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Bank Innovation Jobs (NOW HIRING)

US Bank

Innovation Analyst

Minneapolis, MN · Hybrid

Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make ... Good. In innovation, "no" is often where the interesting work starts. It can point to a customer ...

US Bank

Innovation Analyst

Chicago, IL · Hybrid

Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make ... Good. In innovation, "no" is often where the interesting work starts. It can point to a customer ...

Grasshopper Bank

Fintech Risk Analyst

New York, NY · On-site +1

Grasshopper Bank is a client-first , digital bank built for the business and innovation economy, with an obsession for providing leading-edge technology, solutions-driven products and superior ...

Grasshopper Bank

Fintech Risk Analyst

New York, NY · On-site +1

Remote Description Grasshopper Bank is a client-first , digital bank built for the business and innovation economy, with an obsession for providing leading-edge technology, solutions-driven products ...

Grasshopper Bank

SBA Underwriter

New York, NY · On-site +1

Grasshopper Bank is a client-first , digital bank built for the business and innovation economy, with an obsession for providing leading-edge technology, solutions-driven products and superior ...

Grasshopper Bank

SBA Underwriter

New York, NY · On-site +1

Remote Description Grasshopper Bank is a client-first , digital bank built for the business and innovation economy, with an obsession for providing leading-edge technology, solutions-driven products ...

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Bank Innovation information

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$11K

$97.6K

$116K

How much do bank innovation jobs pay per year?

As of Aug 6, 2026, the average yearly pay for bank innovation in the United States is $97,583.00, according to ZipRecruiter salary data. Most workers in this role earn between $95,000.00 and $104,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in Bank Innovation, and why are they important?

To excel in Bank Innovation, a strong background in finance, business analysis, and digital transformation is essential, often complemented by a degree in finance, business, or information technology. Familiarity with fintech platforms, data analytics tools, and innovation frameworks like Agile or Design Thinking, as well as certifications such as Certified FinTech Professional (CFtP), is highly valued. Creativity, strong problem-solving abilities, and effective stakeholder communication help professionals drive change and foster a culture of innovation. These skills and qualities are crucial for developing competitive, customer-centric solutions in a rapidly evolving financial landscape.

How does the Bank Innovation role typically collaborate with other departments to drive successful projects?

Professionals in Bank Innovation often work cross-functionally, collaborating closely with departments such as IT, compliance, product management, and marketing. They facilitate workshops, coordinate pilot programs, and gather feedback to ensure new solutions meet both regulatory requirements and customer needs. Regular interaction with stakeholders helps streamline processes and align innovation initiatives with business objectives. This collaborative environment fosters creative problem-solving and enables the successful implementation of new banking technologies.

What is bank innovation?

Bank innovation refers to the development and implementation of new technologies, processes, products, or business models within the banking sector to improve efficiency, customer experience, and competitiveness. This can include digital banking, mobile apps, artificial intelligence, blockchain, and new payment solutions. The goal of bank innovation is to address changing customer needs, regulatory requirements, and market trends, enabling banks to deliver more value and remain relevant in a rapidly evolving financial landscape.
More about Bank Innovation jobs
What job categories do people searching Bank Innovation jobs look for? The top searched job categories for Bank Innovation jobs are:
Bank Innovation jobs near you
Infographic showing various Bank Innovation job openings in the United States as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 100% In-person job distribution, with an average salary of $97,583 per year, or $46.9 per hour.

Innovation Analyst

US Bank

Minneapolis, MN • Hybrid

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 28 days ago

U.S. Bank rating

8.2

Company rating: 8.2 out of 10

Based on 360 frontline employees who took The Breakroom Quiz

52nd of 170 rated banks

Job description

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Do you like hearing "no"? Good. In innovation, "no" is often where the interesting work starts. It can point to a customer problem, a broken process, a risky assumption, or an idea that needs a better path forward. We are looking for a curious, resourceful Innovation Analyst who gets energized by roadblocks, asks better questions, learns fast, and helps turn early ideas into real experiments that connect technology, customer needs, business value, and risk.

As an Innovation Analyst, you will help shape the next generation of financial experiences for customers, employees, and business partners. You will research emerging technologies, spot problems worth solving, support pilots and proofs of concept, and translate messy information into clear recommendations. You will work across product, design, technology, risk, compliance, and business teams to help move concepts from "interesting" to "worth testing" to "ready for decision."

Primary Responsibilities:

  • Research emerging technologies, fintech trends, startups, customer behaviors, and market shifts that could shape the future of financial services.

  • Help identify customer, employee, and business problems that are worth solving.

  • Turn early ideas into clear problem statements, opportunity briefs, journey maps, user stories, mockups, or pilot plans.

  • Support experiments, proofs of concept, and pilots by helping define goals, success measures, risks, and next steps.

  • Partner with product, design, technology, risk, compliance, and business teams to understand what is possible, valuable, usable, and safe.

  • Create executive-ready materials that explain what we learned, why it matters, and what we recommend.

  • Track areas such as AI, automation, digital payments, data tools, workflow platforms, fintech partnerships, and customer experience.


Basic Qualifications:
  • Bachelor's degree, or equivalent work experience
  • Three to five years of experience in project management activities

Preferred Skills/Experience:

  • Experience through internships, project work, research, consulting, product, design, technology, startup, financial services, or business analysis roles

  • Strong curiosity about technology, customer behavior, and the future of financial services

  • Ability to research, synthesize, and explain complex topics in simple language

  • Excellent verbal and written communication skills

  • Strong organizational, analytical, and problem-solving skills

  • Comfortable working in ambiguity, asking thoughtful questions, and managing multiple workstreams

  • Exposure to fintech, banking, payments, AI, automation, product management, UX, consulting, startups, or emerging technology

  • Experience creating presentations, research briefs, process maps, journey maps, mockups, user stories, or pilot plans

  • Basic data analysis skills using Excel, Power BI, SQL, Python, or similar tools

  • Experience with tools such as PowerPoint, Excel, Jira, Mural, Figma, Confluence, or similar collaboration platforms

What You'll Get:

  • A front-row seat to emerging technologies before they become mainstream

  • Hands-on experience turning ideas into experiments, pilots, and decision-ready recommendations

  • Exposure to product, design, technology, risk, compliance, and business leaders

  • The chance to build a portfolio of real innovation work that helps shape the future of financial services

Travel: Occasional travel for partner meetings, team sessions, innovation events, or industry learning opportunities

**The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.**

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to ourdisability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $81,515.00 - $95,900.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

What U.S. Bank employees say

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About U.S. Bank

Sourced by ZipRecruiter

U.S. Bank is a reputable and established financial institution that plays a significant role in the banking sector. With a history spanning over 150 years, U.S. Bank has built a strong foundation of trust and reliability. As a comprehensive bank, they offer a wide array of financial products and services to cater to the diverse needs of their customers, including individuals, businesses, and communities. Customer satisfaction is of utmost importance to U.S. Bank. They prioritize delivering exceptional service and fostering long-term relationships with their clients. Through their extensive network of branches and advanced digital banking platforms, U.S. Bank ensures convenient access to their services, empowering customers to manage their finances efficiently and securely.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

Minneapolis, MN, US

Year founded

1863

Social media

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