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Cat Adjuster Jobs (NOW HIRING)

Munich Re

Seasonal CAT Adjuster

Houston, TX

As a CAT Adjuster, you will be deployed to the front lines supporting customers in times of need and disaster when they need it the most. We're seeking an individual with excellent decision making ...

Munich Re

Seasonal CAT Adjuster

Atlanta, GA

As a CAT Adjuster, you will be deployed to the front lines supporting customers in times of need and disaster when they need it the most. We're seeking an individual with excellent decision making ...

Munich Re

Seasonal CAT Adjuster

Phoenix, AZ

As a CAT Adjuster, you will be deployed to the front lines supporting customers in times of need and disaster when they need it the most. We're seeking an individual with excellent decision making ...

Munich Re

Seasonal CAT Adjuster

Arvada, CO

As a CAT Adjuster, you will be deployed to the front lines supporting customers in times of need and disaster when they need it the most. We're seeking an individual with excellent decision making ...

Munich Re

Seasonal CAT Adjuster

Atlanta, GA · On-site

As a CAT Adjuster, you will be deployed to the front lines supporting customers in times of need and disaster when they need it the most. We're seeking an individual with excellent decision making ...

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Cat Adjuster information

See salary details

$31.5K

$64.9K

$98K

How much do cat adjuster jobs pay per year?

As of Aug 18, 2026, the average yearly pay for cat adjuster in the United States is $64,942.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $75,000.00 per year, depending on experience, location, and employer.

What is a cat adjuster?

Cat Adjusters, short for catastrophe adjusters, are insurance professionals who assess property damage and process claims following large-scale disasters like hurricanes, floods, or wildfires. They travel to affected areas to inspect damage, interview policyholders, and determine the amount of compensation owed under insurance policies. Cat Adjusters play a crucial role in helping individuals and businesses recover after catastrophic events by ensuring claims are handled efficiently and fairly. Their work often involves long hours and deployment to disaster zones for weeks or months at a time.

What does a cat adjuster do?

A cat adjuster or catastrophe adjuster is an insurance claims specialist who is sent to survey property damage from a tornado, hurricane, flood, wildfire, or earthquake. Their responsibilities are to survey or assess the extent of the damage, determine if an insurance policy covers the damage, and submit a report. A catastrophe adjuster may be required to travel for work. Licensing requirements vary by state.

What are the key skills and qualifications needed to thrive as a cat adjuster, and why are they important?

To thrive as a Cat Adjuster (Catastrophe Adjuster), you need a solid understanding of insurance policies, property damage assessment, and typically a state adjuster license. Familiarity with claims management software, digital estimating tools like Xactimate, and sometimes drone technology is crucial for efficient inspections. Strong organizational skills, effective communication, and the ability to remain calm under pressure help Cat Adjusters excel during high-stress disaster situations. These skills and tools are essential for providing accurate, timely claims resolutions to policyholders affected by catastrophic events.

What are some common challenges cat adjusters face during catastrophe deployments, and how can they prepare for them?

Cat Adjusters often face challenges such as long hours, high claim volumes, and rapidly changing work environments during catastrophe deployments. Adjusters must be prepared to work in disaster-affected areas, sometimes with limited access to resources or accommodations. Effective organization, adaptability, and strong communication skills are essential for managing stress and maintaining accuracy under pressure. To prepare, many adjusters invest in portable technology, ensure all necessary licenses and certifications are current, and stay physically and mentally ready for extended field assignments.

What is the difference between Cat Adjuster vs Property Claims Adjuster?

AspectCat AdjusterProperty Claims Adjuster
CredentialsAdjuster license, certifications in catastrophe claimsAdjuster license, certifications in property claims
Work EnvironmentField work at disaster sites, travel-intensiveOffice-based or field work, regular hours
Employer & IndustryInsurance companies, catastrophe response teamsInsurance companies, property insurers
Search & Comparison IntentYesYes

Both roles involve assessing property damage for insurance claims, but Cat Adjusters specialize in large-scale disaster sites and catastrophe claims, often requiring specialized certifications and extensive travel. Property Claims Adjusters handle a broader range of property claims, typically within regular working environments. Understanding these differences helps job seekers identify the right career path in the insurance industry.

Is a cat adjuster a good job?

A cat adjuster is a professional who assesses and processes insurance claims related to pet injuries or losses, often working for insurance companies or independently. The role requires knowledge of insurance policies, good communication skills, and attention to detail, with work environments that can include field visits and office tasks. Job satisfaction depends on individual interests in insurance, animals, and problem-solving, and it can offer flexible schedules and opportunities for certification and career growth.
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What states have the most Cat Adjuster jobs?

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Cat Adjuster jobs near you
Infographic showing various Cat Adjuster job openings in the United States as of August 2026, with employment types broken down into 3% As Needed, 73% Full Time, 20% Part Time, and 4% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $64,942 per year, or $31.2 per hour.

Seasonal CAT Adjuster

Munich Re

Houston, TX

Full-time

Re-posted 22 days ago

Job description

American Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty insurance leader that delivers products and services for residential property - such as manufactured homes and specialty dwellings - and the recreational market, including boats, personal watercraft, classic cars, and more. We provide specialty product solutions that cover what the competition often can't.

American Modern Insurance Group is recruiting Seasonal CAT Adjusters to join our CAT team! This is a temporary, full-time position from April to October/November and will be required to travel for CAT deployments across the United States.  As a CAT Adjuster, you will be deployed to the front lines supporting customers in times of need and disaster when they need it the most.
We're seeking an individual with excellent decision making skills, the ability to work under pressure, solid organizational skills, exemplary customer service skills, as well as time management skills to balance various tasks. 

  • A majority of claims handled would be catastrophe related (Occasionally, adjusters may handle day to day claims)
  • Provide prompt contact and timely adjustment of assigned claims.
  • Handle assigned claims from start to finish, including investigation, documentation, coverage analysis and subrogation/salvage assessment.
  • Perform on-site inspections including carrying and setting up a 40-pound ladder, walking on roofs, and accessing tight spaces.
  • Travel is expected about 75% of the time

This career might be right for you if:

  • Must possess and maintain adjuster licenses in each of these states (FL, LA, TX, OK, NC, and SC), and ensure all continuing education requirements are fulfilled. 
  • Licenses held in DE, RI, WY, KY, CT, NH, NM, VT preferred.
  • Previous field property claim handling experience is required.  Preferably experience field CAT property claims experience is required.
  • Ability to perform physical inspections; climb roofs, stoop, bend, etc.
  • Mobile home and Dwelling construction knowledge preferred.
  • You must have a Bachelor's degree or equivalent work/industry experience.
  • A clean driving record and a valid driver's license are required.
  • Proficiency in Cotality, Xactimate or similar estimating platform experience
  • Industry training, coursework, certifications are preferred.  (AIC, CPCU, SCLA)
  • Ability to lift, carry, set-up, ascend and descend ladders in excess of 40 pounds.
  • Ability to complete field inspections (scope, diagram and estimate damages)

At American Modern, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us.  Our goal is to foster an inclusive culture and build a workforce that reflects the communities in which we live and work.  We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day.  We recruit and talent with a focus on providing our customers the most innovative products and services.

We are an equal opportunity employer.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

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