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Bank Deposit Operations Jobs in Florida (NOW HIRING)

Seacoast Bank

ACH Payment Specialist I

The Villages, FL · On-site

Support Deposit Operations team to ensure duties are completed accurately and timely. * Provide ACH ... Adheres to Seacoast Bank's code of conduct. EDUCATION and/or EXPERIENCE: * High School Diploma or ...

Central Bank

Personal Banker

Tampa, FL · On-site

$18.25 - $22.25/hr

... operations support to deliver a superior customer experience while contributing to branch growth ... deposit accounts with accuracy and compliance. * Promote and cross-sell bank products and services ...

First Horizon Bank

Universal Banker

Miami Beach, FL

$17.75 - $22.25/hr

... certificates of deposit, and money market accounts. * Cross-sell and make referrals to bank ... Stay informed of all operational updates and changes to ensure compliance with all current ...

First Horizon Bank

Universal Banker

Marco Island, FL

$18.25 - $23/hr

... certificates of deposit, and money market accounts. * Cross-sell and make referrals to bank ... Operational efficiency * Assist banking center associates with all aspects of daily operations as ...

First Horizon Bank

Universal Banker

Marathon, FL

$17.75 - $22.25/hr

... certificates of deposit, and money market accounts. * Cross-sell and make referrals to bank ... Operational efficiency * Assist banking center associates with all aspects of daily operations as ...

First Horizon Bank

Universal Banker

Fort Myers, FL

$15.75 - $19.75/hr

... certificates of deposit, and money market accounts. * Cross-sell and make referrals to bank ... Operational efficiency * Assist banking center associates with all aspects of daily operations as ...

First Horizon Bank

Universal Banker

Naples, FL

$17 - $21.25/hr

... certificates of deposit, and money market accounts. * Cross-sell and make referrals to bank ... Operational efficiency * Assist banking center associates with all aspects of daily operations as ...

First Horizon Bank

Universal Banker

Miami, FL

$17.25 - $21.50/hr

... certificates of deposit, and money market accounts. * Cross-sell and make referrals to bank ... Operational efficiency * Assist banking center associates with all aspects of daily operations as ...

First Citizens Bank

Business Banker

Miami, FL · On-site

... deposit and related business services. Larger relationships may be managed with manager approval ... Operations and Administration - Comply with all regulations, bank policies, procedures and ...

Posted today

First Horizon Bank

Universal Banker

Plantation, FL

$17.25 - $21.50/hr

... of deposit, and money market accounts. Cross-sell and make referrals to bank partners to generate ... Operational efficiency * Assist banking center associates with all aspects of daily operations as ...

First Citizens Bank

Business Banker

Miami, FL

... deposit and related business services. Larger relationships may be managed with manager approval ... Operations and Administration - Comply with all regulations, bank policies, procedures and ...

Posted today

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Bank Deposit Operations information

What is bank deposit operations?

Bank Deposit Operations refer to the processes and activities involved in handling and managing customer deposits at a bank. This includes processing deposits, verifying account information, reconciling discrepancies, ensuring regulatory compliance, and maintaining accurate records. Professionals in this field play a crucial role in making sure that all deposit transactions are completed efficiently, securely, and in accordance with banking policies and legal requirements.

What are the key skills and qualifications needed to thrive in bank deposit operations?

To thrive in Bank Deposit Operations, you need strong attention to detail, knowledge of banking regulations, and experience with financial transaction processing, often supported by a background in finance or accounting. Familiarity with core banking systems, automated clearing house (ACH) platforms, and compliance tools is typically required. Excellent organizational skills, analytical thinking, and effective communication help professionals excel in this role. These skills and qualities ensure accurate processing, regulatory compliance, and efficient service in a high-volume banking environment.

What are some common challenges faced in a bank deposit operations role and how can they be managed?

Professionals in Bank Deposit Operations often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and accurately reconciling accounts. These tasks require close attention to detail and effective time management skills. Staying organized through structured workflows and leveraging banking technology can help manage workloads efficiently. Additionally, regular training on compliance updates and strong communication with other departments, such as IT and customer service, are crucial for resolving issues promptly and maintaining smooth operations.

What is the difference between Bank Deposit Operations vs Bank Teller?

