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Claims Investigator Jobs (NOW HIRING)

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Claims Investigator information

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$35K

$65.2K

$89.5K

How much do claims investigator jobs pay per year?

As of Jul 26, 2026, the average yearly pay for claims investigator in the United States is $65,243.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,000.00 and $75,000.00 per year, depending on experience, location, and employer.

What is the difference between Claims Investigator vs Claims Adjuster?

AspectClaims InvestigatorClaims Adjuster
CredentialsTypically requires insurance-related certifications, such as CPCU or AICOften requires similar certifications, plus state licensing
Work EnvironmentInvestigates claims, interviews witnesses, reviews evidenceEvaluates damages, negotiates settlements, inspects property or vehicle
Employer & IndustryInsurance companies, third-party administratorsInsurance companies, public adjusters, third-party administrators

Claims Investigators focus on uncovering facts and verifying claims, often conducting interviews and investigations. Claims Adjusters evaluate damages and negotiate settlements. While both roles require insurance knowledge and certifications, Investigators emphasize investigation skills, whereas Adjusters focus on assessment and negotiation.

Is claim adjusting a dying field?

Claims investigation is a stable profession within the insurance industry, with ongoing demand for skilled investigators to assess claims accurately. While automation and AI tools are increasingly used, human judgment remains essential, and the field continues to evolve rather than decline.

How to become a claim investigator?

To become a claims investigator, candidates typically need a high school diploma or equivalent, with some roles preferring or requiring a bachelor's degree in fields like criminal justice, insurance, or related areas. Relevant skills include attention to detail, analytical thinking, and knowledge of insurance policies; obtaining certifications such as the Certified Insurance Fraud Investigator (CIFI) can enhance prospects. Most positions require prior experience in insurance, law enforcement, or investigative work, and the job often involves working in an office or field environment with standard working hours.

What are some typical challenges faced by Claims Investigators and how can they be addressed?

Claims Investigators often encounter challenges such as managing a large caseload, dealing with incomplete or conflicting information, and handling sensitive interactions with claimants and witnesses. To address these, strong organizational skills, attention to detail, and effective communication are essential. Collaborating closely with legal teams, insurance adjusters, and law enforcement can also help resolve complex cases more efficiently. Regular training and staying updated on industry regulations further support investigators in overcoming these challenges.

What are the key skills and qualifications needed to thrive as a Claims Investigator, and why are they important?

To thrive as a Claims Investigator, you need strong analytical skills, attention to detail, and a background in criminal justice, insurance, or a related field. Familiarity with case management software, database research tools, and sometimes certifications like Certified Fraud Examiner (CFE) are typically used. Excellent communication, discretion, and critical thinking help build trust and accurately assess complex situations. These skills are vital for efficiently detecting fraud, ensuring accurate claim resolutions, and maintaining the integrity of the claims process.

What does a claims investigator do?

A claims investigator reviews insurance claims to determine their validity by gathering evidence, interviewing claimants and witnesses, and analyzing documentation. They assess the legitimacy of claims, identify potential fraud, and work closely with insurance adjusters, often using investigative tools and techniques to ensure accurate claim processing.

What Is a Claims Investigator?

A claims investigator researches insurance claims to ensure that they are valid and accurate. While many insurance claims result in the claimants being compensated, for claims in which criminal activity or fraud is suspected, the claims investigator must interview people, conduct background checks, review forensic evidence, and advise insurance companies on how to proceed with the claim. The claims investigator saves insurance companies time and money by investigating key information about all claims.

What cities are hiring for Claims Investigator jobs? Cities with the most Claims Investigator job openings:
What are the most commonly searched types of Claims Investigator jobs? The most popular types of Claims Investigator jobs are:
Who are the top companies hiring for Claims Investigator jobs? The top employers for Claims Investigator jobs are:
What states have the most Claims Investigator jobs? States with the most job openings for Claims Investigator jobs include:
What are popular job titles related to Claims Investigator jobs? For Claims Investigator jobs, the most frequently searched job titles are:
Infographic showing various Claims Investigator job openings in the United States as of July 2026, with employment types broken down into 90% Full Time, 8% Part Time, and 2% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $65,243 per year, or $31.4 per hour.
Claims Investigator - Full Time

Claims Investigator - Full Time

Command Investigations LLC

Seattle, WA • On-site

$23 - $30/hr

Full-time

Posted 10 days ago


Command Investigations rating

6.1

Company rating: 6.1 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

370th of 487 rated business services


Job description

Description:

Command Investigations LLC is seeking an Insurance Claims Investigator with a minimum of one year of experience to become part of a dynamic team. This is a great opportunity for individuals with prior claims investigation experience who demonstrate integrity, independence, and a drive to succeed in a fast-paced investigative environment.


Why You Will Love Working with Command Investigations, LLC?


