Description The Loan Underwriter is responsible for evaluating loan applications and determining ... Assess borrower capacity, credit history, collateral adequacy, and overall risk profile. Ensure ...
Description The Loan Underwriter is responsible for evaluating loan applications and determining ... Assess borrower capacity, credit history, collateral adequacy, and overall risk profile. Ensure ...
Loan Underwriter
Galveston, TX · On-site
... collateral documentation. • Assess borrower capacity, credit history, collateral adequacy, and ... underwriting trends and risk patterns. Qualifications Education and Experience: • Bachelor ...
Loan Underwriter
Galveston, TX · On-site
... collateral documentation. • Assess borrower capacity, credit history, collateral adequacy, and ... underwriting trends and risk patterns. Qualifications Education and Experience: • Bachelor ...
Loan Underwriter
Galveston, TX · On-site
... collateral documentation. · Assess borrower capacity, credit history, collateral adequacy, and ... underwriting trends and risk patterns. Qualifications Education and Experience: · Bachelor ...
Quick apply
Loan Underwriter
Galveston, TX · On-site
... collateral documentation. · Assess borrower capacity, credit history, collateral adequacy, and ... underwriting trends and risk patterns. Qualifications Education and Experience: · Bachelor ...
Syndication Underwriter - Remote or Dallas Corporate
Dallas, TX · On-site +1
$65K/yr
Syndication Underwriter - Remote or Dallas Corporate Country: United States of America It Starts ... This role assesses borrower creditworthiness, collateral, and overall risk to support sound lending ...
Syndication Underwriter - Remote or Dallas Corporate
Dallas, TX · On-site +1
$65K/yr
Syndication Underwriter - Remote or Dallas Corporate Country: United States of America It Starts ... This role assesses borrower creditworthiness, collateral, and overall risk to support sound lending ...
Syndication Underwriter - Remote or Dallas Corporate
Dallas, TX · On-site +1
$65K - $107K/yr
Syndication Underwriter - Auto Finance Ideal Candidate Must Have: * Previous experience ... This role assesses borrower creditworthiness, collateral, and overall risk to support sound lending ...
Syndication Underwriter - Remote or Dallas Corporate
Dallas, TX · On-site +1
$65K - $107K/yr
Syndication Underwriter - Auto Finance Ideal Candidate Must Have: * Previous experience ... This role assesses borrower creditworthiness, collateral, and overall risk to support sound lending ...
AWM, Private Bank, Ultra High Net Worth Underwriter, Vice President- Dallas
Dallas, TX · On-site
$150 - $200/hr
Medical
Retirement
PTO
AWM, Private Bank, Ultra High Net Worth Underwriter, Vice President- Dallas Our Impact Across Asset ... Provide expert judgment on collateral types including marketable securities, alternatives ...
AWM, Private Bank, Ultra High Net Worth Underwriter, Vice President- Dallas
Dallas, TX · On-site
$150 - $200/hr
Medical
Retirement
PTO
AWM, Private Bank, Ultra High Net Worth Underwriter, Vice President- Dallas Our Impact Across Asset ... Provide expert judgment on collateral types including marketable securities, alternatives ...
Your Impact The Underwriting Vice President serves as a senior credit professional responsible for ... Provide expert judgment on collateral types including marketable securities, alternatives ...
Your Impact The Underwriting Vice President serves as a senior credit professional responsible for ... Provide expert judgment on collateral types including marketable securities, alternatives ...
Your Impact The Underwriting Vice President serves as a senior credit professional responsible for ... Provide expert judgment on collateral types including marketable securities, alternatives ...
Your Impact The Underwriting Vice President serves as a senior credit professional responsible for ... Provide expert judgment on collateral types including marketable securities, alternatives ...
Captives Underwriter
Houston, TX · Hybrid
$124K - $199K/yr
... collateral management. * Possesses a deep understanding of the business. * Demonstrated ... Production Underwriting and Sales * Exhibits a commitment to finding ways to write profitable new ...
Captives Underwriter
Houston, TX · Hybrid
$124K - $199K/yr
... collateral management. * Possesses a deep understanding of the business. * Demonstrated ... Production Underwriting and Sales * Exhibits a commitment to finding ways to write profitable new ...
Your Impact The Underwriting Vice President serves as a senior credit professional responsible for ... Provide expert judgment on collateral types including marketable securities, alternatives ...
Your Impact The Underwriting Vice President serves as a senior credit professional responsible for ... Provide expert judgment on collateral types including marketable securities, alternatives ...
Captives Underwriter
Frisco, TX · Hybrid
$124K - $199K/yr
... collateral management. * Possesses a deep understanding of the business. * Demonstrated ... Production Underwriting and Sales * Exhibits a commitment to finding ways to write profitable new ...
