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Cat Adjuster Jobs (NOW HIRING)

Build and maintain relationships with catastrophe (CAT) adjusters and field teams. * Secure contracts with insurance carriers, MSOs, dealerships, and independent body shops. * Present PDRTeams ...

Build and maintain relationships with catastrophe (CAT) adjusters and field teams. * Secure contracts with insurance carriers, MSOs, dealerships, and independent body shops. * Present PDR‑Team ...

Build and maintain relationships with catastrophe (CAT) adjusters and field teams. * Secure contracts with insurance carriers, MSOs, dealerships, and independent body shops. * Present PDR‑Team ...

Injury Adjuster

San Antonio, TX · Hybrid

$57K - $77K/yr

The Injury Adjuster delivers a concierge‑level, best‑in‑class member experience through ... Support CAT deployment travel with minimal notice during designated events * Identify, measure ...

Injury Adjuster

Chesapeake, VA · Hybrid

$57K - $77K/yr

The Injury Adjuster delivers a concierge‑level, best‑in‑class member experience through ... Support CAT deployment travel with minimal notice during designated events * Identify, measure ...

New

Injury Adjuster

Phoenix, AZ · Hybrid

$57K - $77K/yr

The Injury Adjuster delivers a concierge‑level, best‑in‑class member experience through ... Support CAT deployment travel with minimal notice during designated events * Identify, measure ...

Injury Adjuster

Tampa, FL · Hybrid

$57K - $77K/yr

The Injury Adjuster delivers a concierge‑level, best‑in‑class member experience through ... Support CAT deployment travel with minimal notice during designated events * Identify, measure ...

New

Senior Property Adjuster

Denver, CO · Remote

$63K - $114K/yr

Adjusters recognize and empathize with members' life events, as appropriate. The Inside Senior ... May be assigned CAT deployment travel with minimal notice during designated CATs. * Works various ...

Monday-Friday, 8:00 AM-4:30 PM CT, Rotating weekend coverage; potential mandatory CAT/Large Claim ... As a condition of employment, you must hold an active adjuster license or be willing to obtain one.

Adjusters recognize and empathize with members' life events, as appropriate. The Inside Senior ... May be assigned CAT deployment travel with minimal notice during designated CATs. * Works various ...

Adjusters recognize and empathize with customers' life events, as appropriate. The Inside Senior ... May be assigned CAT deployment travel with minimal notice during designated CATs. * Works various ...

Adjusters recognize and empathize with customers' life events, as appropriate. The Inside Senior ... May be assigned CAT deployment travel with minimal notice during designated CATs. * Works various ...

Senior Property Adjuster

Phoenix, AZ · Remote

$63K - $114K/yr

Adjusters recognize and empathize with customers' life events, as appropriate. The Inside Senior ... May be assigned CAT deployment travel with minimal notice during designated CATs. * Works various ...

Senior Property Adjuster

Tampa, FL · Remote

$63K - $114K/yr

Adjusters recognize and empathize with customers' life events, as appropriate. The Inside Senior ... May be assigned CAT deployment travel with minimal notice during designated CATs. * Works various ...

As a dedicated Senior Auto Adjuster, you will adjust highly complex auto insurance claims presented ... May be assigned CAT deployment travel with minimal notice during designated CATs. * Works various ...

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Cat Adjuster information

See salary details

$31.5K

$64.9K

$98K

How much do cat adjuster jobs pay per year?

As of Jun 12, 2026, the average yearly pay for cat adjuster in the United States is $64,942.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $75,000.00 per year, depending on experience, location, and employer.

Is a catastrophe adjuster a good job?

A catastrophe adjuster is a role that involves assessing property damage caused by large-scale disasters, often requiring travel and working in challenging environments. It can be a rewarding career for those interested in insurance claims, with opportunities for overtime and seasonal work, but it may also involve irregular hours and stressful situations. Success typically depends on strong communication skills, insurance knowledge, and the ability to handle high-pressure scenarios.

What are Cat Adjusters?

Cat Adjusters, short for catastrophe adjusters, are insurance professionals who assess property damage and process claims following large-scale disasters like hurricanes, floods, or wildfires. They travel to affected areas to inspect damage, interview policyholders, and determine the amount of compensation owed under insurance policies. Cat Adjusters play a crucial role in helping individuals and businesses recover after catastrophic events by ensuring claims are handled efficiently and fairly. Their work often involves long hours and deployment to disaster zones for weeks or months at a time.