At Command Investigations, we are invested in YOU! We know, together, we can Lead with Excellence to provide top-tier Service with Integrity that drives Results!


Our employees have opportunities to grow within a nationally recognized organization in an exciting and evolving industry.

Pay: $23-$30 per hour (varies based on state)

Schedule: Business hours are typically Mon-Fri; exact times are dependent on casework objectives.

Location: Casework will be anywhere within 2 hours of the job listing location.


What You Will Do:

In this role, you will conduct claims investigations by gathering evidence, interviewing the parties involved, documenting findings, and preparing comprehensive, detailed reports for client review. Conduct investigations related to insurance claims, including workers’ compensation, general liability, auto, and property cases.

  • Conduct complex field investigations involving multiple claim types.
  • Submit daily updates summarizing your progress and observations.
  • Manage your time effectively to meet client billable-hour expectations.
  • Write detailed, professional statements and investigative summaries.
  • Deliver clear, client-ready reports that meet Command's quality standards.
  • Perform scene investigations, recorded statements, scene canvassing, document retrieval, and courthouse research.
  • Operate safely and remain alert while driving during field assignments.

Your curiosity and persistence will turn each case into a story built on truth and evidence.

Requirements:

Special Note: This role requires you to supply your own equipment, including but not limited to, a camera and a digital recorder. Certain equipment specifications or minimum standards may apply.


What We Are Looking For:

  • Exceptional attention to detail and accuracy.
  • Strong work ethic with a willingness to learn and adapt.
  • Team-oriented mindset and open-minded attitude.
  • Ability to thrive in a focused, detail-driven, and repetitive environment.
  • Strong computer skills and working knowledge of Microsoft Suite, specifically in Word and Outlook.
  • Excellent written and verbal communication skills.


What You Will Bring:

We’re looking for investigators who are driven, professional, and dedicated to uncovering facts with accuracy and integrity.

  • Demonstrate at least 1 year of field investigations experience, including face-to-face recorded statements and report writing. Prior experience with multi-line investigations preferred.
  • Travel across multiple states as needed to complete case assignments. Residing within a 30-mile radius of the posted location is preferred.
  • Hold a valid (state) Investigator license (or eligibility for licensure in surrounding states). Or have the ability to obtain this license upon being hired.
  • Ability to effectively use computers and digital tools, including navigating websites, entering and retrieving information from web-based systems, and troubleshooting basic technical issues required.
  • Excellent reading skills and the ability to follow detailed directions are required.
  • Independently, organize casework and schedule while also providing excellent customer service and demonstrating strong interpersonal, organizational, and multi-tasking skills.
  • Flexibility and effective time management are required
  • Adapt to variable schedules — including nights and weekends when required. Being flexible to work overtime and a willingness to work the required schedule are preferred.
  • Maintain a reliable, fuel-efficient vehicle and required insurance coverage.
  • Complete a Command Investigations, LLC employment application and submit to pre-employment tasks as required for employment.


What You’ll Need:

To qualify for this position, applicants must possess the following:

  • A minimum of 1-3 years of Claims, SIU, or adjusting experience. Other related experience should be indicated on the application.
  • An Associate’s or Bachelor’s degree in Criminal Justice or a related field.
  • Excel in report writing and typing (50+ WPM) with accuracy and attention to detail.
  • Understand investigative processes, insurance law, and claim procedures.
  • English speaking required. Multi-lingual is a plus.
  • A reliable personally owned vehicle.
  • Proper photographic recording, video recording, and audio recording equipment. Measuring tools and safety equipment is also preferred.
  • Thrive under pressure and maintain professionalism in sensitive situations.
  • Demonstrate self-motivation, accountability, and sound judgment.


Physical Requirements:

  • The physical and mental demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • The employee will be required to remember and understand certain instructions, guidelines, or other information.
  • The employee should have the ability to lift up to and including 25lbs/11.34kg on occasion.
  • The employee will be required to sit, stand, and/or walk for long periods at a time.
  • The employee will be required to enter text or data into a computer or other machine by means of a traditional keyboard. Traditional Keyboard refers to a panel of keys used as the primary input device on a computer, typographic machine, or 10-Key numeric keypad.
  • Specific vision abilities required for this position include close vision, distance vision, peripheral vision, depth perception, and the ability to adjust focus. The associate must be able to hear, understand, and distinguish speech and surrounding sounds, such as traffic, environmental noises, or standard office activity.


About Command Investigations

Command Investigations, founded in 2012, is a nationally recognized investigations firm offering surveillance, remote investigations, desktop intelligence, and specialty services to the insurance defense industry. Grounded in core values of integrity, service, and results, we deliver fast, reliable outcomes and treat every client like they are our only client. Our team leverages cutting-edge technology to stay at the forefront of the industry. With headquarters in Lake Mary, Florida, our experts provide services across the U.S. on a national scale.


Command Investigations LLC is an Equal Opportunity Employer.


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