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Commercial Debt Collection Jobs in Michigan (NOW HIRING)

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Commercial Debt Collection information

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How much do commercial debt collection jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for commercial debt collection in Michigan is $20.04, according to ZipRecruiter salary data. Most workers in this role earn between $15.72 and $24.95 per hour, depending on experience, location, and employer.

What is commercial debt collection?

Commercial debt collection is the process of recovering unpaid debts owed by businesses rather than individual consumers. It typically involves specialized agencies or professionals who work to recover outstanding invoices, loans, or other forms of credit extended between companies. The process may include sending reminders, negotiating payment plans, or taking legal action if necessary. Commercial debt collection follows different regulations compared to consumer debt collection and often requires a deeper understanding of business-to-business relationships.

What are the key skills and qualifications needed to thrive as a commercial debt collector?

To thrive as a Commercial Debt Collector, you need strong negotiation skills, knowledge of debt collection laws, and experience with financial documentation, often supported by a high school diploma or relevant certifications. Familiarity with collection management software, CRM systems, and regulatory compliance tools is typically required. Excellent communication, resilience, and problem-solving abilities help professionals build rapport with clients and handle challenging conversations. These skills are crucial for recovering outstanding debts ethically and efficiently while maintaining positive client relationships.

What are some common challenges faced in commercial debt collection, and how can professionals effectively address them?

A major challenge in commercial debt collection is negotiating with businesses that may be experiencing financial difficulties or are reluctant to pay. Professionals often navigate complex business relationships and must maintain professionalism while being persistent. Effective communication, thorough documentation, and a strong understanding of relevant laws and regulations are essential to resolving disputes and securing payment. Collaborating closely with legal teams and account managers can also help collectors develop strategies tailored to each case, improving recovery rates and maintaining client relationships.

What is the difference between Commercial Debt Collection vs Commercial Credit Analyst?

AspectCommercial Debt CollectionCommercial Credit Analyst
Required CredentialsTypically no formal certification, but knowledge of collections laws helpfulOften requires finance or accounting degrees, certifications like CFA or CPA beneficial
Work EnvironmentCollections agencies, corporate finance departments, or law firmsBanking institutions, financial services, or corporate finance teams
Employer & Industry UsageUsed by companies seeking to recover overdue commercial debtsUsed by banks and lenders to assess creditworthiness of clients

Commercial Debt Collection focuses on recovering unpaid commercial debts through communication and negotiation. In contrast, Commercial Credit Analysts evaluate the credit risk of potential or existing clients to prevent future bad debts. While both roles involve financial analysis, their primary functions differ: one aims to recover debts, the other to assess creditworthiness.

What job categories do people searching Commercial Debt Collection jobs in Michigan look for?

The top searched job categories for Commercial Debt Collection jobs in Michigan are:

Infographic showing various Commercial Debt Collection job openings in Michigan as of August 2026, with employment types broken down into 86% Full Time, 8% Part Time, 2% Temporary, 3% Contract, and 1% Nights. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $41,690 per year, or $20 per hour.

Territory Manager, CardioMEMS - Grand Rapids, MI

Abbott Laboratories

Grand Rapids, MI • On-site

$43K - $109K/yr

Full-time

Medical, Retirement

Re-posted 9 days ago


Job description

Abbott is a global healthcare leader that helps people live more fully at all stages of life. Our portfolio of life-changing technologies spans the spectrum of healthcare, with leading businesses and products in diagnostics, medical devices, nutritionals and branded generic medicines. Our 122,000 colleagues serve people in more than 160 countries.

Working at Abbott

At Abbott, you can do work that matters, grow, and learn, care for yourself and family, be your true self and live a full life. You’ll also have access to:

  • Career development with an international company where you can grow the career you dream of.

  • Employees can qualify for free medical coverage in our Health Investment Plan (HIP) PPO medical plan in the next calendar year

  • An excellent retirement savings plan with high employer contribution

  • Tuition reimbursement, the Freedom 2 Save student debt program and FreeU education benefit - an affordable and convenient path to getting a bachelor’s degree.

  • A company recognized as a great place to work in dozens of countries around the world and named one of the most admired companies in the world by Fortune.

  • A company that is recognized as one of the best big companies to work for as well as a best place to work for diversity, working mothers, female executives, and scientists.

