plans. They earn a commission from insurance companies for each policy they sell or renew, rather than receiving a salary from the client. These agents provide guidance on plan options, coverage details, enrollment, and claims processes. Their expertise can help clients navigate complex insurance choices, and their compensation is typically included in the cost of the policy, so clients do not pay extra for their services.

What is the highest commission for insurance agents?

The highest commissions for insurance agents in health insurance can reach 20% to 30% of the policy premium, especially for high-value or complex plans. Commissions vary based on the insurer, policy type, and the agent's experience, with some top producers earning significant bonuses and overrides in addition to standard commissions.
What are the most commonly searched types of Health Insurance jobs in Rochester, NY? The most popular types of Health Insurance jobs in Rochester, NY are:
What are popular job titles related to Commission Health Insurance jobs in Rochester, NY? For Commission Health Insurance jobs in Rochester, NY, the most frequently searched job titles are:
What cities near Rochester, NY are hiring for Commission Health Insurance jobs? Cities near Rochester, NY with the most Commission Health Insurance job openings:
Insurance Agent (Base salary + Uncapped commissions)

Insurance Agent (Base salary + Uncapped commissions)

Comparion Insurance Agency

Rochester, NY • Hybrid

Full-time

Medical, Retirement, PTO

Posted 11 days ago


Job description

Description

Comparion Insurance Agency is hiring self-motivated, relationship-driven professionals for a rewarding outside sales career.  This role has IN OFFICE requirements.  This role offers autonomy and flexibility to build your career, grow your earnings, and make a meaningful impact by helping protect individuals and families with auto, home, life, and specialty insurance.

Backed by a Fortune 100 company, you'll receive hands-on training, resources, and team support to help you succeed - no prior insurance experience required.

Description

What you'll do:

  • Sell auto, home, life, and related insurance products using a consultative, needs-based approach.
  • Build and maintain a book of business through referrals, networking, and community engagement as part of your outside sales efforts.
  • Identify prospective customers using established lead methodologies and relationship-driven outreach.
  • Accurately document customer interactions and handle sensitive information with integrity and confidentiality.
  • Use insurance sales technology, relationship management tools, and multi-carrier platforms to deliver tailored insurance solutions.
  • Participate in training, coaching, and performance incentives to continuously improve sales results.

What We Offer:

  • Unlimited commission and renewal income - potential for earnings growth over time.
  • Full-time employment with benefits from day one, including health insurance, generous 401(k) match, and paid time off.
  • Paid training, licensing support, and ongoing development.
  • Autonomy to embrace your entrepreneurial spirit and structure your time your way.
  • Flexible work structure (hybrid office, field, and remote based on what your day requires).
  • Supportive team culture with mentorship and long-term career paths.
External Qualifications

Who We're Looking For:

Day One Skills & Traits

  • Self-motivated and accountable - you take ownership of your work and results.
  • Reliable and responsive - you follow through and do what you say you'll do.
  • Professional and trustworthy - you handle customer information with care and integrity.
  • Relationship-focused - you enjoy helping others and building long-term trust.
  • Outgoing - you're comfortable talking with people and explaining options clearly.
  • Tech savvy - you're able to learn and use technology and digital tools with ease.
  • Calm under pressure - you stay composed in a fast-paced, customer-focused environment.

Preferred Qualifications

  • Experience in customer-facing roles like retail, hospitality, service, operations, logistics, banking, account management, or sales.
  • Basic understanding of sales conversations, including handling common customer questions or objections.
  • Experience managing multiple accounts, clients, or priorities simultaneously.
  • Exposure to consultative selling, negotiation, or regulated industries.

You will be required to obtain relevant licenses upon being hired.

 

Build a career for yourself, not by yourself. Launch a rewarding insurance sales career today.

About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

In 2022, Comparion Insurance Agency was created to transition former Liberty Mutual exclusive agents to an agency that delivers a unique value proposition to carriers with over 2,000 agents in approximately 180 cities in 44 states. We offer customers 50 insurance companies with product breadth including auto, home, life, pet, renters, umbrella, jewelry and much more. We use our scale to deliver a first-rate customer experience through consultative insurance experts located in their communities.

Our Leadership team has over 200 years of cumulative insurance experience. At Comparion, we have a philosophy of staying close to our customers and agents, so sales leadership is located throughout the country in our larger storefronts. Comparion is owned and backed by Liberty Mutual Group, a Fortune 100 company, founded in 1912

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.  Fair Chance Notices

  • California
  • Los Angeles Incorporated
  • Los Angeles Unincorporated
  • Philadelphia
  • San Francisco
Employment Type: FULL_TIME