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Auto Credit Analyst Jobs (NOW HIRING)

Premier Auto Credit

Credit Analyst

Glendale, CA · On-site

$45K - $48K/yr

The Credit Analyst will report to Premier Auto Credit's General Manager and will have two main responsibilities, in addition to other duties; these two include identifying the creditworthiness of ...

TEKsystems

Indirect Auto Credit Analyst

Dallas, TX · Remote

$27 - $32/hr

Indirect Auto Underwriter | Credit Analyst Schedule: 12:00 PM - 9:00 PM MT (weekends required) Location: Remote - MUST BE LOCATED IN: Colorado, Wyoming, Illinois, Texas, Arizona, Florida, Washington ...

New

TEKsystems

Indirect Auto Credit Analyst

Orlando, FL · Remote

$27 - $32/hr

Indirect Auto Underwriter | Credit Analyst Schedule: 12:00 PM - 9:00 PM MT (weekends required) Location: Remote - MUST BE LOCATED IN: Colorado, Wyoming, Illinois, Texas, Arizona, Florida, Washington ...

New

O'Reilly Auto Parts

Analyze and evaluate credit risk for current customers for limit increases, special financing and ... Opportunities for Career Growth O'Reilly Auto Parts is an equal opportunity employer. The Company ...

O'Reilly Auto Parts

Credit Analyst

Springfield, MO · On-site

Analyze and evaluate credit risk for current customers for limit increases, special financing and ... Opportunities for Career Growth O'Reilly Auto Parts is an equal opportunity employer. The Company ...

O'Reilly Auto Parts

Credit Analyst

Springfield, MO · On-site

Analyze and evaluate credit risk for current customers for limit increases, special financing and ... Opportunities for Career Growth O'Reilly Auto Parts is an equal opportunity employer. The Company ...

O'Reilly Auto Parts

Credit Analyst

Springfield, MO · On-site

Analyze and evaluate credit risk for current customers for limit increases, special financing and ... Opportunities for Career Growth O'Reilly Auto Parts is an equal opportunity employer. The Company ...

O'Reilly Auto Parts

Analyze and evaluate credit risk for current customers for limit increases, special financing and ... Opportunities for Career Growth O'Reilly Auto Parts is an equal opportunity employer. The Company ...

O'Reilly Auto Parts

Analyze and evaluate credit risk for current customers for limit increases, special financing and ... Opportunities for Career Growth O'Reilly Auto Parts is an equal opportunity employer. The Company ...

AutoNation

We are seeking an experienced Auto Loan Analyst in our Fort Lauderdale Headquarters office location ... As a Credit Analyst, you will underwrite, and review submitted applications from new and used ...

Columbia Banking System, Inc.

Credit Analyst

Pasadena, CA · On-site

$27.75 - $46.25/hr

Responsible for the review, analysis, and evaluation of credit data for commercial loans ... auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation ...

Star Furniture

Credit Analyst

Houston, TX · On-site

$20 - $22/hr

The Credit Analyst will be part of our Credit Team, playing a critical role in maintaining customer ... A preferred background in banking, retail lending, credit, mortgage, auto financing, or similar

Ferrari

Credit Analyst (USA)

Englewood Cliffs, NJ

In order to strengthen our Credit team we are looking to hire a Credit Analyst in Ferrari Financial ... Preferred experience in auto lending but not a requirement. The following skills are required to ...

Hyundai Capital

Credit Analyst

Atlanta, GA · On-site

$48K - $72K/yr

All Credit Analyst responsibilities should be handled in an expeditious manner per HCA's KPI ... Auto finance or related background is preferred • 2 years of experience in fast paced office ...

Hyundai Capital

Credit Analyst

Plano, TX · On-site

All Credit Analyst responsibilities should be handled in an expeditious manner per HCA's KPI ... Auto finance or related background is preferred 2 years of experience in fast paced office ...

Hyundai Capital

Credit Analyst

Irvine, CA

All Credit Analyst responsibilities should be handled in an expeditious manner per HCA's KPI ... Auto finance or related background is preferred 2 years of experience in fast paced office ...

Hyundai Capital America

Credit Analyst

Irvine, CA · On-site

All Credit Analyst responsibilities should be handled in an expeditious manner per HCA's KPI ... Auto finance or related background is preferred • 2 years of experience in fast paced office ...

Hyundai Capital America

Credit Analyst

Plano, TX · On-site

All Credit Analyst responsibilities should be handled in an expeditious manner per HCA's KPI ... Auto finance or related background is preferred • 2 years of experience in fast paced office ...

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Auto Credit Analyst information

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$15

$29

$49

How much do auto credit analyst jobs pay per hour?

As of Jul 4, 2026, the average hourly pay for auto credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Auto Credit Analyst, and why are they important?

To thrive as an Auto Credit Analyst, you need strong analytical skills, attention to detail, and a background in finance or accounting, often supported by a bachelor’s degree in a related field. Familiarity with credit scoring systems, financial modeling software, and databases like Experian or Equifax is typically required. Excellent communication, problem-solving abilities, and sound judgment help analysts effectively evaluate creditworthiness and negotiate terms. These skills ensure accurate risk assessment and contribute to responsible lending decisions that protect the lender and support customer needs.

