Assistant Fincen Jobs (NOW HIRING)

Company Description

Wise is a global technology company, building the best way to move and manage the world's money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

We're looking for a Compliance Senior Specialist to join our growing North America Regulatory Oversight Compliance team. In this role, you'll be a key partner in managing our regulatory obligations, particularly as they relate to ongoing regulatory changes and policy management.

You'll work closely with cross-functional teams and lead our efforts in delivering regulatory change management, helping ensure Wise remains compliant as we scale. You'll also help shape and evolve our second-line compliance framework, providing critical insights to product, operations, and leadership teams, and helping embed compliance into everything we do.

If you're passionate about systems that make compliance smart, scalable, and transparent-and you're excited to work at the intersection of tech and financial services regulation-we'd love to hear from you.

Your mission: 

As a Compliance Senior Specialist,  you will be on the front lines of a dynamic regulatory landscape, fully owning our horizon scanning program and establishing metrics to assess its ongoing effectiveness helping us understand what's coming and ensuring our internal policies and controls are prepared for it. You will work closely with your team to monitor regulatory changes, provide insightful data-driven analysis to the business, and manage the lifecycle of our core compliance documentation.

Your responsibilities will include:

• Horizon Scanning & Regulatory Intelligence: Monitor, identify, and track proposed and final regulations, guidance, and enforcement actions from key US regulators (e.g., CFPB, FinCEN, OCC, FTC, state banking departments like NYDFS).Establish KPIs and reporting metrics to regularly assess the effectiveness, coverage, and speed of our scanning program.

• Regulatory Advisory Support: Support Compliance in conducting impact assessments for new laws and regulations, summarizing this information to provide leadership with actionable data trends on emerging regulatory risks.. Also, assist in translating complex regulatory requirements into actionable business and product requirements for our internal teams.

• Policy Governance and Management: Assist in the end-to-end lifecycle of our compliance policies and procedures, including drafting, reviewing, and updating documents to reflect new regulations or business changes.  Develop and enhance controls to ensure compliance with new regulatory changes/updates.

• General Compliance Support: Assist in gathering information for regulatory inquiries, examinations, and internal audits. Develop and maintain dashboards or reporting structures that track regulatory changes and policy health for management visibility.  Also, participate in special projects and initiatives as directed by the Compliance Lead.

Qualifications

• Knowledge of money transmission, consumer compliance regulations (Reg E, UDAAP, E-Sign Act, etc.) and compliance management systems and Financial crime regulations (OFAC, FinCEN, BSA etc.)

• Three or more years experience in a compliance, risk, or legal role at a fintech company, money service business (MSB), or another regulated financial institution.

• Proven ability to synthesize complex regulatory updates into actionable data trends and establish metrics to measure compliance program effectiveness.

• Direct experience working with internal cross-functional stakeholders including product, operation, finance, legal, and people teams

  • Communicating effectively with external stakeholders including auditors and regulators

• Very detail oriented

• Strong research and analytical skills

• Excellent written and verbal communication

• Highly organized and proactive

• Experience (or interest) in working at a fast-paced internet, technology, or financial services companies in risk or compliance

• Experience using G-Suite, Office, Confluence, Jira and collaborative tools (e.g. Slack, Teams)

• Willing to travel, as Wise offices are located across different countries; and

• Legally authorized to work in the U.S.

Some extra skills that would be great: 

• Experience using regulatory intelligence or GRC (Governance, Risk, and Compliance) platforms.

• Professional certification such as CAMS, CIPP, or CRCM.

• Experience with both US and Canadian regulatory frameworks.

• Experience working with international teams and understanding of global regulatory environment

Additional Information

For everyone, everywhere. We're people building money without borders  - without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.