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Collateral Underwriter Jobs in Florida (NOW HIRING)

Choice Mortgage Group

Senior Underwriter

Boca Raton, FL · On-site +1

$93K - $110K/yr

Responsibilities • Underwriter completes a thorough analysis of loan files to determine ... collateral for residential mortgage loans and ultimately ensures an "investment" quality loan ...

AMERICAN BANCSHARES MORTGAGE LLC

Underwriter

Miami, FL · On-site

Job purpose The Underwriter is responsible for validating income, asset, and collateral documents including self-employed tax returns. The Underwriter may be involved in one or several types of ...

Seacoast Bank

Commercial Underwriter II

Miami, FL

Assess the collateral pledged as security. Meet with and/or call borrower and accountants ... Underwriters should be able to handle all loan types, including complex borrowers, with little to ...

Seacoast Bank

Commercial Underwriter II

Sarasota, FL · On-site

Assess the collateral pledged as security. Meet with and/or call borrower and accountants ... Underwriters should be able to handle all loan types, including complex borrowers, with little to ...

Seacoast Bank

Commercial Underwriter II

Sarasota, FL · On-site

Assess the collateral pledged as security. Meet with and/or call borrower and accountants ... Underwriters should be able to handle all loan types, including complex borrowers, with little to ...

Seacoast Bank

Commercial Underwriter II

Tampa, FL

Assess the collateral pledged as security. Meet with and/or call borrower and accountants ... Underwriters should be able to handle all loan types, including complex borrowers, with little to ...

Seacoast Bank

Commercial Underwriter II

Ocala, FL · On-site

Assess the collateral pledged as security. Meet with and/or call borrower and accountants ... Underwriters should be able to handle all loan types, including complex borrowers, with little to ...

Seacoast Bank

Commercial Underwriter II

Stuart, FL

Assess the collateral pledged as security. Meet with and/or call borrower and accountants ... Underwriters should be able to handle all loan types, including complex borrowers, with little to ...

Seacoast Bank

Commercial Underwriter II

Miami, FL · On-site

Assess the collateral pledged as security. Meet with and/or call borrower and accountants ... Underwriters should be able to handle all loan types, including complex borrowers, with little to ...

Seacoast Bank

Commercial Underwriter II

Stuart, FL · On-site

Assess the collateral pledged as security. Meet with and/or call borrower and accountants ... Underwriters should be able to handle all loan types, including complex borrowers, with little to ...

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All JobsCollateral Underwriter JobsCollateral Underwriter Jobs in Florida

Collateral Underwriter information

See Florida salary details

$24.3K

$58.9K

$104.2K

How much do collateral underwriter jobs pay per year?

As of Aug 7, 2026, the average yearly pay for collateral underwriter in Florida is $58,945.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,600.00 and $65,000.00 per year, depending on experience, location, and employer.

What challenges do collateral underwriters face and how are they addressed?

Collateral Underwriters often encounter challenges such as complex property valuations, incomplete or inconsistent documentation, and tight deadlines for loan approvals. Addressing these issues typically involves close collaboration with appraisers, borrowers, and internal teams to gather accurate data and ensure thorough due diligence. Utilizing up-to-date technology and maintaining a strong understanding of market conditions and regulatory changes can help underwriters make informed decisions. Developing excellent organizational and communication skills also aids in managing workflow and resolving issues efficiently. Being proactive and adaptable is key to overcoming day-to-day hurdles in this important risk management role.

What is a collateral underwriter?

A Collateral Underwriter is responsible for evaluating the value and risk associated with real estate used as loan collateral. They analyze appraisal reports, market trends, and regulatory guidelines to ensure accuracy and compliance. Their role helps lenders mitigate risks by determining whether a property's valuation supports the loan amount. Strong analytical skills and knowledge of underwriting guidelines are essential for this position.

What skills and qualifications are needed to be a collateral underwriter?

To thrive as a Collateral Underwriter, a solid background in real estate valuation, risk analysis, and loan underwriting—often supported by a bachelor’s degree in finance, business, or a related field—is essential. Familiarity with industry-standard appraisal software, loan origination systems (LOS), and knowledge of regulatory guidelines like USPAP and FNMA/FHLMC standards are typically required. Strong analytical thinking, attention to detail, and effective written and verbal communication skills help set top performers apart. These skills ensure accurate collateral evaluation, sound risk mitigation, and smooth collaboration with loan officers, appraisers, and compliance teams.

What are popular job titles related to Collateral Underwriter jobs in Florida? For Collateral Underwriter jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Collateral Underwriter jobs in Florida look for? The top searched job categories for Collateral Underwriter jobs in Florida are:
What cities in Florida are hiring for Collateral Underwriter jobs? Cities in Florida with the most Collateral Underwriter job openings:
Collateral Underwriter jobs near you
Infographic showing various Collateral Underwriter job openings in Florida as of August 2026, with employment types broken down into 89% Full Time, 7% Part Time, 1% Temporary, 2% Contract, and 1% Nights. Highlights an 83% Physical, 6% Hybrid, and 11% Remote job distribution, with an average salary of $58,945 per year, or $28.3 per hour.

Senior Underwriter

Choice Mortgage Group

Boca Raton, FL • On-site, Remote

$93K - $110K/yr

Full-time

Re-posted 2 days ago

Job description

Description
Our mortgage company is expanding, and we are seeking an experienced mortgage underwriter to join our growing team. You'll be responsible for ensuring real estate loan applications are completed with all required documents submitted correctly and loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today!
Responsibilities
• Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines.
• Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an "investment" quality loan product.
• Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists
• Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files.
• Responds to post-closing reviews and audits in a timely fashion.
Qualifications
• 10+ Years of mortgage underwriting experience required.

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