AspectBank Deposit OperationsBank Teller
Primary RoleProcessing and managing deposit transactions, ensuring accuracy and complianceAssisting customers with transactions, account inquiries, and cash handling
Required SkillsAttention to detail, knowledge of banking procedures, data entryCustomer service, cash handling, communication skills
Work EnvironmentBack-office, administrative setting within banksFront-line, customer-facing branch environment
CertificationsTypically no specific certifications required, but familiarity with banking software is essentialCustomer service skills, sometimes cash handling certifications

While both roles are integral to banking operations, Bank Deposit Operations focuses on processing deposit transactions behind the scenes, ensuring accuracy and compliance. In contrast, Bank Tellers interact directly with customers, handling a variety of banking transactions and providing customer service. Understanding these differences helps clarify career paths and job expectations within the banking industry.

Is bank deposit operations a good career path?

Bank deposit operations involve processing and reconciling customer deposits, ensuring accuracy and compliance with banking regulations. It offers stable employment with opportunities for advancement and requires attention to detail, proficiency with banking software, and knowledge of financial procedures.

What are the most commonly searched types of Bank Deposit Operations jobs in Florida?

The most popular types of Bank Deposit Operations jobs in Florida are:

What are popular job titles related to Bank Deposit Operations jobs in Florida?

For Bank Deposit Operations jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Bank Deposit Operations jobs in Florida look for?

The top searched job categories for Bank Deposit Operations jobs in Florida are:

What cities in Florida are hiring for Bank Deposit Operations jobs?

Cities in Florida with the most Bank Deposit Operations job openings:

Bank Deposit Operations jobs near you
Infographic showing various Bank Deposit Operations job openings in Florida as of August 2026, with employment types broken down into 87% Full Time, 10% Part Time, 1% Temporary, 1% Contract, and 1% Nights. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution.

ACH Payment Specialist I

Seacoast Bank

The Villages, FL

Full-time

Posted 7 days ago

Key responsibilities

  • Process ACH transactions, including dispute resolutions, DNEs, reclamations, stop payments, and Federal Reserve adjustments.

  • Monitor ACH file confirmations, report issues, and support retail branches with ACH policies, disputes, and NACHA rules.

  • Review and ensure compliance related to ACH operations, including risk assessment of stop payments, DNEs, reclamations, and consumer disputes.

Seacoast Bank rating

8.6

Company rating: 8.6 out of 10

Based on 10 frontline employees who took The Breakroom Quiz

33rd of 174 rated banks

Job description

Location: Orlando, Stuart or The Villages in Florida

JOB SUMMARY:

The ACH Payment Specialist plays a critical role in ensuring the efficient and secure processing of ACH transactions within the bank. The Specialist is responsible for the processing of the daily operational functions including Dispute Resolutions, Death Notification Entries (DNEs), Reclamations, Stop Payments, Federal Reserve adjustments, and ACH balancing and Rejects.  They will also collaborate closely with relevant departments and stakeholders to optimize ACH operations and support the Retail Branches.

The ACH Payments Specialist plays a crucial role in the processing of the Bank’s ACH Functions and Operations.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Develop and update procedures for the department, where needed, to ensure that they align with the Bank’s current processes and on-going growth.
  • Provide support, assist with research, evaluation, testing and monitoring of ACH.
  • Provide and assist with special projects, including bank core conversions.
  • Prepare the monthly ACH Return Monitoring report.
  • Prepare the daily ACH Macro Fed Balance Sheet.
  • Monitor the ACH file confirmations throughout the day, reporting any issues due to no emails being received, duplicate files, etc. and open tickets.
  • Support the retail branches with questions, policies, procedures and/or NACHA rules relating to ACH.
  • Support the retail branches with questions relating to disputes and Reg E claims and timeframes.
  • Review the risk associated with ACH Stop Payment hits and suspects. Review for proper completion and process related returns timely.
  • Review the risk associated with DNE’s and Reclamation notifications received from US Treasury and/or Federal Reserve.
  • Monitor and review compliance for regulation E as it relates to ACH consumer disputes.
  • Complete all ACH training provided annually.
  • Support Deposit Operations team to ensure duties are completed accurately and timely.
  • Provide ACH Dashboard monthly to Operations Support.
  • Other tasks as directed by the ACH Payments Manager and / or ACH Payments Team Lead.
  • Adheres to Seacoast Bank’s code of conduct.

 EDUCATION and/or EXPERIENCE:

  • High School Diploma or equivalent required.
  • 1-3 years Banking experience; or a combination of education and experience.
  • Nacha certification preferred.
  • Strong analytical skills and attention to detail.
  • Ability to work collaboratively within a team environment.
  • Commitment to maintaining compliance and operational standards.
  • PC proficient, including MS Word and MS Excel.
  • Effective communication and collaboration capabilities.

 

The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position.  They are not intended to be an exhaustive list of responsibilities, duties, and skills.  Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry.  It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles.  This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities. 

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