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Commercial Claims Adjuster Jobs (NOW HIRING)

Network Adjusters, Inc.

Claims Adjuster

Denver, CO · On-site

$85K/yr

As a claims adjuster you will investigate, evaluate, determine liability, negotiate, and settle assigned multi-line commercial claims in accordance with Network Adjusters' Best Practices. This ...

Gallagher

Claims Adjuster Senior

Orlando, FL · Remote

Claims Background : commercial claims (trucking a plus), significant injury claims & demands or lawsuit (litigation) experience As a key member of our Claims Adjuster team, you will: * Investigate ...

Hope, Scobey, Central

Claims Adjuster

San Antonio, TX · On-site

The role of the Claims Adjuster is responsible for judgement of settling claims per company policy ... Uses proper judgement and decision making to investigate residential and commercial claims, review ...

Network Adjusters, Inc.

Claims Adjuster

Denver, CO · On-site

$70K/yr

Claims may include commercial auto and general liability exposures of varying complexity and ... Adjusters routinely take statements, review medical records and police reports, collaborate with ...

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Commercial Claims Adjuster information

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$30.5K

$64.6K

$90K

How much do commercial claims adjuster jobs pay per year?

As of Aug 23, 2026, the average yearly pay for commercial claims adjuster in the United States is $64,609.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,000.00 and $75,500.00 per year, depending on experience, location, and employer.

What does a commercial claims adjuster do?

A Commercial Claims Adjuster investigates, evaluates, and settles insurance claims related to businesses and commercial properties. They review claim details, inspect damaged property, analyze reports, and determine the extent of the insurance company's liability. Their work ensures that claims are processed fairly and in accordance with policy terms, helping businesses recover from losses due to events like fire, theft, or natural disasters.

What does a commercial claims adjuster do?

As a commercial claims adjuster, you investigate insurance claims involving commercial businesses. In this position, you review the insurance coverage information for a company and ensure that the policy covers their request for a payout. You then investigate the incident and conduct interviews if necessary. Your responsibilities involve collecting visual evidence, visiting the site where damage or injury occurred, and viewing incident reports. Your duties include making decisions about payouts or giving recommendations to the insurance provider that they use to make a final coverage decision. Most commercial claims adjusters negotiate settlements with claimants.

What are the key skills and qualifications needed to thrive as a commercial claims adjuster, and why are they important?

To thrive as a Commercial Claims Adjuster, you need expertise in insurance policies, claims investigation, and risk assessment, typically supported by a bachelor’s degree and relevant industry experience. Familiarity with claims management software, estimating tools like Xactimate, and state licensure or certifications such as AIC (Associate in Claims) is often required. Strong negotiation, analytical thinking, and interpersonal communication skills help you resolve claims efficiently and empathetically. These skills ensure fair settlements, minimize losses, and build trust with clients while upholding regulatory compliance.

What are some common challenges a commercial claims adjuster faces when handling complex claims?

Commercial Claims Adjusters often encounter challenges such as interpreting intricate policy language, managing high-value or multi-party claims, and negotiating settlements with multiple stakeholders. Balancing the needs of insured clients, legal requirements, and company policies can be demanding, especially under tight deadlines. Building strong communication and analytical skills is essential to resolve disputes efficiently and ensure fair outcomes.

What is the difference between Commercial Claims Adjuster vs Property Claims Adjuster?

AspectCommercial Claims AdjusterProperty Claims Adjuster
CredentialsAdjuster license, insurance knowledgeAdjuster license, insurance knowledge
Work EnvironmentCommercial properties, business claimsResidential and commercial properties
Employer & IndustryInsurance companies, commercial insurersInsurance companies, residential and commercial insurers
Common Search/ComparisonYesYes

Commercial Claims Adjusters focus on claims related to business and commercial properties, requiring specialized knowledge of commercial insurance policies. Property Claims Adjusters handle claims for residential and commercial properties, often dealing with a broader range of property types. While both roles require licensing and insurance expertise, Commercial Claims Adjusters typically work in a more specialized environment, focusing on business-related claims.

More about Commercial Claims Adjuster jobs

What cities are hiring for Commercial Claims Adjuster jobs?

