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Aca Insurance Agent Jobs (NOW HIRING)

$13.75 - $19/hr

... Agent and Agency leaders. This position will focus on recruitment, engagement, successful sales ... Active State and Life Health Insurance License in WV. Preferred Qualifications * Five (5) years of ...

ACA Production Lead

Morgantown, WV · On-site

$19.25 - $26.50/hr

... Agent and Agency leaders. This position will focus on recruitment, engagement, successful sales ... Active State and Life Health Insurance License in WV. Preferred Qualifications * Five (5) years of ...

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Aca Insurance Agent information

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$25K

$65K

$121.5K

How much do aca insurance agent jobs pay per year?

As of Sep 13, 2026, the average yearly pay for aca insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is an ACA insurance agent?

ACA insurance agents are licensed professionals who help individuals and families find, compare, and enroll in health insurance plans under the Affordable Care Act (ACA), also known as Obamacare. They are knowledgeable about the different health plan options available through the Health Insurance Marketplace and can provide guidance on eligibility, subsidies, and coverage details. ACA insurance agents assist clients in understanding their options and ensuring they choose a plan that meets their healthcare and financial needs. Their services are often free to consumers, as they are compensated by insurance companies.

What are the key skills and qualifications needed to thrive as an ACA insurance agent?

To thrive as an ACA Insurance Agent, you need a thorough understanding of health insurance regulations, the Affordable Care Act, and sales practices, typically backed by state licensure. Familiarity with enrollment platforms, CRM systems, and health insurance marketplaces is essential. Strong interpersonal skills, active listening, and the ability to explain complex information clearly help agents build trust and guide clients effectively. These skills ensure accurate enrollment, regulatory compliance, and high client satisfaction in a competitive insurance market.

What are some common challenges ACA insurance agents face when helping clients choose health plans?

ACA Insurance Agents often encounter challenges such as explaining complex policy details, helping clients understand subsidy eligibility, and navigating frequent updates to healthcare regulations. Agents must stay up-to-date with changing enrollment periods and plan options to provide accurate guidance. Building trust with clients is essential, especially when assisting those new to health insurance or with limited English proficiency. Effective communication and patience are key to ensuring clients make informed decisions that best meet their healthcare needs.

What is the difference between Aca Insurance Agent vs Health Insurance Agent?

AspectAca Insurance AgentHealth Insurance Agent
CertificationsTypically requires health insurance licenses and ACA-specific trainingRequires health insurance licenses, often including ACA training
Work EnvironmentWorks with ACA plans, government regulations, and individual or group health policiesHandles various health insurance products, including private and government plans
Employer & Industry UsagePrimarily in health insurance industry, focusing on ACA complianceIn health insurance sector, covering a broader range of health plans

Both Aca Insurance Agents and Health Insurance Agents require similar licenses and work within the health insurance industry. However, Aca Insurance Agents specialize in plans under the Affordable Care Act, focusing on ACA compliance and government-regulated plans, while Health Insurance Agents may handle a wider variety of health insurance products beyond ACA plans.

More about Aca Insurance Agent jobs

What cities are hiring for Aca Insurance Agent jobs?

Cities with the most Aca Insurance Agent job openings:

What states have the most Aca Insurance Agent jobs?

States with the most job openings for Aca Insurance Agent jobs include:

What are popular job titles related to Aca Insurance Agent jobs?

For Aca Insurance Agent jobs, the most frequently searched job titles are:

Infographic showing various Aca Insurance Agent job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 74% Full Time, 19% Part Time, and 6% Contract. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

ACA Health Insurance Sales Agent

Miami, FL • On-site

UNIVISTA INSURANCE
Insurance Services • 1 - 10 employees

$18 - $19/hr

Full-time

Medical, Dental, Vision, Life, PTO

Re-posted 17 days ago


Job description

UniVista Insurance is seeking motivated and customer‐focused ACA Health Insurance Sales Agents to join our growing team in Miami, Florida. In this role, agents will assist individuals and families in selecting Affordable Care Act (ACA) compliant health insurance plans through inbound and outbound phone sales. The ideal candidate is goal‐driven, compliance‐oriented, and passionate about helping clients understand their healthcare options.