Heart Failure

In Abbott’s Heart Failure (HF) business, we’re developing solutions to diagnose, monitor and manage heart failure, allowing people to restore their health and get on with their lives.

The Territory Manager (TM) is responsible for driving therapy adoption, opening new accounts, and growing revenue for CardioMEMS. This is a hunter-oriented commercial role focused on expanding access, building high‑impact customer relationships, and integrating the therapy into clinical workflows across implanting centers and community hospitals.

What You’ll Work On

  • Sales & Customer Engagement: Build and maintain strong relationships with physicians, HF clinics, administrators, and key stakeholders. Deliver clinical, technical, and strategic presentations to drive therapy understanding and adoption. Lead pricing discussions, contract negotiations, and value‑based conversations. Plan and execute educational events focused on hemodynamics, GDMT, published data, biomarkers, patient selection, and local case studies. Provide day‑of‑procedure support and post‑operative troubleshooting as needed. Meet or exceed sales targets and execute quarterly business plans. Collaborate closely with Marketing, Professional Education, and Commercial Excellence teams. Track territory performance, customer engagement, and pipeline activity.

  • Account Management & Program Development: Conduct quarterly business reviews with key accounts to assess performance and identify growth opportunities. Partner effectively with Clinical Account Representative to support priority accounts with a unified strategy. Develop long‑term relationships with both new and existing customers. Submit timely and accurate sales reports, forecasts, and competitive insights.

  • Market Development & Competitive Strategy: Identify, qualify, and convert new business opportunities across implanting and community sites. Use market insights to understand customer needs, emerging trends, and competitive dynamics. Build and execute territory strategies to increase market share and drive sustainable adoption. Maintain strong knowledge of CardioMEMS, competitive products, and alternative therapies.

  • Technical & Procedural Support: Provide on-call technical, clinical, and engineering support for field questions and procedural needs. Offer procedural case coverage across the region, ensuring high-quality support for implanting teams. Support HF clinics with training, education, clinical data collection, and new product introductions.

  • Compliance & Cross-Functional Collaboration: Adhere to FDA regulations, company policies, quality standards, and operating procedures. Maintain accurate documentation of sales activities, customer interactions, and expenses. Work collaboratively with internal partners, customers, contractors, and vendors. Interact with patients, when necessary, in a professional, compliant manner.

Required Qualifications

  • Bachelor’s degree in business, Marketing, Life Sciences, Engineering, or related field.

  • 3–5 years of direct healthcare sales experience; 2+ years in cardiology structural heart/heart failure preferred.

  • Track record of ≥100% to quota for 2 consecutive years

  • Demonstrated success opening 3–5+ net‑new accounts/year or expanding underdeveloped accounts to sustained utilization.

  • Strong understanding of payor and insurance reimbursement landscape.

  • Recent launch experience (Preferred) (last 3–5 years) leading 2–3 program or therapy launches/year with proof of sustainability (e.g., active clinic users, adherence to workflows, utilization trends), including: Pre-launch planning, Stakeholder alignment and executive sponsorship, Training, education, and clinical workflow integration, Post launch support and long-term sustainability plans.

  • Experience driving program implementation and ongoing program maturity, such as: HF clinic onboarding, Remote monitoring workflow development, Utilization ramp and adoption metrics

  • Strong executive presence, clinical/technical presentations to audiences of 1–50 stakeholders.

  • Proven ability to influence cross‑functional buying groups (value analysis committees, supply chain, service line leadership) Influencing multiple key stakeholders to drive growth.

  • Strong understanding of market dynamics

  • Strong commercial acumen with ability to produce data‑driven territory strategies, forecasting models, and QBRs using CRM platforms (Salesforce preferred), analytics, and Excel.

  • Willingness to travel 60-70% within territory, including some overnight and early/late case support.

Preferred Qualifications

  • Cath Lab experience preferred

  • 2+ years in cardiology structural heart/heart failure preferred.

  • Experience at top MedTech organizations.

  • Experience operating in a competitive market with multiple industry players.

  • Familiarity with Cath lab/OR workflows.

Apply Now

Learn more about our health and wellness benefits, which provide the security to help you and your family live full lives:  www.abbottbenefits.com

Follow your career aspirations to Abbott for diverse opportunities with a company that can help you build your future and live your best life. Abbott is an Equal Opportunity Employer, committed to employee diversity.


The base pay for this position is $43,900.00 – $109,200.00. In specific locations, the pay range may vary from the range posted.