How to become a catastrophe adjuster?

To become a catastrophe adjuster, typically you need relevant insurance or claims adjusting experience, a valid state license, and knowledge of disaster response procedures. Many employers prefer candidates with strong communication skills, the ability to work in challenging environments, and familiarity with claims management software. Certification programs like the Certified Claims Adjuster (CCA) can also enhance job prospects.

What type of adjuster gets paid the most?

In the insurance industry, catastrophe adjusters, who handle large-scale disaster claims, tend to earn the highest salaries among adjusters. They often work long hours in challenging environments and may receive additional compensation or hazard pay for their work during major events.

What is the difference between Cat Adjuster vs Property Claims Adjuster?

AspectCat AdjusterProperty Claims Adjuster
CredentialsAdjuster license, certifications in catastrophe claimsAdjuster license, certifications in property claims
Work EnvironmentField work at disaster sites, travel-intensiveOffice-based or field work, regular hours
Employer & IndustryInsurance companies, catastrophe response teamsInsurance companies, property insurers
Search & Comparison IntentYesYes

Both roles involve assessing property damage for insurance claims, but Cat Adjusters specialize in large-scale disaster sites and catastrophe claims, often requiring specialized certifications and extensive travel. Property Claims Adjusters handle a broader range of property claims, typically within regular working environments. Understanding these differences helps job seekers identify the right career path in the insurance industry.

What Does a Cat Adjuster Do?

A cat adjuster or catastrophe adjuster is an insurance claims specialist who is sent to survey property damage from a tornado, hurricane, flood, wildfire, or earthquake. Their responsibilities are to survey or assess the extent of the damage, determine if an insurance policy covers the damage, and submit a report. A catastrophe adjuster may be required to travel for work. Licensing requirements vary by state.

What jobs pay 2000 a day?

In the field of insurance adjusting, especially for experienced cat adjusters handling large claims, some professionals can earn around $2,000 per day. These roles often require specialized knowledge, certifications, and the ability to work in high-pressure environments during disaster response periods.

What are the key skills and qualifications needed to thrive as a Cat Adjuster, and why are they important?

To thrive as a Cat Adjuster (Catastrophe Adjuster), you need a solid understanding of insurance policies, property damage assessment, and typically a state adjuster license. Familiarity with claims management software, digital estimating tools like Xactimate, and sometimes drone technology is crucial for efficient inspections. Strong organizational skills, effective communication, and the ability to remain calm under pressure help Cat Adjusters excel during high-stress disaster situations. These skills and tools are essential for providing accurate, timely claims resolutions to policyholders affected by catastrophic events.

What are some common challenges Cat Adjusters face during catastrophe deployments, and how can they prepare for them?

Cat Adjusters often face challenges such as long hours, high claim volumes, and rapidly changing work environments during catastrophe deployments. Adjusters must be prepared to work in disaster-affected areas, sometimes with limited access to resources or accommodations. Effective organization, adaptability, and strong communication skills are essential for managing stress and maintaining accuracy under pressure. To prepare, many adjusters invest in portable technology, ensure all necessary licenses and certifications are current, and stay physically and mentally ready for extended field assignments.
What cities are hiring for Cat Adjuster jobs? Cities with the most Cat Adjuster job openings:
What are the most commonly searched types of Cat Adjuster jobs? The most popular types of Cat Adjuster jobs are:
What states have the most Cat Adjuster jobs? States with the most job openings for Cat Adjuster jobs include:
Infographic showing various Cat Adjuster job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 90% Full Time, 1% Part Time, and 8% Contract. Highlights an 63% Physical, 12% Hybrid, and 25% Remote job distribution, with an average salary of $64,942 per year, or $31.2 per hour.
Property Adjuster Specialist - Field CAT Team