Captives Underwriter
Frisco, TX · Hybrid
$124K - $199K/yr
... collateral management. * Possesses a deep understanding of the business. * Demonstrated ... Production Underwriting and Sales * Exhibits a commitment to finding ways to write profitable new ...
Underwriter I
Austin, TX · On-site
Medical
Dental
Vision
Life
Retirement
PTO
Structure and underwrite FlashFund and SBA Microloan loan requests with a focus on repayment analysis, collateral support, personal credit profile, and eligibility/alignment with PeopleFund's mission.
Underwriter I
Austin, TX · On-site
Medical
Dental
Vision
Life
Retirement
PTO
Structure and underwrite FlashFund and SBA Microloan loan requests with a focus on repayment analysis, collateral support, personal credit profile, and eligibility/alignment with PeopleFund's mission.
Underwriter I
Austin, TX · On-site
Medical
Dental
Vision
Life
Retirement
PTO
Structure and underwrite FlashFund and SBA Microloan loan requests with a focus on repayment analysis, collateral support, personal credit profile, and eligibility/alignment with PeopleFund's mission.
Underwriter I
Austin, TX · On-site
Medical
Dental
Vision
Life
Retirement
PTO
Structure and underwrite FlashFund and SBA Microloan loan requests with a focus on repayment analysis, collateral support, personal credit profile, and eligibility/alignment with PeopleFund's mission.
Underwriter I
Medical
Dental
Vision
Life
Retirement
PTO
Structure and underwrite FlashFund and SBA Microloan loan requests with a focus on repayment analysis, collateral support, personal credit profile, and eligibility/alignment with PeopleFund's mission.
Underwriter I
Medical
Dental
Vision
Life
Retirement
PTO
Structure and underwrite FlashFund and SBA Microloan loan requests with a focus on repayment analysis, collateral support, personal credit profile, and eligibility/alignment with PeopleFund's mission.
Mortgage Underwriter
Frisco, TX · Hybrid
Review and underwrite mortgage applications using investor/GSE guidelines ... Perform detailed analysis of borrower credit, income, and collateral - including complex and self ...
Mortgage Underwriter
Frisco, TX · Hybrid
Review and underwrite mortgage applications using investor/GSE guidelines ... Perform detailed analysis of borrower credit, income, and collateral - including complex and self ...
Mortgage Underwriter III
Plano, TX · On-site
Medical
Dental
Vision
Life
Retirement
PTO
... capital and collateral. * Apply underwriting rules from multiple sources to accurately and ... consistently review individual loan applications. Formulate approval conditions, as appropriate.
Mortgage Underwriter III
Plano, TX · On-site
Medical
Dental
Vision
Life
Retirement
PTO
... capital and collateral. * Apply underwriting rules from multiple sources to accurately and ... consistently review individual loan applications. Formulate approval conditions, as appropriate.
Mortgage Underwriter III
Plano, TX · On-site
Medical
Dental
Vision
Life
Retirement
PTO
... capital and collateral. * Apply underwriting rules from multiple sources to accurately and ... consistently review individual loan applications. Formulate approval conditions, as appropriate.
Quick apply
Mortgage Underwriter III
Plano, TX · On-site
Medical
Dental
Vision
Life
Retirement
PTO
... capital and collateral. * Apply underwriting rules from multiple sources to accurately and ... consistently review individual loan applications. Formulate approval conditions, as appropriate.
Mortgage Underwriter III
Medical
Dental
Vision
Life
Retirement
PTO
... capital and collateral. * Apply underwriting rules from multiple sources to accurately and ... consistently review individual loan applications. Formulate approval conditions, as appropriate.
Mortgage Underwriter III
Medical
Dental
Vision
Life
Retirement
PTO
... capital and collateral. * Apply underwriting rules from multiple sources to accurately and ... consistently review individual loan applications. Formulate approval conditions, as appropriate.
Review appraisals, collateral, and title documentation for completeness and adherence to policy. * Apply underwriting guidelines in compliance with federal regulations (e.g., TRID, Dodd-Frank) and ...
Review appraisals, collateral, and title documentation for completeness and adherence to policy. * Apply underwriting guidelines in compliance with federal regulations (e.g., TRID, Dodd-Frank) and ...
Underwrite and manage a portfolio of large, complex, loss sensitive accounts within the ... Understanding of large deductible programs and the credit and collateral implications of such ...
Underwrite and manage a portfolio of large, complex, loss sensitive accounts within the ... Understanding of large deductible programs and the credit and collateral implications of such ...
Collateral Underwriter information
See Texas salary details
$30.3K - $39.3K
5% of jobs
$39.3K - $48.4K
9% of jobs
$56.4K is the 25th percentile. Wages below this are outliers.