What is the difference between Auto Credit Analyst vs Auto Loan Underwriter?

AspectAuto Credit AnalystAuto Loan Underwriter
CredentialsTypically requires a bachelor's degree in finance, economics, or related fieldRequires similar credentials, often with additional underwriting certifications
Work EnvironmentWorks in banks, finance companies, or auto dealerships analyzing credit dataWorks in lending institutions evaluating loan applications and risk
Job FocusAssesses creditworthiness of auto loan applicants based on financial dataReviews and approves or denies auto loan applications based on risk assessment

Auto Credit Analysts and Auto Loan Underwriters both evaluate auto loan applications, often sharing similar qualifications and work environments. The main difference lies in their focus: Credit Analysts analyze overall credit data, while Underwriters make final approval decisions. Both roles are essential in auto financing, with overlapping skills and industry usage.

What are Auto Credit Analysts?

Auto Credit Analysts are financial professionals who evaluate the creditworthiness of individuals or businesses applying for auto loans. They review credit reports, financial statements, and application details to assess risk and determine whether to approve or deny a loan application. Their analysis helps lenders minimize financial losses while making informed lending decisions. Additionally, they may recommend appropriate loan terms based on the applicant's credit profile and the lender's policies.

What are some common challenges faced by Auto Credit Analysts in evaluating loan applications?

Auto Credit Analysts often encounter challenges such as assessing applicants with limited or poor credit history and balancing the need for risk mitigation with the goal of approving more loans. They also need to stay current with lending regulations and adapt to changes in consumer behavior or economic conditions. Effective communication with sales teams and underwriters is essential to ensure that credit decisions are both sound and timely, especially during periods of high application volume.
More about Auto Credit Analyst jobs
What cities are hiring for Auto Credit Analyst jobs? Cities with the most Auto Credit Analyst job openings:
What states have the most Auto Credit Analyst jobs? States with the most job openings for Auto Credit Analyst jobs include:
What job categories do people searching Auto Credit Analyst jobs look for? The top searched job categories for Auto Credit Analyst jobs are:
Auto Credit Analyst jobs near you
Infographic showing various Auto Credit Analyst job openings in the United States as of June 2026, with employment types broken down into 73% Full Time, 21% Part Time, 1% Temporary, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.
Credit Analyst

Credit Analyst

Premier Auto Credit

Glendale, CA • On-site

$45K - $48K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 28 days ago

Job description

Credit Analyst

Job Summary:

The Credit Analyst will report to Premier Auto Credit’s General Manager and will have two main responsibilities, in addition to other duties; these two include identifying the creditworthiness of individuals to determine the risk involved in extending credit and analyzing the loan structures submitted by independent auto dealers.

In office salaried (exempt) position Mon-Friday, 8 am-5 pm or 9 am- 6 pm.

Duties/Responsibilities:

  • Review credit applications submitted by auto dealers.
  • Adhere to lender guidelines to make sound credit decisions.
  • Work with dealers, the marketing team, and management to find solutions.
  • Set interest rate and minimum or maximum term for customers based on earnings, payment history, and purchase activity.
  • Compile information, complete loan applications, and detail the degree of risk involved in loan request; recommend approval or denial based on results.
  • Use computer software to further evaluate customers’ financial status and produce financial ratios.
  • Perform other related duties as assigned.

Required Skills/Abilities:

  • Must be organized, analytical, and able to multitask and complete duties in a timely manner.
  • Excellent verbal and written communication skills.
  • Proficient in Microsoft Office Suite (MS Word and Excel), as well as analysis software.
  • Basic understanding of relevant policies, procedures and strategies used in credit analysis.
  • Ability to identify discrepancies and problems.

Education and Experience:

  • Must have 3 years of experience in underwriting sub-prime auto loans.
  • Bachelor’s degree in accounting, Economics, Finance, Statistics, or Mathematics or comparable work experience.

Eligibility Requirements:

  • Must have unrestricted work authorization to work in the United States.
  • Ability to work Saturdays with a day off during the week, when necessary for business needs.

Physical Requirements:

  • Prolonged periods sitting at a desk and working on a computer.
  • Must be able to lift up to 15 pounds at times.

Benefits Overview:

Full Time Employee Benefits upon completion of 90-day probationary period include:

  • Employer sponsored medical, dental, vision and life insurance/AD&D coverage opportunities.
  • Flexible Spending Accounts (FSA).
    • The company pays 80% of premiums for medical plans for employees only.
  • Paid time off accrual opportunity & holiday pay.
  • 401k retirement plan (4% employer matching).

NOTE: This job description is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the job. Premier Auto Credit reserves the right to modify and change responsibilities and duties herein without notice. Pay will be determined based on individual qualifications and experience.


EEO Disclaimer

Premier Auto Credit provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.