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Collateral Underwriter Jobs in Texas (NOW HIRING)

EDUCATION CREDIT UNION

Mortgage Underwriter

Amarillo, TX · On-site

$85 - $110/hr

Acts as the subject matter expert in the area of determining credit and collateral risk; provides support and general direction to underwriters within authority prescribed by management * Supports ...

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TEKsystems

Mortgage Equity Underwriter

Coppell, TX

$22.02 - $39.93/hr

Review appraisals, title reports, and supporting collateral documentation to determine property eligibility. * Communicate underwriting decisions, conditions, and requirements clearly to loan ...

TEKsystems

Mortgage Equity Underwriter

Coppell, TX

Review appraisals, title reports, and supporting collateral documentation to determine property eligibility. * Communicate underwriting decisions, conditions, and requirements clearly to loan ...

The Hartford

Captives Underwriter

Houston, TX · Hybrid

$124K - $199K/yr

... collateral management. * Possesses a deep understanding of the business. * Demonstrated ... Production Underwriting and Sales * Exhibits a commitment to finding ways to write profitable new ...

The Hartford

Captives Underwriter

Frisco, TX · Hybrid

$124K - $199K/yr

... collateral management. * Possesses a deep understanding of the business. * Demonstrated ... Production Underwriting and Sales * Exhibits a commitment to finding ways to write profitable new ...

PeopleFund Default

Underwriter I

Austin, TX · On-site

Structure and underwrite FlashFund and SBA Microloan loan requests with a focus on repayment analysis, collateral support, personal credit profile, and eligibility/alignment with PeopleFund's mission.

PeopleFund

Underwriter I

Austin, TX · On-site

Structure and underwrite FlashFund and SBA Microloan loan requests with a focus on repayment analysis, collateral support, personal credit profile, and eligibility/alignment with PeopleFund's mission.

SoFi

Mortgage Underwriter

Frisco, TX · Hybrid

Review and underwrite mortgage applications using investor/GSE guidelines ... Perform detailed analysis of borrower credit, income, and collateral - including complex and self ...

PeopleFund

Underwriter I

Austin, TX

Structure and underwrite FlashFund and SBA Microloan loan requests with a focus on repayment analysis, collateral support, personal credit profile, and eligibility/alignment with PeopleFund's mission.

Guidance Residential

Mortgage Underwriter

Dallas, TX · On-site

Analyzes income, assets, credit, collateral, occupancy, and overall transaction risk to make sound underwriting decisions. * Conditionally approves, suspends, or recommends denial of applications ...

Guidance Residential

Mortgage Underwriter

Dallas, TX · On-site

Analyzes income, assets, credit, collateral, occupancy, and overall transaction risk to make sound underwriting decisions. * Conditionally approves, suspends, or recommends denial of applications ...

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All JobsCollateral Underwriter JobsCollateral Underwriter Jobs in Texas

Collateral Underwriter information

See Texas salary details

$30.3K

$73.5K

$130K

How much do collateral underwriter jobs pay per year?

As of Aug 24, 2026, the average yearly pay for collateral underwriter in Texas is $73,487.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,800.00 and $81,100.00 per year, depending on experience, location, and employer.

What is a collateral underwriter?

A Collateral Underwriter is responsible for evaluating the value and risk associated with real estate used as loan collateral. They analyze appraisal reports, market trends, and regulatory guidelines to ensure accuracy and compliance. Their role helps lenders mitigate risks by determining whether a property's valuation supports the loan amount. Strong analytical skills and knowledge of underwriting guidelines are essential for this position.

What skills and qualifications are needed to be a collateral underwriter?

To thrive as a Collateral Underwriter, a solid background in real estate valuation, risk analysis, and loan underwriting—often supported by a bachelor’s degree in finance, business, or a related field—is essential. Familiarity with industry-standard appraisal software, loan origination systems (LOS), and knowledge of regulatory guidelines like USPAP and FNMA/FHLMC standards are typically required. Strong analytical thinking, attention to detail, and effective written and verbal communication skills help set top performers apart. These skills ensure accurate collateral evaluation, sound risk mitigation, and smooth collaboration with loan officers, appraisers, and compliance teams.

