Cdf Capital Jobs (NOW HIRING)

Wells Fargo Corporate & Investment Banking delivers a comprehensive suite of capital markets, banking, and financial products and services. A trusted partner to our clients, we provide corporate and transactional banking, commercial real estate lending and servicing, investment banking, equity and fixed income solutions including sales, trading, and research capabilities to corporate, commercial real estate, government, and institutional clients across the globe.

Markets provides solutions to clients with the means to manage their exposure through various derivatives, lending and cash products across Structured Products Group, Macro, Equities, Municipal Products Group, Credit Sales & Trading.

About this role:
Wells Fargo is seeking an Associate to join the Corporate Debt Finance (CDF) group. This role will serve as a core member of the Corporate Credit Team (CCT) within CDF, part of Wells Fargo's Structured Products Group (SPG).

Corporate Debt Finance provides capital to asset managers and other non-bank financial institutions through structured credit facilities and collateralized loan obligations. The Corporate Credit Team consists of leveraged loan professionals who are responsible for client due diligence, independent credit underwriting, direct lending market research, and ongoing portfolio surveillance of leveraged loan investments and related leverage facilities that support financing extended to CDF's clients.

This role is well-suited for candidates seeking meaningful underwriting responsibility across a diverse portfolio of loans and industries, regular exposure to senior decision-makers, and the opportunity to develop as an independent credit professional within direct lending and structured credit.

In this role, you will:

Credit Analysis & Surveillance of Leveraged Loans

• Perform fundamental credit analysis of leveraged loan issuers, including business risk, financial risk, capital structure, and downside scenarios

• Review borrower financial statements, operating performance, and transactions (primary market activities, amendments) to support credit underwriting and ongoing surveillance

• Review performance trends of collateral at both the individual loan and portfolio level and identify key risks, changes in credit profile, and emerging themes for escalation or further diligence

• Develop independent credit opinions with respect to underlying loan collateral and present findings to senior team members and credit officers

Credit Facility Underwriting & Approval Support

• Support senior team members in the underwriting, structuring, and approval of leverage facilities, including CLO warehouse and other structured credit facilities, with meaningful responsibility for analysis execution and work product quality

• Prepare and contribute to credit memoranda and approval materials supporting new facilities, amendments, renewals, and other approval actions

• Participate actively in the client due diligence process through preparation of meeting materials, analysis of underlying portfolios, and engagement in client discussions

• Evaluate eligibility, advance rates, concentration limits, and other structural features of leverage facilities in connection with underwriting decisions

• Liaise with clients and internal partners (e.g., Capital Markets, Legal, Operations) throughout the underwriting and approval process

• Present credit analysis, structural considerations, and recommendations to senior team members and credit officers

Market Intelligence & Reporting

• Derive and share market updates from various sources (clients, news, professional networks); cultivate a strong understanding of the Direct Lending landscape - the players, roles, risks, opportunities - and speak to market dynamics with audiences internal and external

• Monitor direct lending and leveraged loan market activity to support underwriting views and portfolio surveillance

Required Qualifications:

• 2+ years of Investment Banking experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Experience in corporate credit underwriting, leveraged finance, private credit, or direct lending, including credit memo preparation and financial analysis

• Completion of, or current enrollment in, a formal corporate credit training program (e.g., internal bank programs or third-party credit training)

• Strong Excel skills for data analysis and reporting; experience with automation or data tools such as Databases, VBA, Power Query, Power BI, Alteryx, or similar is a plus

• Strong technical and analytical skills, including cash flow analysis, leverage and coverage metrics, capital structure analysis, and downside scenario assessment

• Working knowledge of leveraged loan markets, direct lending, and structured credit products

• Excellent verbal, written, and interpersonal communication skills, with the ability to clearly articulate credit views in written memoranda and discussions with senior stakeholders

• Effective organizational, multi-tasking, and prioritization skills with a strong attention to detail

• Solid problem-solving skills and sound credit judgment, with the ability to operate with a high degree of independence

• Ability to work effectively both collaboratively and independently in a fast-paced, deal- and deadline-driven environment

• A BS/BA degree or higher in business administration, economics, finance, or a related field

Job Expectations:

• Ability to travel up to 10% of the time

• Willingness to work on-site in accordance with current office requirements

• Visa sponsorship is not available

• This position is subject to FINRA background screening requirements. Candidates must successfully complete and pass a background check prior to hire. In accordance with FINRA rules, individuals who are subject to statutory disqualification are not eligible to be associated with a FINRA-registered broker-dealer. Successful candidates must also meet and comply with ongoing regulatory obligations, which include periodic screening and mandatory reporting of certain incidents.

• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

Posting Locations:

• 550 South Tryon St. - Charlotte, North Carolina 28202

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visitDisability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.