Property Adjuster Specialist - Field CAT Team

USAA

Montgomery, AL • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago


USAA rating

8.3

Company rating: 8.3 out of 10

Based on 251 frontline employees who took The Breakroom Quiz

34th of 141 rated banks


Job description

Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.
The Opportunity
As a dedicated Property Adjuster Specialist, you will work within defined guidelines and framework, investigate, evaluate, negotiate, and settle complex property insurance claims. You will confirm/analyze coverage, recognize liability exposure and negotiate equitable settlement in compliance with all state regulatory requirements. Recognizes and empathizes with members' life events, as appropriate.
Property Adjuster Specialist focus on using technology and desk adjusting for a virtual first approach to inspections and claims handling. USAA also provides a company vehicle to physically inspect losses within your locally assigned territory. Field Adjusters may travel outside of their local territory to respond to claims in other regions when needed. This is an hourly, non-exempt position with paid overtime and CAT pay available.
This is a local field-based role in the Montgomery, AL area. Candidates who are willing and able to work in the this area are encouraged to apply.
What you'll do:
  • Proactively manages assigned claims caseload comprised of complex damages that require commensurate knowledge and understanding of claims coverage including potential legal liability.
  • Partners with vendors and internal business partners to facilitate complex claims resolution. May also involve external regulatory coordination to ensure appropriate documentation and compliance.
  • Investigates claim damages by conducting research from various sources, including the insured, third parties, and external resources.
  • May identify and resolve potential discrepancies and identifies subrogation potential resulting from unusual characteristics.
  • Identifies coverage concerns, reviews prior loss history, determines and creates Special Investigation Unit (SIU) referrals, when appropriate. Determines coverage through analyzing information involving complex policy terms and contingencies.
  • Determines and negotiates complex claims settlement within authority limits. Develops recommendations and collaborates with management for determining settlement amounts outside of authority limits and accurately manages claims outcomes.
  • Maintains accurate, thorough, and current claim file documentation throughout the claims process.
  • Advance knowledge of estimating technology platforms and virtual inspection tools.
  • Utilizes platforms and tools to prepare claims estimates to manage complex property insurance claims.
  • Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours.
  • May be assigned CAT deployment travel with minimal notice during designated CATs.
  • Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed.
  • Works independently solving complex problems with minimal guidance; acts as a resource for colleagues with less experience.
  • Adjusts complex claims with attorney involvement.
  • Recognizes and addresses jurisdictional challenges such as applicable legislation and construction considerations.
  • May require travel to resolve claims, attend training, and conduct in-person inspections.
  • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:
  • High School Diploma or General Equivalency Diploma.
  • 2 years of relevant property claims adjusting experience of moderate complexity losses that includes writing estimates, involving dwelling and structural damages.
  • Advanced knowledge of estimating losses using Xactimate or similar tools and platforms.
  • Proficient knowledge of residential construction.
  • Proficient knowledge of property claims contracts and interpretation of case law and state laws and regulations.
  • Proficient negotiation, investigation, communication, and conflict resolution skills.
  • Proven investigatory, analytical, prioritizing, multi-tasking, and problem-solving skills.
  • Ability to travel 50-75% of the year (local & non-local) and/or work catastrophe duty when needed.
  • Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts.
  • Successful completion of a job-related assessment may be required.

What sets you apart:
  • Experience on a Property Catastrophe team handling inside or field claims (i.e. wind, hail, hurricane, flooding)
  • Experience adjusting large loss complex property claims caused by catastrophic events
  • Residential property adjusting experience handling DWG, APS and ALE adjustments
  • Experience working directly for a standard insurance carrier handling claims from start to finish (first notice of loss, reviewing policy, making coverage decisions).
  • Estimate writing skills using Xactimate, ClaimX or virtual estimating
  • Xactimate level 1 and/or level 2 certification
  • Insurance Industry designations such as AINS, CPCU, AIC, SCLA
  • Currently hold an active P&C Adjuster license
  • Available to work extended hours to support CAT claims
  • Currently reside in the Montgomery, AL area
  • US military experience through military service or a military spouse/domestic partner

Physical Demand Requirements:
  • May require the ability to crouch and stoop to inspect confined spaces, to include attics and go beneath homes into crawl spaces.
  • May need to meet all USAA safe driving requirements including verification of driving record through MVR & possession of valid driver's license.
  • May require the ability to lift a minimum of 35 pounds to include lifting a ladder in and out of the trunk of a car.
  • May require the ability to climb ladders and traverse roofs, this includes the ability to work at heights while inspecting roofs and attics.

Compensation range: The salary range for this position is: $67,750 - $121,950
USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com
Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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