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Collateral Underwriter Jobs (NOW HIRING)

Lone Star Credit Union

Loan Underwriter

Dallas, TX · On-site

Loan Underwriter Lone Star Credit Union is searching for a Loan Underwriter. The Loan Underwriter ... Review consumer loan applications, credit bureau information, collateral valuation, tax returns ...

Bryant Bank

Credit Underwriter

Athens, AL

Job Title: Credit Underwriter Position Summary: The Credit Underwriter will be responsible for ... Collateral Evaluation: Assess the adequacy and value of collateral to determine appropriate loan ...

LBC Mortgage

Underwriter

California City, CA · Remote

Assess borrower creditworthiness, financial statements, tax returns, cash flow, and collateral * Perform risk analysis and make sound underwriting decisions * Ensure loans meet internal policies ...

Moder Solutions

Underwriter

Review and underwrite loan files with a focus on the 4 Cs ... Credit, Capacity, Collateral, and Capital. * Evaluate loan applications to determine borrower ...

Moder Solutions

Underwriter

Review and underwrite loan files with a focus on the 4 Cs ... Credit, Capacity, Collateral, and Capital. * Evaluate loan applications to determine borrower ...

CalPrivate Bank

Sr. Underwriter

Beverly Hills, CA · On-site

$126K - $154K/yr

... collateral, reviews repayment capacity, and prepares thorough credit memoranda that support ... The Underwriter partners closely with Relationship Managers, Credit Administration, SBA teams (when ...

Bryant Bank

Credit Underwriter

Tuscaloosa, AL

Job Title: Credit Underwriter Position Summary: The Credit Underwriter will be responsible for ... Collateral Evaluation: Assess the adequacy and value of collateral to determine appropriate loan ...

LBC Mortgage

Underwriter

Los Angeles, CA · On-site +1

Assess borrower creditworthiness, financial statements, tax returns, cash flow, and collateral * Perform risk analysis and make sound underwriting decisions * Ensure loans meet internal policies ...

Cornerstone Capital Bank

Underwriter

Evaluates the entire credit package and collateral for residential mortgage loans and ultimately ... Assists in the development of underwriting standards. * Assists mortgage production team in ...

JBA International

Non-QM Underwriter II

Corona, CA · On-site

Evaluates the entire credit package and collateral for residential mortgage loans and ultimately ... Completion of all required underwriting worksheets found in FastTrac 360 Resource Center.

Moder Solutions

Underwriter

Summary: The Conventional Underwriter is responsible for performing a comprehensive review and ... Complete review of Collateral and property valuation to identify physical and market conditions of ...

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Collateral Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do collateral underwriter jobs pay per year?

As of Jun 19, 2026, the average yearly pay for collateral underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are some typical challenges faced by Collateral Underwriters, and how are they addressed?

Collateral Underwriters often encounter challenges such as complex property valuations, incomplete or inconsistent documentation, and tight deadlines for loan approvals. Addressing these issues typically involves close collaboration with appraisers, borrowers, and internal teams to gather accurate data and ensure thorough due diligence. Utilizing up-to-date technology and maintaining a strong understanding of market conditions and regulatory changes can help underwriters make informed decisions. Developing excellent organizational and communication skills also aids in managing workflow and resolving issues efficiently. Being proactive and adaptable is key to overcoming day-to-day hurdles in this important risk management role.

What is a Collateral Underwriter job?

A Collateral Underwriter is responsible for evaluating the value and risk associated with real estate used as loan collateral. They analyze appraisal reports, market trends, and regulatory guidelines to ensure accuracy and compliance. Their role helps lenders mitigate risks by determining whether a property's valuation supports the loan amount. Strong analytical skills and knowledge of underwriting guidelines are essential for this position.

What are the key skills and qualifications needed to thrive in the Collateral Underwriter position, and why are they important?

To thrive as a Collateral Underwriter, a solid background in real estate valuation, risk analysis, and loan underwriting—often supported by a bachelor’s degree in finance, business, or a related field—is essential. Familiarity with industry-standard appraisal software, loan origination systems (LOS), and knowledge of regulatory guidelines like USPAP and FNMA/FHLMC standards are typically required. Strong analytical thinking, attention to detail, and effective written and verbal communication skills help set top performers apart. These skills ensure accurate collateral evaluation, sound risk mitigation, and smooth collaboration with loan officers, appraisers, and compliance teams.

More about Collateral Underwriter jobs
What cities are hiring for Collateral Underwriter jobs? Cities with the most Collateral Underwriter job openings:
What are the most commonly searched types of Collateral Underwriter jobs? The most popular types of Collateral Underwriter jobs are:
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Collateral Underwriter jobs near you
Infographic showing various Collateral Underwriter job openings in the United States as of June 2026, with employment types broken down into 99% Full Time, and 1% Contract. Highlights an 66% Physical, 13% Hybrid, and 21% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Loan Underwriter

Loan Underwriter

Lone Star Credit Union

Dallas, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 13 days ago

Job description

Authentic, happy, trustworthy, open-minded, passionate, service oriented - if these words describe you, Lone Star Credit Union may be the match you have been looking for. We believe "if it's good for you, it's good for us." Our strong core values, called our Elements of Good, drive the culture of Lone Star Credit Union.
Loan Underwriter
Lone Star Credit Union is searching for a Loan Underwriter. The Loan Underwriter will be responsible for building a quality lending portfolio by examining, evaluating, decision making or recommending a decision on consumer loan applications. Assist in the daily operations of loan servicing activities related to all loan products, title work, collateral protection, etc.
Responsibilities include
  • Review consumer loan applications, credit bureau information, collateral valuation, tax returns, financial statements and/or other supporting documentation to determine credit worthiness.
  • Effectively decision applications, within approval criteria and authority level assigned, placing emphasis on response time and quality of applications approved.
  • Structure approvals to enhance lending portfolio and identify cross-sell opportunities for ancillary loan products, as well as other credit union products and services.
  • Communicate decisions including approval, counter offers and denials to appropriate employee and provide guidance regarding loan decisions and policy inquiries.
  • Manage the recording of LSCU's security interest on all collateralized loans to ensure liens are perfected correctly and timely. Releases lien information on collateralized loans and ensures lien information is mailed or released to the proper individual or entity.
  • Monitor the internal lending queue and perform loan servicing functions related line of credit reviews, collateral protection, ancillary product claims, working reports for paid off loans and expired approvals, and general ledger account review and balancing.
  • Process a variety of loan transactions as needed.

This position has the ability to work remotely, work in an office, or a hybrid of both. You must be able to train and attend meetings in Dallas.
Requirements
  • Two years of underwriting experience required in both consumer and mortgage lending.
  • Demonstrated knowledge of standard consumer lending products, policy/procedures and regulations.
  • Ability to communicate by expressing information in writing and orally, and have a flexible communication style while possessing the ability to listen effectively.
  • Ability to read and interpret documents such as credit bureau reports, debt to income ratio reports, policies, procedures and regulations.
  • Analytical ability to evaluate the credit status of applicants and make fair and impartial decisions.
  • Proficient Microsoft Office skills.
  • Must be able to be actively registered with the Nationwide Mortgage Licensing System (NMLS).

Benefits
  • Coaching Culture to ensure success and promote learning and growth
  • Paid Time Off, Paid Holidays, Family and Pet Bereavement Leave
  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life and Disability Insurance
  • 401(K) with Employer Match
  • Paid Time Off for Community Volunteerism
  • Banking privileges for you and your family

Apply