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Auto Lending Jobs in Raleigh, NC (NOW HIRING)

defi AUTO LLC

Senior Client Executive

Raleigh, NC · On-site

$100K - $150K/yr

... Auto Lending with the backing of Warburg Pincus, Bain Capital Ventures and Fiserv. Position Purpose: The Senior Client Executive assumes the leadership role in managing defi SOLUTIONS business ...

defi AUTO LLC

Sales & Property Tax Analyst

Raleigh, NC · On-site

$59K - $60K/yr

As a Sales & Property Tax Analyst, you will be responsible for the processing of all property tax bills associated with the auto loan and lending business and for processing property tax rendition ...

defi AUTO LLC

Contracts Manager

Raleigh, NC · On-site

$80K - $95K/yr

Our customers include the highest-volume captive auto lenders, banks, credit unions, and finance ... lending processes with proven, scalable performance. Learn more at defisolutions.com and follow us ...

defi AUTO LLC

Client Service Executive

Raleigh, NC · On-site

$82K - $117K/yr

Our customers include the highest-volume captive auto lenders, banks, credit unions, and finance ... lending processes with proven, scalable performance. Learn more at defisolutions.com and follow us ...

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All JobsAuto Lending JobsAuto Lending Jobs in Raleigh, NC

Auto Lending information

See Raleigh, NC salary details

$10.7K

$81.7K

$135.6K

How much do auto lending jobs pay per year?

As of Jul 15, 2026, the average yearly pay for auto lending in Raleigh, NC is $81,689.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,300.00 and $121,500.00 per year, depending on experience, location, and employer.

What is auto lending?

Auto lending refers to the process of providing loans to individuals or businesses to purchase vehicles, such as cars, trucks, or SUVs. An auto loan is typically secured by the vehicle being purchased, meaning the lender can repossess the car if payments are not made. Borrowers repay the loan over a set period, usually with fixed monthly payments that include both principal and interest. Auto lending can be offered by banks, credit unions, online lenders, or dealerships, and loan terms, interest rates, and qualification requirements can vary widely.

What is the difference between Auto Lending vs Auto Finance Specialist?

AspectAuto LendingAuto Finance Specialist
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer finance or sales certificationsSimilar credentials; often requires knowledge of finance, sales, or banking certifications
Work EnvironmentBank branches, credit unions, auto dealershipsAuto dealerships, financial institutions, credit unions
Employer & Industry UsageFinancial institutions offering auto loansAuto dealerships and lenders providing financing options
Common Search & ComparisonYesYes

Auto Lending and Auto Finance Specialist roles often overlap, focusing on providing auto loans and financing options. Auto Lending typically refers to the process of approving and managing auto loans within financial institutions, while Auto Finance Specialists work directly with customers at dealerships or lenders to secure financing. Both roles require knowledge of credit, finance, and customer service, making them closely related but distinct in their work environment and specific responsibilities.

What are some common challenges faced by professionals working in auto lending and how can they be addressed?

Professionals in auto lending often encounter challenges such as accurately assessing borrower creditworthiness, managing regulatory compliance, and staying updated with rapidly changing market rates. Another key challenge is balancing customer service with risk management, especially when evaluating applications from borrowers with non-traditional credit histories. These challenges can be addressed by continuous training, leveraging advanced underwriting technology, and maintaining open communication with both customers and dealership partners to ensure informed and fair lending decisions.

What are the key skills and qualifications needed to thrive in Auto Lending, and why are they important?

To thrive in Auto Lending, you need a solid understanding of credit analysis, loan processing, and financial regulations, often supported by a background in finance or banking. Familiarity with loan origination systems, credit bureau platforms, and compliance software is typically required. Strong communication, attention to detail, and customer service skills help build trust with clients and ensure accurate processing. These skills and qualities are vital for assessing risk, maintaining regulatory compliance, and delivering a positive borrower experience.
What are popular job titles related to Auto Lending jobs in Raleigh, NC? For Auto Lending jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Auto Lending jobs in Raleigh, NC look for? The top searched job categories for Auto Lending jobs in Raleigh, NC are:
Auto Lending jobs near you
Infographic showing various Auto Lending job openings in Raleigh, NC as of July 2026, with employment types broken down into 1% As Needed, 67% Full Time, 26% Part Time, 1% Temporary, and 5% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $81,689 per year, or $39.3 per hour.

Collections Specialist - Deficiency Balance - Remote

defi AUTO LLC

Raleigh, NC • On-site

$21/hr

Full-time

PTO

Posted 29 days ago

Job description

About defi SOLUTIONS:

defi SOLUTIONS partners with captives, banks, credit unions, and finance companies of all types and sizes to allow lenders to focus and transform their operations. The company's comprehensive suite of originations, servicing, and analytics solutions, together with technology-enabled processing services, creates a flexible, configurable, and scalable platform that addresses lenders' and borrowers' ever-evolving needs. defi SOLUTIONS combines the expertise of defi SOLUTIONS and the former Sagent Auto Lending with the backing of Warburg Pincus, Bain Capital Ventures, and Fiserv.

What is in it for You?

  • Paid Training
  • Up to four weeks of PTO (Paid Time Off) allotted per year to encourage a healthy work/life balance
  • Tuition Reimbursement
  • Day One - Comprehensive Benefits Package
  • We encourage your individual growth and look to promote within!

Workplace Values: The Collections Specialist will be expected to operate in line with our workplace values which are:

  • Get it done
  • Win as a team
  • Better everyday
  • Do it with passion

About the Role: Our back-office collections team is looking to fill a position on our deficiency balance team to support our auto lending portfolio. In this role, you will be key in helping the company achieve desired financial outcomes as defined by client objectives. Our clients included some of the largest financial institutions and automotive finance companies in the United States!

Duties and Responsibilities:

  • Managing deficiency balance letter & additional charges process 
  • Posting repossession warranty cancellations & VSI claims 
  • Processing credit reporting disputes 
  • Adhere to all laws, rules, regulations, policies, procedures, and internal controls specific to the job functions
  • Answer incoming customer or vendor communications (i.e., phone, emails, faxes, etc.)
  • Perform other job-related duties as assigned

Required Qualifications:

  • HS Diploma or GED
  • 3+ years’ back-office experience in a high-volume environment 
  • Minimum one-year prior accounting, banking, or other financial experience
  • Excellent verbal and written communication skills
  • Comfortable working with numbers
  • Intermediate proficiency with Windows-based software programs (i.e., MS Word, Excel)
  • Solid analytical and multi-tasking skills that result in solid decision-making skills and time management
  • Easily manage through change

Preferred Qualifications:

  • Prior credit reporting experience preferred

Travel required:

  • No travel is required for this position

Affirmative Action/EEO statement: defi SOLUTIONS is an Equal Opportunity employer, and all qualified applicants will receive consideration for employment regardless of race, color, religion, sex, national origin, disability, or protected veteran status.