What challenges do collateral underwriters face and how are they addressed?

Collateral Underwriters often encounter challenges such as complex property valuations, incomplete or inconsistent documentation, and tight deadlines for loan approvals. Addressing these issues typically involves close collaboration with appraisers, borrowers, and internal teams to gather accurate data and ensure thorough due diligence. Utilizing up-to-date technology and maintaining a strong understanding of market conditions and regulatory changes can help underwriters make informed decisions. Developing excellent organizational and communication skills also aids in managing workflow and resolving issues efficiently. Being proactive and adaptable is key to overcoming day-to-day hurdles in this important risk management role.

Is it hard to become a collateral underwriter?

Becoming a collateral underwriter typically requires a bachelor's degree in finance, real estate, or a related field, along with strong analytical skills and knowledge of loan and collateral evaluation. Gaining experience through internships or entry-level positions in lending or underwriting can also be helpful; certifications like the Certified Commercial Investment Member (CCIM) may enhance prospects. The role involves detailed analysis and attention to detail, but the difficulty varies based on individual background and training.

What are popular job titles related to Collateral Underwriter jobs in Texas?

For Collateral Underwriter jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Collateral Underwriter jobs in Texas look for?

The top searched job categories for Collateral Underwriter jobs in Texas are:

Collateral Underwriter jobs near you
Infographic showing various Collateral Underwriter job openings in Texas as of August 2026, with employment types broken down into 100% Full Time. Highlights an 89% In-person, and 11% Hybrid job distribution, with an average salary of $73,487 per year, or $35.3 per hour.

Underwriter

CornerStone Professional Placement

Bedford, TX

$75K - $76K/yr

Full-time

Posted 5 days ago

Job description

INSURANCE UNDERWRITER
LOCATION Bedford, TX | Onsite
COMPENSATION & SCHEDULE
* $75,000 annually
* Full-Time
ROLE IMPACT
Support the client's Collateral Protection Insurance (CPI) business by evaluating account performance, financial data, pricing, and risk. This role turns complex insurance and financial information into independent underwriting recommendations that improve account profitability, pricing, commissions, and coverage decisions.
KEY RESPONSIBILITIES
* Analyze financial, insurance, economic, regulatory, and industry data to evaluate account risk, profitability, historical performance, and future trends.
* Develop CPI pricing and underwriting recommendations, including rates, premiums, commissions, coverage changes, and account structure.
* Evaluate prospective and existing accounts, build forecasts, and recommend actions that support profitable new and existing business.
* Partner with Business Development, Client Engagement, and Compliance teams on quotes, underwriting requests, regulatory changes, filings, and product requirements.
* Document underwriting findings in CRM systems and prepare management reporting on account performance, pricing, profitability, risk, and underwriting activity.
MINIMUM QUALIFICATIONS
* 3+ years of relevant professional experience in underwriting, accounting, finance, financial analysis, data analysis, pricing, risk analysis, or a closely related field.
* Demonstrated ability to independently analyze financial data, identify trends, forecast performance, assess risk and profitability, and make well-supported underwriting or business recommendations.
* Advanced Microsoft Excel skills, including experience working with detailed financial and account-level data, premium calculations, pricing, and profitability analysis.
CORE TOOLS & SYSTEMS
* Microsoft Excel
* Microsoft Word
* CRM systems
* Financial modeling and forecasting tools
* Underwriting, pricing, and premium-analysis tools
PREFERRED SKILLS
* Bachelor's degree.
* Collateral Protection Insurance (CPI), commercial insurance, specialty insurance, lending, banking, credit union, or automotive finance experience.
* Knowledge of insurance regulations, underwriting guidelines, rates, forms, pricing, and compliance requirements.