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Vp Lending Jobs in Raleigh, NC (NOW HIRING)

The VP Mortgage Operations is responsible for leading Coastal's mortgage operations including ... Fifteen years of mortgage lending experience including managing mortgage products for the secondary ...

Vice President, Audit Services

Raleigh, NC · On-site

$122K - $164K/yr

ABOUT THE POSITION The Vice President, Audit Services will develop and lead a dynamic and high ... lending, financial statement analysis and/or credit training. CONTACT US If you have questions ...

SVP, Head of Business Banking

Durham, NC · On-site

$160.48 - $263.64/hr

The SVP, Head of Business Banking Officer is responsible for providing strategic leadership, vision ... Extensive expertise in commercial lending, small business banking, SBA lending, credit ...

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Vp Lending information

See Raleigh, NC salary details

$42.3K

$153.1K

$269.8K

How much do vp lending jobs pay per year?

As of Aug 8, 2026, the average yearly pay for vp lending in Raleigh, NC is $153,134.00, according to ZipRecruiter salary data. Most workers in this role earn between $111,800.00 and $184,700.00 per year, depending on experience, location, and employer.

What is the difference between Vp Lending vs Loan Officer?

AspectVp LendingLoan Officer
CredentialsTypically requires a bachelor’s degree, industry certifications, and extensive experienceOften requires a high school diploma or bachelor’s degree, with licensing depending on the region
Work EnvironmentWorks within financial institutions, managing teams and overseeing lending strategiesWorks directly with clients to evaluate and process loan applications
ResponsibilitiesDevelops lending policies, manages loan portfolios, and leads sales teamsAssesses borrower creditworthiness, explains loan options, and approves loans

While both roles are involved in the lending process, Vp Lending typically holds a leadership position with strategic responsibilities, whereas Loan Officers focus on client interactions and loan processing. The Vp Lending oversees teams and policies, while Loan Officers work directly with borrowers to facilitate loans.

What are the typical challenges faced by a VP of Lending when managing a loan portfolio, and how can they be addressed?

A VP of Lending often encounters challenges such as maintaining loan quality while achieving growth targets, adapting to changing regulatory requirements, and managing risk across diverse loan products. Balancing these demands requires close collaboration with credit analysts, compliance teams, and relationship managers to ensure sound underwriting and ongoing portfolio monitoring. By implementing robust risk assessment processes and staying updated on industry trends, a VP of Lending can effectively manage these challenges and contribute to their institution's success.

What does a VP of Lending do?

A VP of Lending is a senior executive responsible for overseeing the lending operations within a financial institution, such as a bank or credit union. Their duties include developing lending policies, managing loan portfolios, ensuring compliance with regulations, and leading teams of loan officers. They play a key role in driving business growth by establishing strategic lending goals, assessing credit risk, and maintaining strong relationships with clients. The VP of Lending also monitors market trends to adapt lending products and practices as needed.

What are the key skills and qualifications needed to thrive as a VP of Lending?

To thrive as a VP of Lending, you need deep expertise in credit analysis, risk management, and portfolio oversight, typically supported by a degree in finance or business and significant lending experience. Familiarity with loan origination systems, credit scoring models, and regulatory compliance tools is essential. Strong leadership, strategic thinking, and persuasive communication skills help drive team performance and foster client relationships. These abilities are crucial for ensuring profitable lending operations, regulatory adherence, and organizational growth.
What are the most commonly searched types of Lending jobs in Raleigh, NC? The most popular types of Lending jobs in Raleigh, NC are:
What are popular job titles related to Vp Lending jobs in Raleigh, NC? For Vp Lending jobs in Raleigh, NC, the most frequently searched job titles are:
What cities near Raleigh, NC are hiring for Vp Lending jobs? Cities near Raleigh, NC with the most Vp Lending job openings:
Infographic showing various Vp Lending job openings in Raleigh, NC as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $153,134 per year, or $73.6 per hour.

$180 - $240/hr

Other

Posted 3 days ago

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Job description

Job Title: VP Mortgage Operations

Position Location: Raleigh, NC. Hybrid position: onsite three days per week.

Job Summary:

The VP Mortgage Operations is responsible for leading Coastal's mortgage operations including origination, underwriting, and administration. This role will drive operational efficiency, ensure regulatory compliance, and build high-performing teams. As a highly visible leader, this role will collaborate across divisions to execute Coastal's strategic vision.

As a key contributor to the Coastal team, your responsibilities will be:

  • Architect and implement strategies to enhance underwriting, closing, and post-closing processes, ensuring alignment with organizational goals.
  • Drive strategic oversight of underwriting, closing, post-closing, and quality control processes to ensure precision, regulatory compliance, and adherence to internal standards, while enhancing the borrower experience. Lead implementation of corrective action plans to mitigate risk and optimize operational integrity.
  • Formulate, design, and execute underwriting policies and procedures that align with industry standards and regulatory requirements to ensure robust credit risk assessment and informed decision-making.
  • Spearhead the management of lending origination systems and lead the development of technology solutions to drive operational efficiency and innovation.
  • Provide executive management with strategic insights on loan origination performance, underwriting quality, closing efficiency, and secondary market outcomes. Analyze data to deliver actionable feedback and coordinate with stakeholders to streamline closing processes.
  • Strategically manage relationships with regulators, agency partners, vendors, attorneys, title companies, and other stakeholders to ensure smooth operations and regulatory compliance.

Interested? Here are the qualifications we need to see on your resume:

Experience:

  • Fifteen years of mortgage lending experience including managing mortgage products for the secondary market and at least ten years of underwriting, processing, and closing experience
  • Experience with residential mortgage regulations, underwriting practices, secondary market operations, and best practices for loan origination workflows and processes
  • Experience with Fannie Mae and Freddie Mac products, services, and guidelines
  • Minimum of five years' management experience including hiring, leading, and coaching staff

Education:

  • Related bachelor's degree or equivalent experience
  • DE and SAR underwriting certification
  • Encompass Administrator Certification preferred

Essential cognitive/physical/social requirements of position:

Must be able to learn and retain information; resolve problems and think sequentially; remain in a stationary position; constantly operate a computer; and converse with others on a continual basis.

For consideration visit https://coastal24.applicantpool.com/jobs/ . You can also scroll back up to the top of this page to the "Apply Now" section.

Deadline for Application: All resumes must be received on or before 8/7/2026

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

Coastal Federal Credit Union is committed to providing reasonable accommodations to applicants who may have disabilities. If you need special assistance or an accommodation in applying for employment, please contact our HR department at jkedra@coastal24.com. Request for reasonable accommodation will be considered on a case by case basis.

"It's our duty to create a workplace and company culture where everyone feels heard and valued, and is appreciated for their unique backgrounds, experiences, and perspectives. At the end of the day, what truly matters is that every person who walks through our doors believes that they are an integral part of our team and can bring their best, true self to work each day. Building a culture of inclusivity means creating an environment where everyone thrives and succeeds together."

-Tyler Grodi, CEO

VEVRAA Federal Contractor

Equal Opportunity/Affirmative Action Employer

Minority/Female/Disability/Veterans

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