Cities with the most Commercial Claims Adjuster job openings:

What are the most commonly searched types of Commercial Claims Adjuster jobs?

The most popular types of Commercial Claims Adjuster jobs are:

What states have the most Commercial Claims Adjuster jobs?

States with the most job openings for Commercial Claims Adjuster jobs include:

What job categories do people searching Commercial Claims Adjuster jobs look for?

The top searched job categories for Commercial Claims Adjuster jobs are:

Commercial Claims Adjuster jobs near you
Infographic showing various Commercial Claims Adjuster job openings in the United States as of August 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $64,609 per year, or $31.1 per hour.

Commercial Claims Adjuster II

Builders Mutual

Raleigh, NC • On-site

Full-time

PTO

Posted 6 days ago

Job description

Description
At Builders Mutual, we believe in the power of teamwork to get the job done right. Every day our team delivers comprehensive commercial insurance and trusted safety solutions to protect and advance the unique needs of the contractor community. Rooted in teamwork, inclusion, expertise, and community, we work together to serve better, achieve more, and build lasting impact.
The OPPORTUNITY
Leverage your industry experience and join our team in this Commercial Claims Adjuster role! We are seeking an experienced commercial claims adjuster to provide front-line customer-focused handling for our covered territories. This adjuster will be responsible for all aspects of coverage, investigation, negotiation, and resolution within established best practices while utilizing independent judgment in decision-making and managing the claim promptly and thoroughly from inception through closure. Because the success of our company is rooted in teamwork, the way we care about the people we work with and serve, this hybrid role will work in our Raleigh office a minimum of two days with the flexibility of working from home the remaining three days.
Your WORK as a Commercial Claims Adjuster will make a difference by:
  • Handling all aspects of investigation and settlement of assigned claims to include interviewing all involved parties; reviewing property damage estimates; evaluating and making recommendations regarding coverage of claims; determining liability and the total value of claims; negotiating settlements and making recommendations regarding litigation; with a focus on prompt resolution and exceptional customer service. Calculating and paying appropriate benefits promptly. Proactively managing claim costs, expenses, and the activity of assigned outside vendors.
  • Analyzing the case facts to establish timely and accurate case reserves and identifies possible fraud or abuse throughout a claim.
  • Monitoring and adhering to claim file diaries, consistently creating a written plan of action to facilitate ongoing claim management, quick resolution, and best possible outcome.
  • Interacting regularly with agents/brokers, insureds, Risk Management, and Underwriting Department
  • Ensuring timely and independent compliance with all management directives and performance management standards
  • Maintaining professional and technical knowledge by attending Builders Mutual sponsored training classes

Skills to get the JOB done RIGHT:
  • 3+ years of commercial claims handling experience which may include general liability or commercial auto liability claims.
  • Experience handling minor to complex general liability and commercial auto claims in the residential/commercial construction industry is preferred.
  • NC Adjuster License or reciprocal state license required; additional licenses and experience in our footprint a plus.
  • BA/BS Degree preferred or an equivalent combination of education and claims experience.
  • Strong verbal and written communication, organizational, interpersonal, and problem-solving skills including the understanding of coverage and the ability to analyze and interpret contracts and coverage forms.
  • Proficient in the use and knowledge of MS Office software; knowledge of policy processing and imaging systems
  • Pursuit of, or ability to pursue, AIC, ARM, or CPCU certification, working knowledge of a claims management system is a plus.

Your Employee Experience at Builders Mutual
At Builders Mutual, we're intentional about creating a workplace where people can do meaningful work, feel supported by leaders who care, and grow their careers with confidence. Great workplaces don't just happen - they're built with intention. You'll also be part of a team where people show up authentically, support one another, and take pride in what we're building together.
We support you with:
  • Competitive compensation and a performance bonus program
  • Comprehensive benefits that support your wellbeing today and your future tomorrow
  • 19 days of PTO to start, plus your birthday off and 11 additional paid holidays
  • 37.5-hour workweek, including Fridays ending at 2:30 PM
  • Professional development through Builders University
  • Everyday Wins recognition with swag and extra time off
  • 8 paid Volunteer Time Off (VTO) hours to give back

Builders Mutual is an Equal Opportunity Employer.

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