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Auto Finance Jobs in Utah (NOW HIRING)

Doug Smith Subaru

Finance Manager

American Fork, UT · On-site

Understanding of auto finance regulations, loan structures, and F&I product offerings * Excellent negotiation and sales skills, with the ability to close deals ethically and efficiently * Strong ...

Doug Smith Subaru

Finance Manager

American Fork, UT · On-site

Understanding of auto finance regulations, loan structures, and F&I product offerings * Excellent negotiation and sales skills, with the ability to close deals ethically and efficiently * Strong ...

Doug Smith Subaru

Finance Manager

American Fork, UT · On-site

Understanding of auto finance regulations, loan structures, and F&I product offerings * Excellent negotiation and sales skills, with the ability to close deals ethically and efficiently * Strong ...

Doug Smith Subaru

Finance Manager

American Fork, UT · On-site

Understanding of auto finance regulations, loan structures, and F&I product offerings * Excellent negotiation and sales skills, with the ability to close deals ethically and efficiently * Strong ...

defi AUTO LLC

Senior Client Executive

Salt Lake City, UT · On-site

$100K - $150K/yr

Minimum 5 years of experience in one of the following areas: auto finance lending, software, or professional services. * Minimum 3 years of experience managing and growing relationships with large ...

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All JobsAuto Finance JobsAuto Finance Jobs in Utah

Auto Finance information

See Utah salary details

$25.5K

$131.7K

$216.7K

How much do auto finance jobs pay per year?

As of Aug 6, 2026, the average yearly pay for auto finance in Utah is $131,683.00, according to ZipRecruiter salary data. Most workers in this role earn between $97,000.00 and $158,400.00 per year, depending on experience, location, and employer.

What is the difference between Auto Finance vs Auto Loan Specialist?

AspectAuto FinanceAuto Loan Specialist
CredentialsKnowledge of financing options, credit analysisKnowledge of loan products, credit checks
Work EnvironmentDealerships, finance companiesDealerships, banks, credit unions
Industry UsageInvolved in structuring and approving auto loansAssists customers with loan applications and approvals

Auto Finance professionals focus on structuring and managing auto loan financing, including credit analysis and loan approval processes. Auto Loan Specialists primarily assist customers in applying for and securing auto loans, often working directly with clients at dealerships. While both roles require knowledge of credit and loan products, Auto Finance roles tend to involve more financial analysis and deal structuring, whereas Auto Loan Specialists focus on customer service and application assistance.

How does an auto finance professional typically collaborate with car dealerships and lending institutions?

Auto Finance professionals frequently act as intermediaries between car buyers, dealerships, and lenders. They work closely with dealership sales teams to structure financing options that fit customers' needs while ensuring compliance with lending regulations. Additionally, they communicate with banks and credit unions to negotiate interest rates, secure loan approvals, and clarify terms, making strong relationship management and negotiation skills essential for success in this role.

What are the key skills and qualifications needed to thrive in auto finance, and why are they important?

To thrive in Auto Finance, you need a solid grasp of financial analysis, credit evaluation, and industry regulations, often supported by a degree in finance, accounting, or business. Familiarity with loan origination systems, credit scoring tools, and relevant certifications such as NAF Association certifications are typically required. Strong negotiation, attention to detail, and customer service skills help professionals excel in client interactions and problem-solving. These abilities are vital for accurately assessing creditworthiness, managing risk, and maintaining customer satisfaction in a competitive market.

What is auto finance?

Auto finance refers to the process of obtaining funds to purchase a vehicle, usually through a loan or a lease. In auto finance, a lender provides the money needed to buy a car, which the borrower then repays over time with interest. This can be arranged through banks, credit unions, car dealerships, or specialized auto finance companies. Auto financing options can vary based on credit history, down payment, loan term, and interest rates, making it important to compare offers before making a decision.

Does a career in auto finance pay well?

A career in auto finance can offer competitive salaries, especially for roles such as finance managers or loan officers, which often include commissions and bonuses. Entry-level positions typically have lower pay, but experience and skills in sales, credit analysis, and customer service can lead to higher earnings over time.

How to get into auto finance?

