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Card Processing Jobs (NOW HIRING)

Own card risk management and compliance governance, partnering with Risk, Fraud, Legal, and ... Lead vendor, processor, and network relationships, holding partners accountable to contractual ...

Card Operations Specialist

Albany, NY · On-site

$20.68 - $24.82/hr

Daily processing of entries, account maintenance, addressing member card related service issues, and reconciliation of outstanding items. Additionally, as needed, the Card Operations Associate will ...

Card Operations Specialist

Albany, NY · On-site

$20.68 - $24.82/hr

Daily processing of entries, account maintenance, addressing member card related service issues, and reconciliation of outstanding items. Additionally, as needed, the Card Operations Associate will ...

The incumbent works independently and coordinates with various departments regarding credit and debit card processing in conjunction with Bank policies and procedures. The incumbent is expected to ...

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How much do card processing jobs pay per hour?

As of May 30, 2026, the average hourly pay for card processing in the United States is $24.67, according to ZipRecruiter salary data. Most workers in this role earn between $19.71 and $28.12 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in Card Processing, and why are they important?

To thrive in Card Processing, you need strong attention to detail, a solid understanding of payment systems, and familiarity with compliance regulations, typically supported by experience in finance or banking. Proficiency with transaction processing software, fraud detection tools, and industry-standard platforms like Visa, Mastercard, or ACH systems is essential. Excellent problem-solving skills, accuracy, and the ability to communicate clearly with both clients and team members make someone stand out in this role. These skills ensure the secure, efficient, and error-free processing of transactions, which is crucial for maintaining financial integrity and customer trust.

What are the typical challenges faced in a Card Processing role and how can I prepare for them?

Professionals in Card Processing often encounter challenges such as managing high transaction volumes, ensuring data accuracy, and staying updated with evolving compliance standards. Attention to detail is crucial, as even minor errors can lead to financial discrepancies or customer dissatisfaction. Adapting to new payment technologies and maintaining strong communication with both internal teams and clients will help you excel in this fast-paced environment. Gaining familiarity with industry regulations like PCI DSS and regularly updating your technical skills are also valuable ways to prepare for the dynamic nature of this role.

What is card processing?

Card processing refers to the set of procedures and technologies that enable businesses to accept payments made with credit or debit cards. It involves securely capturing card information, verifying funds, authorizing transactions, and transferring money from the cardholder's account to the merchant's account. Card processing typically includes both in-person transactions with physical card readers and online payments via payment gateways. This process is essential for modern commerce, ensuring fast, secure, and convenient payments for both customers and businesses.

What is the difference between Card Processing vs Card Operations?

AspectCard ProcessingCard Operations
CredentialsKnowledge of payment systems, certifications like PCI DSSUnderstanding of card lifecycle, compliance, and transaction management
Work EnvironmentFinancial institutions, payment processors, fintech companiesBanking, financial services, payment networks
Industry UsageProcessing transactions, payment gateway setupManaging card issuance, lifecycle, and dispute resolution

Card Processing focuses on handling payment transactions and ensuring secure transfer of card data, while Card Operations involves managing the entire card lifecycle, including issuance, maintenance, and dispute management. Both roles are essential in the payment industry but differ in scope and daily responsibilities.

More about Card Processing jobs
What cities are hiring for Card Processing jobs? Cities with the most Card Processing job openings:
What states have the most Card Processing jobs? States with the most job openings for Card Processing jobs include:

Debit Card EFT Payment Specialist (Temporary)

Seacoast National Bank

Tampa, FL

Other

Posted 2 days ago


Job description

Description

This position and can be located at any Seacoast Bank office within the state of Florida, preferably in The Villages.

JOB SUMMARY:

The Debit Card / EFT Payments Specialist plays a crucial role in supporting the Debit Card / EFT Payments Manager and / or the Debit Card / EFT Payments Team Lead by ensuring the smooth operation of the Bank's Debit Card systems. This position involves detailed knowledge of card processing, fraud monitoring, and adherence to regulatory standards, with a focus on executing service improvements and risk mitigation strategies.

This role is essential in maintaining the integrity of the bank's Debit Card operations, providing a secure transaction environment for our customers.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Assist in managing the day-to-day operations of the Bank's Debit Card services.
  • Support the knowledge base of card processing systems, including dispute resolution and regulatory compliance.
  • Help monitor fraud trends and work with the team to develop solutions to prevent fraudulent activities.
  • Participate in the analysis of fraud risks and contribute to strategic recommendations to reduce financial losses.
  • Aid in the cash management process and ensure terminal balancing is accurate.
  • Assist in the reconciliation of daily transactions across the bank's networks and surcharge systems.
  • Contribute to the development and implementation of loss prevention strategies and identify areas for improvement.
  • Support collaboration with Compliance, Risk Management, and Community Banking to manage card fraud and security risks.
  • Help monitor performance against SLAs and ensure system uptime.
  • Remain vigilant of fraud trends, collaborating with internal teams and external partners for effective resolution.
  • Knowledge of other payment platforms like Zelle, RTP, and BillPay is advantageous.
  • Provide high priority to customer satisfaction.
  • Adheres to Seacoast Bank's code of conduct.

EDUCATION and/or EXPERIENCE:

  • High School Diploma or equivalent required.
  • 1-3 years Banking experience; or a combination of education and experience.
  • Prior experience in card services and fraud detection a plus.
  • Strong analytical skills and attention to detail.
  • Ability to work collaboratively within a team environment.
  • Commitment to maintaining compliance and operational standards.
  • PC proficient, including MS Word and MS Excel.

The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.