Business Development Associate Jobs in Sheboygan, WI

Location: Manitowoc, Wisconsin
Reports To: President/CEO

Holy Family Memorial Credit Union is a member-owned financial cooperative dedicated to improving the financial well-being of the healthcare professionals, retirees, volunteers, and their family members we serve. With more than $19 million in assets, we are committed to providing personalized financial solutions, exceptional service, and innovative products that help our members achieve their financial goals.

As a small but growing credit union, every employee has a direct impact on our members' lives. We foster a collaborative environment where team members are empowered to build relationships, make decisions, and contribute to the strategic success of the organization.

The Lending Officer serves as a trusted financial partner to members by originating, underwriting, processing, and servicing consumer loans while delivering an exceptional member experience. This position is responsible for evaluating creditworthiness, making sound lending decisions within established authority limits, and identifying opportunities to help members improve their overall financial health.

The Lending Officer actively contributes to business development efforts, member retention, loan growth, and collection activities while ensuring compliance with all applicable regulations and credit union policies.

• Interview members and prospective members to identify borrowing needs and recommend appropriate lending solutions.

• Originate and process consumer loan applications including:

  • Auto loans

  • Recreational vehicle loans

  • Personal loans

  • Credit cards

  • Share-secured loans

  • Home equity and other approved lending products

• Analyze credit reports, income documentation, collateral information, and debt obligations.

• Make lending decisions within delegated authority and prepare recommendations for exceptions or higher-level approvals.

• Structure loans to meet both member needs and credit union risk standards.

• Explain loan terms, payment options, insurance products, and related services.

• Prepare and review loan documentation for accuracy and completeness.

• Ensure compliance with NCUA regulations, state regulations, BSA/AML requirements, and internal lending policies.

• Monitor loan portfolio quality and identify emerging risks.

• Assist members experiencing financial hardship by developing appropriate repayment solutions.

• Conduct collection activities on delinquent accounts while maintaining professionalism and member relationships.

• Recommend workout arrangements, extensions, or other loss mitigation strategies when appropriate.

• Assist with recovery efforts and collateral disposition activities.

• Develop and maintain strong relationships with members and Select Employee Groups.

• Participate in financial wellness events, community outreach programs, and employer group activities.

• Identify opportunities to deepen member relationships through additional products and services.

• Generate referrals for deposit products, digital services, and other credit union offerings.

• Support lending growth initiatives and strategic objectives.

• Maintain accurate loan files and records.

• Utilize lending and core processing systems efficiently.

• Stay current on lending regulations, industry trends, and economic conditions.

• Assist with process improvement initiatives designed to enhance member experience and operational efficiency.

• Participate in departmental and organizational projects as assigned.

• High school diploma or equivalent.

• Minimum three years of lending, underwriting, financial services, banking, or credit union experience.

• Strong understanding of consumer credit analysis and loan underwriting principles.

• Knowledge of lending regulations and compliance requirements.

• Excellent communication, interpersonal, and relationship-building skills.

• Strong organizational skills with attention to detail.

• Ability to exercise sound judgment and make independent decisions.

• Proficiency with Microsoft Office and financial software systems.

• Associate's or Bachelor's degree in Business, Finance, Accounting, or related field.

• Credit union experience.

• Consumer lending authority and underwriting experience.

• Experience with collection management and delinquency resolution.

• Financial counseling or member advisory experience.

Successful candidates will demonstrate:

• Strong analytical and financial assessment skills.

• Ability to interpret credit reports and financial information.

• Exceptional member service orientation.

• Professional communication and presentation skills.

• Ability to build trust and long-term member relationships.

• Problem-solving and conflict-resolution capabilities.

• Sales and business development aptitude.

• Ability to manage multiple priorities in a fast-paced environment.

• Commitment to confidentiality and ethical decision-making.

At Holy Family Memorial Credit Union, your work directly impacts the financial well-being of the healthcare community we serve. Unlike larger financial institutions, you will have the opportunity to know your members personally and make a meaningful difference in their lives.

• Competitive salary based on experience

• Health, dental, and vision insurance

• Retirement plan with employer contribution

• Paid vacation, sick leave, and holidays

• Professional development and continuing education opportunities

• Credit union service benefits

• Employee wellness initiatives

• Flexible and supportive work environment

• Opportunity to grow professionally within a mission-driven organization

We are seeking a lending professional who combines sound credit judgment with a genuine desire to help people. The ideal candidate understands that lending is more than approving loans—it is about building relationships, solving problems, and helping members achieve financial success while protecting the safety and soundness of the credit union.

If you are passionate about service, relationship building, and making a difference in your community, we encourage you to apply.