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Aca Insurance Agent Jobs in Chicago, IL (NOW HIRING)

Sales Director

Chicago, IL · On-site

$90 - $140/hr

Knowledge of and ability to effectively present ACA, Medicare, Life, and Ancillary insurance ... Agent Recruitment * Market Spending Oversight * Community Relationship Building Soft Skills

Be Seen First

Harmony Health is partnering with licensed health agents nationwide to sell ACA Marketplace plans ... insurance. Don't have all three yet? Get started anyway and we'll show you how. - A reliable ...

Be Seen First

Harmony Health is partnering with licensed health agents nationwide to sell ACA Marketplace plans ... insurance. Don't have all three yet? Get started anyway and we'll show you how. - A reliable ...

Aca Insurance Agent information

See Chicago, IL salary details

$25.8K

$67K

$125.2K

How much do aca insurance agent jobs pay per year?

As of Aug 20, 2026, the average yearly pay for aca insurance agent in Chicago, IL is $66,982.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,800.00 and $79,300.00 per year, depending on experience, location, and employer.

What is an ACA insurance agent?

ACA insurance agents are licensed professionals who help individuals and families find, compare, and enroll in health insurance plans under the Affordable Care Act (ACA), also known as Obamacare. They are knowledgeable about the different health plan options available through the Health Insurance Marketplace and can provide guidance on eligibility, subsidies, and coverage details. ACA insurance agents assist clients in understanding their options and ensuring they choose a plan that meets their healthcare and financial needs. Their services are often free to consumers, as they are compensated by insurance companies.

What are the key skills and qualifications needed to thrive as an ACA insurance agent?

To thrive as an ACA Insurance Agent, you need a thorough understanding of health insurance regulations, the Affordable Care Act, and sales practices, typically backed by state licensure. Familiarity with enrollment platforms, CRM systems, and health insurance marketplaces is essential. Strong interpersonal skills, active listening, and the ability to explain complex information clearly help agents build trust and guide clients effectively. These skills ensure accurate enrollment, regulatory compliance, and high client satisfaction in a competitive insurance market.

What are some common challenges ACA insurance agents face when helping clients choose health plans?

ACA Insurance Agents often encounter challenges such as explaining complex policy details, helping clients understand subsidy eligibility, and navigating frequent updates to healthcare regulations. Agents must stay up-to-date with changing enrollment periods and plan options to provide accurate guidance. Building trust with clients is essential, especially when assisting those new to health insurance or with limited English proficiency. Effective communication and patience are key to ensuring clients make informed decisions that best meet their healthcare needs.

What is the difference between Aca Insurance Agent vs Health Insurance Agent?

AspectAca Insurance AgentHealth Insurance Agent
CertificationsTypically requires health insurance licenses and ACA-specific trainingRequires health insurance licenses, often including ACA training
Work EnvironmentWorks with ACA plans, government regulations, and individual or group health policiesHandles various health insurance products, including private and government plans
Employer & Industry UsagePrimarily in health insurance industry, focusing on ACA complianceIn health insurance sector, covering a broader range of health plans

Both Aca Insurance Agents and Health Insurance Agents require similar licenses and work within the health insurance industry. However, Aca Insurance Agents specialize in plans under the Affordable Care Act, focusing on ACA compliance and government-regulated plans, while Health Insurance Agents may handle a wider variety of health insurance products beyond ACA plans.

What job categories do people searching Aca Insurance Agent jobs in Chicago, IL look for?

The top searched job categories for Aca Insurance Agent jobs in Chicago, IL are:

What cities near Chicago, IL are hiring for Aca Insurance Agent jobs?

Cities near Chicago, IL with the most Aca Insurance Agent job openings:

Infographic showing various Aca Insurance Agent job openings in Chicago, IL as of August 2026, with employment types broken down into 100% Full Time. Highlights an 80% In-person, and 20% Remote job distribution, with an average salary of $66,982 per year, or $32.2 per hour.

WFH Remote Health Insurance Agents - $24/hr + OT + Comm & bonus

Thrive Health Benefits

Chicago, IL • Remote

$768 - $1.3K/wk

Temporary

Posted 27 days ago


Job description

Already a licensed health insurance agent? Our required states are TX, FL, & GA. You don't need all three state licenses to get started — just your resident license to apply. We'll walk you through getting licensed in FL, TX, and GA and reimburse you for it. The pay is $24/hour, with overtime during Open Enrollment, plus commission on every enrollment. This is a seasonal W-2 role (real paycheck, not 1099), 100% remote. Get licensed and papered this summer and you can start as early as September 1 — Open Enrollment itself runs November 1 through January 15.

Licensing — how it works

·               To apply, you'll need at least your active resident (home-state) producer license and E&O insurance.

·               The role requires active producer licenses in FL, TX, and GA (resident or non-resident).

·               Don't have all three states yet? Apply now — pass the interview and you'll get a conditional offer with step-by-step instructions to get licensed.

·               You obtain the additional licenses yourself (that initiative is exactly what we look for) — typically about 7–14 days if you move fast.

·               Once obtained, we reimburse you up to $375, based on the licenses you obtain. (Paid after you're licensed, not upfront.)

·               Already licensed in FL/TX/GA? You can start right away.

Earn before Open Enrollment even starts

·               $300 for every agent you bring. Know a licensed agent? A friend, a former co-worker, anyone. Bring them to our hiring webinar. If they're hired and both of you finish through Open Enrollment, you earn $300 per agent — refer three and that's $900 on top of everything else you make.

What you'll earn

·               Start as early as September 1 — $24/hour base, about 32 hours a week through training and ramp-up (roughly $768 a week)

·               Open Enrollment runs November 1 through January 15 — 50 hours a week, with overtime at $36/hour past 40, or about $1,320 a week in base pay alone

·               A note on overtime: overtime rules vary by state. Your overtime eligibility and the hours threshold that triggers it follow the law where you live, and we'll confirm exactly how it applies to you before your first shift.

·               That's roughly $21,000 in base pay from September 1 through January 15, before a dollar of commission

·               Weekly commission on every enrollment, plus ancillary and referral income

·               A committed agent can earn $28,000+ across the full September–January season (illustrative, performance-based)

What you'll do

·               Work from home, helping inbound callers enroll in affordable ACA health plans

·               No cold calling — we supply the leads (inbound + live transfers)

·               Full training on sales, systems, and compliance

The honest part

This is seasonal, and Open Enrollment — November 1 through January 15 — is an all-in sprint: 50 hours / 6 days a week. Eleven weeks that can change your year — and open the door to a permanent role for top performers. You'll need a reliable computer and a wired Ethernet connection.

Bring your license and your drive — apply today and we'll help you handle the rest.

Base pay of $24/hour is guaranteed for hours worked. Overtime is paid at $36/hour where state law provides for it; overtime rules and thresholds vary by state. Commission, bonus, and total season figures are illustrative, based on individual performance, and not guaranteed.