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Auto Credit Analyst Jobs (NOW HIRING)

Premier Auto Credit

Senior Internal Underwriter

Glendale, CA · On-site

$104K - $123K/yr

Familiarity with advanced data analytics and predictive modeling in underwriting. * Experience working in a fast-paced, auto credit environment. Physical Requirements: * Prolonged periods sitting at ...

Ace Hardware Corporation

Sr. Credit Analyst

Oak Brook, IL · On-site

$76K - $95K/yr

About This Role The Senior Credit Analyst supports US-based retail partners by performing advanced ... Services such as mobile spas, auto maintenance, car wash and detailing, dry cleaning, dentists, eye ...

WNB Financial NA

Credit Analyst I

Wabasha, MN · On-site

$47K - $71K/yr

Identifies, requests, and tracks information needed to complete the credit analysis * Identifies ... Occasional out-of-town and overnight business travel (air or auto) is required for business and ...

WNB Financial NA

Credit Analyst I

Winona, MN · On-site

$47K - $71K/yr

Identifies, requests, and tracks information needed to complete the credit analysis * Identifies ... Occasional out-of-town and overnight business travel (air or auto) is required for business and ...

WNB Financial NA

Credit Analyst I

Altoona, WI · On-site

$47K - $71K/yr

Identifies, requests, and tracks information needed to complete the credit analysis * Identifies ... Occasional out-of-town and overnight business travel (air or auto) is required for business and ...

WNB Financial NA

Credit Analyst I

Winona, MN · On-site

$47K - $71K/yr

Identifies, requests, and tracks information needed to complete the credit analysis * Identifies ... Occasional out-of-town and overnight business travel (air or auto) is required for business and ...

WNB Financial NA

Credit Analyst I

Altoona, WI · On-site

$47K - $71K/yr

Identifies, requests, and tracks information needed to complete the credit analysis * Identifies ... Occasional out-of-town and overnight business travel (air or auto) is required for business and ...

WNB Financial NA

Credit Analyst I

Onalaska, WI · On-site

$47K - $71K/yr

Identifies, requests, and tracks information needed to complete the credit analysis * Identifies ... Occasional out-of-town and overnight business travel (air or auto) is required for business and ...

WNB Financial NA

Credit Analyst I

Wabasha, MN · On-site

$47K - $71K/yr

Identifies, requests, and tracks information needed to complete the credit analysis * Identifies ... Occasional out-of-town and overnight business travel (air or auto) is required for business and ...

WNB Financial NA

Credit Analyst I

Onalaska, WI · On-site

$47K - $71K/yr

Identifies, requests, and tracks information needed to complete the credit analysis * Identifies ... Occasional out-of-town and overnight business travel (air or auto) is required for business and ...

Premier Auto Credit

Outside Salesperson

Glendale, CA · On-site

$45K - $60K/yr

Premier Auto Credit (PAC) is a leading Finance Auto Company in southern California that is driven ... Strong analytical and problem-solving skills. * Proficient with Microsoft Office Suite or related ...

GM Financial

ACF Sr Credit Analyst I

Raleigh, NC · Hybrid

S. We are a global provider of auto finance solutions, with operations in North America, South ... The Senior Credit Analyst evaluates and manages credit risk by reviewing credit histories and ...

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Auto Credit Analyst information

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$15

$29

$49

How much do auto credit analyst jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for auto credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Auto Credit Analyst, and why are they important?

To thrive as an Auto Credit Analyst, you need strong analytical skills, attention to detail, and a background in finance or accounting, often supported by a bachelor’s degree in a related field. Familiarity with credit scoring systems, financial modeling software, and databases like Experian or Equifax is typically required. Excellent communication, problem-solving abilities, and sound judgment help analysts effectively evaluate creditworthiness and negotiate terms. These skills ensure accurate risk assessment and contribute to responsible lending decisions that protect the lender and support customer needs.

What is the difference between Auto Credit Analyst vs Auto Loan Underwriter?

AspectAuto Credit AnalystAuto Loan Underwriter
CredentialsTypically requires a bachelor's degree in finance, economics, or related fieldRequires similar credentials, often with additional underwriting certifications
Work EnvironmentWorks in banks, finance companies, or auto dealerships analyzing credit dataWorks in lending institutions evaluating loan applications and risk
Job FocusAssesses creditworthiness of auto loan applicants based on financial dataReviews and approves or denies auto loan applications based on risk assessment

Auto Credit Analysts and Auto Loan Underwriters both evaluate auto loan applications, often sharing similar qualifications and work environments. The main difference lies in their focus: Credit Analysts analyze overall credit data, while Underwriters make final approval decisions. Both roles are essential in auto financing, with overlapping skills and industry usage.

