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Auto Underwriter Jobs in Raleigh, NC (NOW HIRING)

Senior Financial Analyst

Raleigh, NC · On-site

$83K - $103K/yr

About the Role The Senior Financial Analyst - Real Estate Finance will support financial planning, forecasting, underwriting, and performance analysis for Advance Auto Parts' store portfolio. This ...

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Auto Underwriter information

See Raleigh, NC salary details

$31.6K

$76.7K

$135.6K

How much do auto underwriter jobs pay per year?

As of Aug 30, 2026, the average yearly pay for auto underwriter in Raleigh, NC is $76,672.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,300.00 and $84,600.00 per year, depending on experience, location, and employer.

What is an auto underwriter?

An Auto Underwriter is responsible for evaluating insurance applications to determine the risk associated with insuring a vehicle and its driver. They analyze factors such as driving history, credit score, vehicle details, and claims history to assess eligibility and set premium rates. Using underwriting guidelines and risk assessment models, they ensure policies comply with company standards while maintaining profitability. Auto Underwriters often collaborate with agents, adjusters, and other stakeholders to make informed decisions. Their role is crucial in balancing risk while offering competitive insurance policies.

What does an auto underwriter do?

A typical day for an Auto Underwriter involves reviewing auto insurance applications, analyzing applicant information, and assessing risk to determine appropriate coverage and premium rates. You’ll frequently use specialized underwriting software and collaborate with insurance agents, brokers, and sometimes clients directly to gather additional details or clarify information. Regular tasks include making approval or denial decisions, adjusting policy conditions, and documenting your assessments. In addition, you may attend team meetings to discuss complex cases and keep updated on evolving underwriting guidelines. The role is a balance of independent analysis and team collaboration, offering a dynamic and engaging work environment.

What are the key skills and qualifications needed to thrive as an auto underwriter?

To thrive as an Auto Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment principles, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, insurance databases, and sometimes certifications like CPCU or AINS is highly valuable. Excellent communication, problem-solving skills, and a customer-focused mindset help distinguish top performers in this field. These capabilities are crucial for accurately evaluating insurance applications, minimizing risk, and building positive client relationships.

How to become an auto underwriter?

To become an auto underwriter, typically one needs a bachelor's degree in finance, insurance, or a related field, along with strong analytical and communication skills. Gaining experience in insurance underwriting or claims processing and obtaining relevant certifications, such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Proficiency with underwriting software and knowledge of auto insurance policies are also important.

What are popular job titles related to Auto Underwriter jobs in Raleigh, NC?

For Auto Underwriter jobs in Raleigh, NC, the most frequently searched job titles are:

What job categories do people searching Auto Underwriter jobs in Raleigh, NC look for?

The top searched job categories for Auto Underwriter jobs in Raleigh, NC are:

What cities near Raleigh, NC are hiring for Auto Underwriter jobs?

Cities near Raleigh, NC with the most Auto Underwriter job openings:

Infographic showing various Auto Underwriter job openings in Raleigh, NC as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 19% Part Time, 4% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $76,672 per year, or $36.9 per hour.

Full-time

PTO

Posted 6 days ago


Job description

At Builders Mutual, we believe in the power of a team to get the job done right.

Ourteam,does their best work each day, creating a one-stop resource for all commercial insurance solutions and construction safety resources, leading to powerfulresults. Our cultural elements of teamwork, inclusion, expertise, and community aren't justwords on a page-it's integral to who we are, how we work, and what sets us apart. We live out our values every day, striving to serve better and achieve more.

TheOPPORTUNITY

Come leverage your industry expertise and join our growing team in thisExpress Account Underwriter (EAU)opportunity. The EAU will manage an assigned book of business, containing workers compensation, commercial package, business auto and umbrella lines of business for construction industry clients. The EAU will be fully trained and proficient in underwriting and screening new business submissions, renewals and endorsements for acceptability and applying appropriate terms and conditions.

The EAU will be assigned a specific territory and will concentrate on express account business within this designated territory to drive results including new business, loss ratio and customer service goals. The EAU will collaborate with their underwriters and territory managers for territory success.

The success of our company is rooted in teamwork, the way we care about the people we work with and serve. This hybrid role will work in our Raleighofficea minimum of two days with the flexibility of working from home three days a week.

YourWORKas an Express AccountUnderwriterwill make a differenceas you:

  • Review new business submissions and make final risk acceptability and pricing decisions within designated authority. For risks outside of authority the underwriter will analyze the risk and make appropriate recommendations to management.
  • Review endorsement requests and make final decision on acceptability, terms & conditions and communicate to Agency Service Representatives (ASR)and agents accordingly.
  • Review renewals and make final decision on acceptability, terms & conditions and communicate to ASR and agents accordingly.
  • Order and screen miscellaneous reports needed in rating and underwriting processes, such as MVR's, Experian Reports, Loss Control Reports, etc.
  • Provide customer service support to our agents, handling various inquires and requests with some level of complexity.
  • Actively participate and drive territory goals.
  • Assist in training of other EAUs.
  • Conduct IT testing as required.

Skillsto get the JOB done RIGHT:

  • BA/BS Degree with 2 years of experience in commercial lines underwriting, or equivalent combination of education and experience
  • Excellent Customer Service and Communication Skills - Internal and External.
  • Understands the fundamentals of insurance.
  • Strong PC (MS Office, Outlook) skills; knowledge of policy processing systems and imaging systems.
  • AU Completed along with starting CBIA and CISR or CRIS.

Your Employee Experience at Builders Mutual

At Builders Mutual, we're intentional about creating a workplace where people can do meaningful work, feel supported by leaders who care, and grow their careers with confidence. Great workplacesdon't just happen - they're built with intention. You'll also be part of a team where people show upauthentically, support one another, and take pride in what we're building together.

We support you with:

  • Competitive compensation and a performance bonus program
  • Comprehensive benefits that support your wellbeing today and your future tomorrow
  • 19 days of PTO to start, plus your birthday off and11 additional paid holidays
  • 37.5 hour work week
  • Professional development through Builders University
  • Everyday Wins recognition with swag and extra time off
  • 8 paid Volunteer Time Off (VTO) hours to give back

LIFE at Builders Mutual

  • Collaboration| You are part of a team working together toreach a common goal.
  • Empowerment| You will feel trusted, valued, and given the resources to be successful.
  • Flexibility| You will be part of a dynamic work environment designed to allow you to do yourbest workwhile also creating the best possible customer experience.
  • Impact| You will positively influence our business, customers, and industry.
  • Sense of pride| You will tell others how much you enjoy working atBuilders Mutual.
Employment Type: Full-Time