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What job makes $10,000 a month without a degree?

High-paying sales roles such as real estate brokers, insurance agents, or financial services representatives can earn $10,000 or more monthly without a degree, often relying on commissions and sales skills. Skilled trades like commercial electricians or specialized technicians may also reach this income level with experience and certifications. These jobs typically require strong interpersonal skills, industry knowledge, and sometimes licensing or certification.

What is the difference between 401K Match vs Bookkeeper?

Feature401K MatchBookkeeper
Primary RoleRetirement plan benefit contributionFinancial record keeping and accounting
Required CredentialsNone specific, often HR or payroll knowledgeBookkeeping certification or accounting background
Work EnvironmentHR, payroll, finance departmentsAccounting firms, finance departments
Industry UsageCommon in corporate and small business settingsCommon in finance, accounting, and small business

While a 401K Match is a benefit offered by employers to help employees save for retirement, a Bookkeeper manages financial records and ensures accurate accounting. Both roles are integral to financial health but serve different functions within an organization.

What are the key skills and qualifications needed to thrive as a 401(k) Plan Administrator, and why are they important?

To thrive as a 401(k) Plan Administrator, you need a solid understanding of retirement plan regulations, benefits administration, and compliance, often supported by a degree in finance or human resources. Familiarity with recordkeeping systems, payroll software, and platforms like ADP or Fidelity, as well as credentials such as QKA or ASPPA certifications, are typically required. Strong organizational skills, attention to detail, and effective communication are vital soft skills for managing sensitive data and collaborating with both employees and vendors. These competencies ensure proper plan management, legal compliance, and a positive experience for plan participants.

How does participating in a company 401(k) match program impact my long-term retirement savings as an employee?

Enrolling in your employer's 401(k) match program can significantly increase your retirement savings over time. By contributing enough to receive the full employer match, you essentially receive 'free money' added to your account, which grows tax-deferred. This matching contribution not only accelerates your savings but also boosts your total investment returns through compound interest. Most companies require you to contribute a certain percentage of your salary to receive the full match, so it's important to understand your plan's rules and maximize your benefits.

What is a 401(k) match?

A 401(k) match is an employer-sponsored benefit where your employer contributes additional money to your 401(k) retirement savings plan, typically matching a percentage of the amount you contribute from your paycheck. For example, an employer might match 50% of your contributions up to 6% of your salary. This benefit helps you grow your retirement savings faster and is essentially free money from your employer. It's important to contribute enough to get the full match, as it's a valuable part of your total compensation.

Can I retire at 62 with $400,000 in my 401k?

Retiring at 62 with a $400,000 401(k) depends on factors like expected expenses, withdrawal rate, and other income sources. Generally, a $400,000 balance may provide a modest retirement income, but it might require careful planning and possibly additional savings or income streams to sustain a comfortable retirement. Financial advisors often recommend a sustainable withdrawal rate of around 4% annually to help ensure longevity of funds.

Is a 6% match on a 401k good?

A 6% match on a 401(k) is considered above average, as many employers offer a match of 3% to 4%. It provides a significant boost to retirement savings and is generally viewed as a strong benefit for employees. Job seekers should consider the overall compensation package and company retirement plan policies when evaluating offers.
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401K Match jobs near you
CDL Truck Driver Home Daily, 401k Match, PTO

CDL Truck Driver Home Daily, 401k Match, PTO

Waste Management

Fargo, ND • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 days ago

Waste Management rating

7.7

Company rating: 7.7 out of 10

Based on 608 frontline employees who took The Breakroom Quiz

18th of 71 rated recycling and waste

Job description


I. Job Summary
Drivers operate heavy-duty trucks with front, side, or rear-end load lift attachments dependent on the line of business they're operating in and the type of truck they're operating. Drivers will transport the material to a disposal, transfer or recycle facility when trucks reach legal load capacity. Commercial Drivers are responsible for providing the pick-up service of containers filled with waste or recyclable material. Containers may weigh in excess of 1,000 pounds and at times require drivers to maneuver wheeled containers to a pick-up stage area. Commercial Drivers navigate high-traffic and congested roadways, driveways, alleyways, and lots. Highly skilled backing maneuvers are essential to successfully perform this job. Residential Drivers are responsible for the collection of residential household waste or recyclable material and must safely maneuver vehicles in residential environments. Residential Drivers navigate high-traffic and congested roadways, driveways, alleyways, and lots. Roll-off Drivers are responsible for preparing, loading, and transporting large mobile open-top and compactor containers from customer locations. Roll-off Drivers will navigate driveways, alleyways, lots, and high-traffic roadways and may operate in tight overhead environments while on industrial routes. Highly skilled backing maneuvers are essential, to successfully perform this job.
II. Essential Duties and Responsibilities
 