Miami, Florida (On‐site / Hybrid based on business needs

Key Responsibilities

  • Handle inbound and outbound calls to educate consumers on ACA health insurance plans and perform compliant cross‐selling of ancillary products within the UniVista Insurance ecosystem based on customer needs and eligibility
  • Assist clients in determining eligibility for ACA plans, subsidies, and Special Enrollment Periods
  • Comply with all CMS, ACA, state, and carrier marketing and sales regulations, as well as UniVista Insurance policies and procedures, including required training, quality assurance standards, and call monitoring protocols.
  • Conduct needs assessments to recommend suitable health insurance coverage
  • Accurately complete insurance applications and enrollment processes
  • Maintain full compliance with CMS, ACA, and carrier regulations
  • Meet or exceed individual sales goals, call metrics, and quality standards
  • Document all customer interactions clearly and accurately in CRM systems
  • Stay current on ACA guidelines, carrier offerings, and underwriting rules
  • Provide exceptional customer service before, during, and after enrollment
  • Work collaboratively with supervisors, QA teams, and compliance departments

Work Environment

  • Telesales role with structured schedules, including peak enrollment periods
  • Performance‐driven, team‐oriented culture in Miam

Compensation & Benefits

  • This role is designed for agents who are motivated to build long‐term earnings through recurring residual commissions tied to sustained enrollment performance.
  • Highly competitive Hourly base pay ($18/hour)
  • Residual, performance‐based commission structure paid monthly as long as enrolled members remain active and in good standing
  • Total estimated comp, varies by production: $41,371 - $184K
  • Commission payout increases based on individual production levels, rewarding agents who build and maintain a larger book of active business
  • Training, licensing support (where applicable), and ongoing development
  • Benefits package available based on employment status

Why Join Univista Insurance?

We are a fast-growing, bilingual insurance agency serving clients across Florida and Texas! Our team helps families and businesses protect what matters most — through auto, home, life, and commercial insurance solutions built around each client’s needs.

We are not your average insurance agency. We invest in our people, recognize performance, and create real paths for growth — from your first day in the office to owning your own location. If you are bilingual, driven, and want a career that rewards your work, you have found the right team.

Qualifications & Requirements

  • Active Florida 2‐15 or 2‐40 Health Insurance License (required)
  • Prior experience in ACA sales, health insurance, or telesales preferred
  • Excellent verbal communication and active listening skills
  • Strong sales aptitude with a customer‐centric approach
  • Ability to explain complex insurance concepts in simple terms
  • Comfortable working in a fast‐paced environment
  • Proficient in CRM systems and basic computer applications
  • Ability to meet attendance, schedule, and productivity requirements

Preferred Skills

  • Bilingual (English & Spanish) strongly preferred
  • Prior experience working during Open Enrollment Period (OEP)
  • Understanding of CMS compliance and standards
  • Proven track record of meeting or exceeding sales goals

Company Description

We are a fast-growing, bilingual insurance agency serving clients across Florida and Texas!. Our team helps families

and businesses protect what matters most — through auto, home, life, and commercial insurance solutions built around

each client’s needs.

We are not your average insurance agency. We invest in our people, recognize performance, and create real paths for

growth. If you are bilingual, driven, and want a career that rewards your work, you have found the right team.
OUR CORE VALUES — “The harder we work, the luckier we are.”

• ️ PROTECT — We ensure the safety of our communities with robust, comprehensive insurance options.

• HELP — Our agents provide swift, personalized support to guide every client through their options.

• PROMOTE — We invest in our workforce with career paths and training for aspiring agents.

• BUILD — Every client relationship is built on trust and transparency, tailored to individual needs.

• EDUCATE & GUIDE — We empower clients to make informed insurance decisions with clarity.

• PROVIDE — Affordable, innovative insurance solutions made accessible through tools like our app.