$48.4K - $57.5K
12% of jobs
$57.5K - $66.5K
20% of jobs
The median wage is $69.4K / yr.
$66.5K - $75.6K
12% of jobs
$81.7K is the 75th percentile. Wages above this are outliers.
$75.6K - $84.7K
25% of jobs
$84.7K - $93.7K
7% of jobs
$93.7K - $102.8K
3% of jobs
$102.8K - $111.8K
2% of jobs
$111.8K - $120.9K
2% of jobs
$120.9K - $130K
2% of jobs
$30.3K
$73.5K
$130K
How much do collateral underwriter jobs pay per year?
What challenges do collateral underwriters face and how are they addressed?
Collateral Underwriters often encounter challenges such as complex property valuations, incomplete or inconsistent documentation, and tight deadlines for loan approvals. Addressing these issues typically involves close collaboration with appraisers, borrowers, and internal teams to gather accurate data and ensure thorough due diligence. Utilizing up-to-date technology and maintaining a strong understanding of market conditions and regulatory changes can help underwriters make informed decisions. Developing excellent organizational and communication skills also aids in managing workflow and resolving issues efficiently. Being proactive and adaptable is key to overcoming day-to-day hurdles in this important risk management role.
What is a collateral underwriter?
A Collateral Underwriter is responsible for evaluating the value and risk associated with real estate used as loan collateral. They analyze appraisal reports, market trends, and regulatory guidelines to ensure accuracy and compliance. Their role helps lenders mitigate risks by determining whether a property's valuation supports the loan amount. Strong analytical skills and knowledge of underwriting guidelines are essential for this position.
What skills and qualifications are needed to be a collateral underwriter?
To thrive as a Collateral Underwriter, a solid background in real estate valuation, risk analysis, and loan underwriting—often supported by a bachelor’s degree in finance, business, or a related field—is essential. Familiarity with industry-standard appraisal software, loan origination systems (LOS), and knowledge of regulatory guidelines like USPAP and FNMA/FHLMC standards are typically required. Strong analytical thinking, attention to detail, and effective written and verbal communication skills help set top performers apart. These skills ensure accurate collateral evaluation, sound risk mitigation, and smooth collaboration with loan officers, appraisers, and compliance teams.
What are popular job titles related to Collateral Underwriter jobs in Texas?
For Collateral Underwriter jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Collateral Underwriter jobs in Texas look for?
The top searched job categories for Collateral Underwriter jobs in Texas are:

Job description
Description
The Loan Underwriter is responsible for evaluating loan applications and determining credit worthiness in accordance with internal policies, regulatory requirements, and sound lending practices. This position analyzes financial information, assesses risk, and ensures loans are structured to protect the financial institution while serving member needs.
Requirements
Essential Duties and Responsibilities:
Review, analyze, and underwrite consumer, mortgage, business and/or commercial loan applications
Evaluate credit reports, income documentation, tax returns, bank statements, appraisals, and collateral documentation.
Assess borrower capacity, credit history, collateral adequacy, and overall risk profile.
Ensure compliance with federal and state lending regulations (e.g Fair Lending, TRID, HMDA, ECOA, Reg B).
Make approval, denial, or counteroffer decisions within assigned lending authority.
Provide detailed loan stipulations and communicate conditions to lending staff.
Work closely with loan officers, processors, and branch staff to gather additional documentation.
Maintain documentation and decision rationale in loan file.
Monitor and manage pipeline to ensure timely decisions and service level standards.
Identify potential fraud or misrepresentation concerns.
Assist with audits and regulatory examinations as required.
Recommend policy improvements based on underwriting trends and risk patterns.
Qualifications
Education and Experience:
Bachelor's degree in finance, Business, Accounting or related field preferred.
3-5 years of underwriting experience (consumer, mortgage, and/or commercial).
Experienced in a bank or credit union environment preferred.
Knowledge and Skills
Strong understanding of credit analysis and risk assessment
Knowledge of lending regulations and compliance requirements.
Ability to analyze financial statements and tax returns.
Excellent analytical and decision-making skills.
Strong written and verbal communication skills.
Detail-oriented with strong organizational abilities.
Proficiency in loan origination systems and Microsoft Office.
Competencies:
Sound judgment
Risk assessment and mitigation
Regulatory compliance awareness
Time Management
Collaboration and communication
Confidentiality and discretion
Physical Requirements:
Prolonged periods of sitting at a desk and working on a computer.
Occasional lifting of files up to 20lbs
Work Environment:
Office environment within a financial institution
Standard business hours with occasional extended hours based on loan volume.
***Greater Houston Area Applicants Only
About Coastal Community FCU
Sourced by ZipRecruiter
Industry
Commercial banking
Company size
11 - 50 Employees
Headquarters location
Galveston, TX, US
Year founded
1957