  • Operates vehicle in accordance with Waste Management Safety and Life Critical Rules, OSHA (Occupational and Safety Health Act) and DOT (Department of Transportation) requirements as well as all local, state and federal laws.
  • Performs pre and post-trip inspections of assigned vehicle and documents checks utilizing the standard DVIR (Driver Vehicle Inspection Report).
  • Immediately reports all unsafe situations or service-related issues to Operations Manager or Dispatch.
  • Attends and participates in all scheduled training programs, briefings, and meetings as required by WM or directed by the Route Manager.
  • Works closely with Operations Manager to improve route efficiencies and identify best practices.
  • Notifies Operations Manager of any incidents, accidents, injuries, or property damage.
  • Notifies Operations Manager or Dispatch of service interruptions including closed or impassable streets or alleyways, receptacles too heavy to service or potential safety hazards.
  • Communicates customer requests to Operations Manager or Dispatch.
  • Completely dumps all receptacles and leaves the customer's location clean and free of debris.
  • Follows route assignments as directed and completes end-of-day documentation and check-out process.
  • Performs all duties as scheduled by Operations Manager or Dispatch and assists other drivers as directed to meet customer needs.


III. Qualifications 
A. Required Qualifications 
 

  • 1 year operating a vehicle requiring a CDL or
  • 1 year equivalent military driving within the last 7 years and
  • Must be at least 18 years of age and legally eligible to work in the country where the position is located and
  • Able to read, write, and speak English well enough to interact with the public, understand traffic signs, respond to official questions, and complete records or reports and
  • Successfully complete pre-employment screening, including drug screen and physical
  • Commercial Driver License (CDL) Class A with an air-brake endorsement or
  • Commercial Driver License (CDL) Class B with an air-brake endorsement


B. Preferred Qualifications 
 

  • High School Diploma or GED (accredited)


IV. Physical Requirements
Listed below are key points regarding physical demands, physical and occupational risks, and the work environment of the job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions of the job.

  • Standing
  • Walking
  • Lifting
  • Pushing
  • Pulling
  • Crouching
  • Reaching
  • Handling
  • Sitting
  • Talking
  • Hearing


V. Benefits 
At WM, each eligible employee receives a competitive total compensation package including Medical, Dental, Vision, Life Insurance and Short Term Disability. As well as a Stock Purchase Plan, Company match on 401K, and more! Our employees also receive Paid Vacation, Holidays, and Personal Days. Please note that benefits may vary by site. 

If this sounds like the opportunity that you have been looking for, please click Apply.

ABOUT WM

WM (WM.com) is North America's leading provider of comprehensive environmental solutions. Previously known as Waste Management and based in Houston, Texas, WM is driven by commitments to put people first and achieve success with integrity. The company, through its subsidiaries, provides collection, recycling and disposal services to millions of residential, commercial, industrial, medical and municipal customers throughout the U.S. and Canada. With innovative infrastructure and capabilities in recycling, organics and renewable energy, WM provides environmental solutions to and collaborates with its customers in helping them pursue their sustainability goals. WM has the largest disposal network and collection fleet in North America, is the largest recycler of postconsumer materials and is a leader in beneficial use of landfill gas, with a growing network of renewable natural gas plants and the most landfill gastoelectricity plants in North America. WM's fleet includes more than 12,000 natural gas trucks - the largest heavyduty natural gas truck fleet in the industry in North America. Healthcare Solutions provides collection and disposal services of regulated medical waste, as well as secure information destruction services, in the U.S., Canada and Western Europe. To learn more about WM and the company's sustainability progress and solutions, visit Sustainability.WM.com.

Equal Employment Opportunity

For United States:  WM is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, creed, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

For Canada:  WM is committed to the principle of equal employment for all applicants and employees, without discrimination on the basis of all grounds protected by applicable human rights legislation. Accommodations are available on request for candidates taking part in all aspects of the selection process. Please notify us if you require accommodation.

Real ID

In order to travel by air or access federal property, federal law requires individuals have a REAL ID or an acceptable alternative. This position may require the successful candidate to travel by air for business reasons or service federal property. Accordingly, successful candidates must have, or be willing to obtain, a REAL ID or TSAapproved alternative.

When you drive for WM, you join a team of the best drivers in the nation - professional, well trained, and skilled. Our drivers work hard and drive safe. They are rewarded with competitive pay, great benefits, opportunity for growth, and they are home at night and on the weekends.
Our drivers are part of the fabric of the communities they serve. We show up on time, help keep your communities clean and watch out for the residents. Billy is just one of our many drivers going above and beyond for our customers. Video - WM Driver: Billy Shelby

Driver/Operators are expected to operate vehicles and/or equipment in a safe and reliable manner. 

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