To enter auto finance, candidates typically need a high school diploma or equivalent, with some roles preferring a bachelor's degree in finance, business, or related fields. Relevant skills include customer service, sales, and knowledge of financial products; obtaining certifications like the Certified Auto Finance Manager (CAFM) can also enhance prospects. Entry-level positions often require sales experience and familiarity with dealership operations or financial software.
What are the most commonly searched types of Auto Finance jobs in Utah? The most popular types of Auto Finance jobs in Utah are:
What are popular job titles related to Auto Finance jobs in Utah? For Auto Finance jobs in Utah, the most frequently searched job titles are:
What job categories do people searching Auto Finance jobs in Utah look for? The top searched job categories for Auto Finance jobs in Utah are:
What cities in Utah are hiring for Auto Finance jobs? Cities in Utah with the most Auto Finance job openings:
Auto Finance jobs near you
Infographic showing various Auto Finance job openings in Utah as of August 2026, with employment types broken down into 1% As Needed, 57% Full Time, 28% Part Time, and 14% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $131,683 per year, or $63.3 per hour.

Finance Manager

Doug Smith Subaru

American Fork, UT • On-site

Other

Medical, Dental, Retirement, PTO

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

Doug Smith Subaru is seeking a Product & Loan Specialist to join our team. We are looking for an individual with an enthusiastic attitude, results-driven, sales ability, and the capability of learning and executing new processes efficiently. We want team members who care about the customer experience and will embody the Subaru H.E.A.R.T. Pillars (Honesty, Empathy, Appreciation, Respect, Trust). $100,000+ potential, no cap on earnings, and benefits are included. See what we are all about! 

Benefits

  • Paid Time Off (10 days after one year)
  • Health & Dental Benefits
  • 401K
  • Health Savings Account
  • Degrees@Work with Strayer University
    • Free Online Education, No-cost, No-Debt College Degree for you and your family.
    • Includes tuition, books, and technology fees.
  • Profit-Sharing (eligible after one year)

Responsibilities

  • Present financing options and F&I products to customers in a transparent, compliant, and persuasive manner
  • Secure vehicle financing through banks, credit unions, and in-house options
  • Maximize dealership profit by successfully selling products designed to improve the customer's ownership experience
  • Ensure all contracts, documents, and financial paperwork are accurately completed and submitted in a timely fashion
  • Maintain strict compliance with local, state, and federal laws and dealership policies
  • Audit deals for errors or omissions before submission to lenders
  • Act as liaison between the dealership and lending institutions, maintaining strong relationships to secure optimal approvals
  • Negotiate financing terms, rates, and approvals based on credit profiles and lender guidelines
  • Provide exceptional customer experience, explaining financial details clearly and answering questions thoroughly
  • Identify opportunities to improve F&I penetration rates and product sales performance
  • Stay up-to-date with market trends, lender programs, and industry developments
  • Train and support sales staff in F&I product awareness and compliance best practice

Qualifications

  • Available to work flexible hours and weekends
  • Professional, well-groomed personal appearance
  • Clean driving record and valid driver’s license
  • Willingness to become licensed with the State to sell the products we offer
  • Proven track record in F&I product sales, compliance, and customer satisfaction
  • Experience working with lenders, banks, and credit unions
  • Familiarity with dealer management systems (DMS) like Reynolds & Reynolds, CDK, or Dealertrack
  • Understanding of auto finance regulations, loan structures, and F&I product offerings
  • Excellent negotiation and sales skills, with the ability to close deals ethically and efficiently
  • Strong grasp of credit applications, lending guidelines, and contract structuring
  • Ability to analyze credit reports and match customers with the right financing options
  •  Outstanding communication and interpersonal skills, especially under pressure
  • Detail-oriented with strong organizational and documentation skills
  • Comfortable with multi-tasking in a fast-paced environment
  • Understanding of vehicle titling, registration, extended warranties, GAP insurance, and other backend products
  • High level of integrity and professionalism
  • Goal-driven with a results-oriented mindset
  • Customer-first approach with an ability to build trust quickly
We are an equal opportunity employer and prohibit discrimination/harassment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

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