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Are you a licensed insurance agent tired of buying leads, prospecting nonstop, or lacking real ... ACA * Life Insurance * Supplemental & Ancillary products What Makes Us Different Most FMOs give you ...

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Aca Insurance Agent information

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$25K

$65K

$121.5K

How much do aca insurance agent jobs pay per year?

As of Aug 21, 2026, the average yearly pay for aca insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is an ACA insurance agent?

ACA insurance agents are licensed professionals who help individuals and families find, compare, and enroll in health insurance plans under the Affordable Care Act (ACA), also known as Obamacare. They are knowledgeable about the different health plan options available through the Health Insurance Marketplace and can provide guidance on eligibility, subsidies, and coverage details. ACA insurance agents assist clients in understanding their options and ensuring they choose a plan that meets their healthcare and financial needs. Their services are often free to consumers, as they are compensated by insurance companies.

What are the key skills and qualifications needed to thrive as an ACA insurance agent?

To thrive as an ACA Insurance Agent, you need a thorough understanding of health insurance regulations, the Affordable Care Act, and sales practices, typically backed by state licensure. Familiarity with enrollment platforms, CRM systems, and health insurance marketplaces is essential. Strong interpersonal skills, active listening, and the ability to explain complex information clearly help agents build trust and guide clients effectively. These skills ensure accurate enrollment, regulatory compliance, and high client satisfaction in a competitive insurance market.

What are some common challenges ACA insurance agents face when helping clients choose health plans?

ACA Insurance Agents often encounter challenges such as explaining complex policy details, helping clients understand subsidy eligibility, and navigating frequent updates to healthcare regulations. Agents must stay up-to-date with changing enrollment periods and plan options to provide accurate guidance. Building trust with clients is essential, especially when assisting those new to health insurance or with limited English proficiency. Effective communication and patience are key to ensuring clients make informed decisions that best meet their healthcare needs.

What is the difference between Aca Insurance Agent vs Health Insurance Agent?

AspectAca Insurance AgentHealth Insurance Agent
CertificationsTypically requires health insurance licenses and ACA-specific trainingRequires health insurance licenses, often including ACA training
Work EnvironmentWorks with ACA plans, government regulations, and individual or group health policiesHandles various health insurance products, including private and government plans
Employer & Industry UsagePrimarily in health insurance industry, focusing on ACA complianceIn health insurance sector, covering a broader range of health plans

Both Aca Insurance Agents and Health Insurance Agents require similar licenses and work within the health insurance industry. However, Aca Insurance Agents specialize in plans under the Affordable Care Act, focusing on ACA compliance and government-regulated plans, while Health Insurance Agents may handle a wider variety of health insurance products beyond ACA plans.

More about Aca Insurance Agent jobs

What cities are hiring for Aca Insurance Agent jobs?

Cities with the most Aca Insurance Agent job openings:

What states have the most Aca Insurance Agent jobs?

States with the most job openings for Aca Insurance Agent jobs include:

Infographic showing various Aca Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

Licensed Health Insurance Agent

SHIELDSTONE COVERAGE SOLUTIONS LLC

Boca Raton, FL โ€ข On-site

Full-time

Medical

Re-posted 26 days ago


Job description

Benefits:
  • NO Cold Calling
  • Qualified Inbound Leads
  • 6-figure earnings potential
  • Hourly+Commission

Licensed Health Insurance Agent | Qualified Inbound Leads
Location: Boca Raton, FL 
Earning potential: $75,000 to $125,000 annually 
Work Location: In person 
Licensed agents should spend their time selling, not chasing leads. 
At ShieldStone Coverage Solutions, a steady flow of qualified inbound leads comes directly to you. You will present focused health solutions including Hospital Indemnity, Short Term Home Health Care, and Prescription Giveback Programs, supported by hands-on coaching and sales technology designed to strengthen your production and earning potential. 
THE OPPORTUNITY
Qualified Inbound Leads. No Cold Calling. Strong Earning Potential.
 
This role as a licensed inbound sales agent allows you to spend more time speaking with qualified prospects about high value health related coverage solutions. You will identify coverage gaps, recommend appropriate solutions, explain benefits clearly, and confidently close business by phone. No self sourcing. No out of pocket lead costs.
 
Your license and sales ability are the foundation. We provide the leads, products, support, and technology to help you close business and grow your income.
 
WHAT YOU’LL DO
  • Handle qualified inbound calls from consumers interested in health coverage.
  • Recommend Hospital Indemnity, Short Term Home Health Care, Prescription Giveback Programs, and other appropriate supplemental solutions.
  • Explain coverage clearly, address concerns, and complete applications with confidence.
  • Monitor your activity, issued business, production, and earnings in real time.
  • Use coaching and call feedback to strengthen your approach and increase production.
  • Maintain professional and compliant client interactions while representing ShieldStone with integrity.
WHAT WE’RE LOOKING FOR
  • Active Florida 2-40, Florida 2-15, or equivalent resident health insurance license.
  • Phone sales experience and the ability to build trust quickly.
  • Comfortable handling objections and asking for the business.
  • Consistent, process-driven, and able to stay focused through high call volume.
  • Medicare, ACA, supplemental health, or hospital indemnity experience is helpful
COMPENSATION
  • Competitive hourly base plus commission on closed policies.
  • Annual earning potential of $75,000 to $125,000.
  • Additional sales incentives may be available.
  • Earnings vary based on production and hours worked.
WHY SHIELDSTONE
  • Qualified inbound leads with high call volume, all day long.
  • More time selling to high-intent prospects and less time finding quality leads.
  • Focused supplemental health products that are straightforward to present.
  • Sales technology with real-time visibility into your production, rankings, and earnings.
  • Ongoing coaching and call reviews designed to help you produce more and earn more.
  • Opportunities to add states, expand your reach, and increase your earning potential.
  • Remote flexibility may be considered after sustained strong in-office performance. 
READY TO CLOSE?
If you're a licensed agent who is done chasing leads and ready to focus on closing within a proven sales program, let's discuss the opportunity. Apply today and you could be interviewing this week. A member of our team will reach out by phone.
www.shieldstonecs.com/apply-now