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Auto Finance Director Jobs in Utah (NOW HIRING)

Auto-Owners Insurance

Underwriter

Draper, UT · On-site

... at Auto-Owners is challenging and rewarding. Our group of caring associates create financial ... Bachelor's degree or direct equivalent experience with property/casualty underwriting * Ability to ...

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All JobsAuto Finance JobsAuto Finance Director JobsAuto Finance Director Jobs in Utah

Auto Finance Director information

See Utah salary details

$45.5K

$117.8K

$181.6K

How much do auto finance director jobs pay per year?

As of Sep 8, 2026, the average yearly pay for auto finance director in Utah is $117,759.00, according to ZipRecruiter salary data. Most workers in this role earn between $91,500.00 and $139,300.00 per year, depending on experience, location, and employer.

What is an auto finance director?

An Auto Finance Director is a management professional in the automotive industry responsible for overseeing the financing and insurance (F&I) departments at car dealerships. Their duties include developing loan and lease programs, ensuring compliance with regulations, training staff, and maximizing dealership profitability through financial product sales. They work closely with lenders and customers to secure financing options and often manage a team of finance managers or officers. Their role is vital in helping customers navigate loan terms, interest rates, and additional financial products like warranties or insurance.

What are some common challenges an auto finance director faces when managing dealership financing operations?

Auto Finance Directors often navigate challenges such as staying compliant with lending regulations, maintaining strong relationships with lenders, and optimizing approval rates for customers with diverse credit profiles. They must also balance achieving dealership sales targets with ensuring the finance portfolio remains profitable and low-risk. Additionally, adapting to changing market conditions and integrating new financial technologies can require continuous learning and flexible leadership within the finance team.

What are the key skills and qualifications needed to thrive as an auto finance director, and why are they important?

To thrive as an Auto Finance Director, you need in-depth knowledge of automotive finance, strong analytical skills, and a background in finance or business, often supported by a bachelor’s degree. Familiarity with dealership management systems (DMS), credit evaluation tools, and regulatory compliance software is typical, along with certifications like AFIP (Association of Finance & Insurance Professionals) being beneficial. Outstanding leadership, negotiation, and customer service skills help in managing teams and building strong lender relationships. These skills and qualities are crucial for maximizing dealership profitability, ensuring regulatory adherence, and maintaining high customer satisfaction.

What is the difference between Auto Finance Director vs Auto Loan Manager?

AspectAuto Finance DirectorAuto Loan Manager
ResponsibilitiesOversees entire auto finance operations, develops strategies, manages teams, and liaises with lenders.Manages daily auto loan processing, approves loans, and ensures compliance with policies.
Required CredentialsBachelor's degree in finance or related field; experience in auto finance; strong leadership skills.Bachelor's degree preferred; experience in loan processing and customer service; knowledge of lending regulations.
Work EnvironmentOffice-based, strategic planning, and team management.Office or dealership environment, handling loan applications and customer interactions.

The Auto Finance Director focuses on strategic oversight and managing the overall auto finance operations, while the Auto Loan Manager handles daily loan processing and customer approvals. Both roles require finance knowledge, but the director's role is broader and more strategic.

What are the most commonly searched types of Auto Finance jobs in Utah?

The most popular types of Auto Finance jobs in Utah are:

What cities in Utah are hiring for Auto Finance Director jobs?

Cities in Utah with the most Auto Finance Director job openings:

Auto Finance Director jobs near you
Infographic showing various Auto Finance Director job openings in Utah as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 15% Part Time, and 2% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $117,759 per year, or $56.6 per hour.

Finance & Captial Markets Analyst

Ken Garff Automotive Group

West Valley City, UT • On-site

Full-time

Medical, Dental, Vision, Retirement

Re-posted 23 days ago

Ken Garff Automotive Group rating

5.7

Company rating: 5.7 out of 10

Based on 28 frontline employees who took The Breakroom Quiz

125th of 159 rated car dealerships

Job description

Finance & Capital Markets Analyst
Location: West Valley, Utah (Headquarters)
Reports To: Director of Finance & Capital Markets
Employment Type: Full-time, On-site
About Arivo
If you like taking on complex problems and building things that matter, you'll love what we're doing at Arivo. We're reimagining how auto finance works by combining data, technology, and human judgment to create transparent and scalable lending solutions for dealers, customers, and investors.
Arivo is an entrepreneurial environment where new ideas are welcomed, accuracy matters, and the best solutions often come from those who raise their hand first.
About the Role
We're looking for a Finance & Capital Markets Analyst who loves solving hard problems, thrives in white space, and takes pride in getting the details right. This role supports our funding, securitization, and forecasting work while helping build the systems that make our financial reporting reliable, repeatable, and ready for scale.
You'll work side by side with senior leadership on projects that shape Arivo's funding strategy, investor analytics, and long-term financial plan. Every day, you'll see your work influence how we fund our business, track performance, and tell our story to investors.
What You'll Do
Capital Markets and Funding
  • Support the execution of warehouse lines, securitizations, and forward-flow transactions.
  • Coordinate with lenders, investors, and rating agencies throughout each deal process.
  • Maintain and enhance models for cash flows, borrowing bases, and collateral tracking.
  • Prepare investor decks, data tapes, and due diligence materials.
  • Maintain quality controls so every number can be traced, tested, and trusted.

Financial Planning and Analysis
  • Support forecasting, board reporting, and scenario analysis.
  • Partner with Accounting to monitor liquidity and covenant compliance.
  • Implement checks and documentation standards to keep forecasts reliable and audit-ready.

Portfolio and Credit Analytics
  • Analyze static pool performance, cumulative losses, and prepayment trends.
  • Support credit loss forecasting and investor performance reporting.
  • Work with BI and Data Science to automate performance dashboards with built-in accuracy checks.

Strategic Projects
  • Build new tools and reports that support Arivo's growing captive and third-party funding programs.
  • Improve processes to increase transparency and reduce manual work.
  • Collaborate across Finance, Accounting, and Risk to align definitions, data, and controls.

What You'll Bring
  • Bachelor's degree in Finance, Economics, Accounting, or a related field.
  • 2 or more years of experience in structured finance, capital markets, consumer lending, or investment banking.
  • Advanced Excel and modeling skills. AI, SQL and Power BI experience preferred.
  • A mix of creativity and rigor. You can build something new and make sure it works every time.
  • High attention to detail and strong ownership mindset.
  • Clear communication skills. You know how to turn analysis into insights that drive action.
  • Curiosity, accountability, and a desire to make complex systems better.

Why You'll Love Working Here
  • High Impact: Your work directly shapes Arivo's funding and growth strategy.
  • Quality Focus: You'll help strengthen the controls and processes that make Arivo's analytics trusted by lenders and investors.
  • Visibility: Direct exposure to senior leadership and external partners.
  • Entrepreneurial Culture: A place where initiative is noticed and ideas move fast.
  • Strong Benefits: Competitive compensation, 401(k) match, medical, dental, vision.

Other Details
  • Full-time, on-site role based at our West Valley, Utah headquarters.
  • Employment contingent on background check.
  • Arivo is an equal opportunity employer.

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