What are Auto Credit Analysts?

Auto Credit Analysts are financial professionals who evaluate the creditworthiness of individuals or businesses applying for auto loans. They review credit reports, financial statements, and application details to assess risk and determine whether to approve or deny a loan application. Their analysis helps lenders minimize financial losses while making informed lending decisions. Additionally, they may recommend appropriate loan terms based on the applicant's credit profile and the lender's policies.

What are some common challenges faced by Auto Credit Analysts in evaluating loan applications?

Auto Credit Analysts often encounter challenges such as assessing applicants with limited or poor credit history and balancing the need for risk mitigation with the goal of approving more loans. They also need to stay current with lending regulations and adapt to changes in consumer behavior or economic conditions. Effective communication with sales teams and underwriters is essential to ensure that credit decisions are both sound and timely, especially during periods of high application volume.
More about Auto Credit Analyst jobs
What cities are hiring for Auto Credit Analyst jobs? Cities with the most Auto Credit Analyst job openings:
What states have the most Auto Credit Analyst jobs? States with the most job openings for Auto Credit Analyst jobs include:
What job categories do people searching Auto Credit Analyst jobs look for? The top searched job categories for Auto Credit Analyst jobs are:
Auto Credit Analyst jobs near you
Infographic showing various Auto Credit Analyst job openings in the United States as of May 2026, with employment types broken down into 74% Full Time, 25% Part Time, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.
Credit Strategy - Chase Auto - Senior Associate

Credit Strategy - Chase Auto - Senior Associate

JPMorgan Chase & Co.

Plano, TX • On-site

Full-time

Medical, Retirement

Posted 13 days ago

JPMorgan Chase & Co. rating

8.1

Company rating: 8.1 out of 10

Based on 468 frontline employees who took The Breakroom Quiz

46th of 141 rated banks

Job description

Job Description
Bring your expertise to JPMorganChase where you'll collaborate across business lines - including Risk, Underwriting, Finance, and Legal - to drive consistent application of risk standards, strengthen credit governance practices, and support sound credit decision-making.
As a Credit Strategy Senior Associate within the Chase Auto Credit Decisioning Unit, you'll work closely with credit leadership to analyze consumer credit performance, support strategic initiatives, and contribute to portfolio risk management. Reporting to the Credit Strategy leadership team, you'll apply your analytical strength and business judgment to monitor portfolio trends, recommend improvements and help translate strategy into action.
Job responsibilities
  • Conduct credit analysis and portfolio performance monitoring to identify risk trends, metrics shifts, and early warning indicators.
  • Support development and maintenance of underwriting guidelines, policy documentation, and risk frameworks aligned with risk appetite and business priorities.
  • Prepare data-driven insights, reports, and presentations for credit leadership and cross-functional partners.
  • Assist in evaluating credit exposures and recommending risk mitigation actions for complex credit scenarios, in alignment with established policies.
  • Partner with Risk, Underwriting, and Finance teams to help operationalize credit strategy and enhance decisioning processes.
  • Contribute to special projects related to credit strategy, portfolio optimization, and risk governance enhancements.
  • Mentor and support less-experienced analysts through knowledge sharing and coaching.

Required Qualifications, Capabilities and Skills
  • Bachelor's degree in finance, economics, business, data analytics, or a related discipline.
  • Minimum 3 years of relevant experience in consumer credit, credit risk, portfolio analytics, underwriting, or related functions at a large financial institution or credit analytics organization.
  • Strong analytical mindset with demonstrated ability to interpret data, identify trends, and draw actionable conclusions.
  • Understanding of consumer credit products, credit risk concepts, and portfolio performance drivers.
  • Proficiency in quantitative tools (e.g., Excel, SQL, analytical visualization tools such as Tableau, Power BI, or similar).
  • Excellent written and verbal communication skills, with the ability to articulate findings and recommendations clearly to business partners.
  • Collaborative mindset and ability to work effectively across teams in a fast-paced environment.
  • Curiosity and eagerness to learn credit strategy, risk models and frameworks, and industry best practices.

About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

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