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1099 Appraiser Jobs (NOW HIRING)

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1099 Appraiser information

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$43.5K

$73K

$99.5K

How much do 1099 appraiser jobs pay per year?

As of Jun 10, 2026, the average yearly pay for 1099 appraiser in the United States is $73,043.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,000.00 and $92,500.00 per year, depending on experience, location, and employer.

What is a 1099 Appraiser?

A 1099 Appraiser is a real estate appraiser who works as an independent contractor rather than a salaried employee. The term '1099' refers to the IRS tax form used to report income for independent contractors. These appraisers are typically hired by banks, lenders, or appraisal management companies to evaluate the value of properties for sales, refinances, or other purposes. As independent contractors, they are responsible for managing their own taxes, schedules, and business expenses.

What is the difference between 1099 Appraiser vs 1099 Real Estate Agent?

Aspect1099 Appraiser1099 Real Estate Agent
CredentialsState licensing, certification (e.g., AQB)Real estate license
Work EnvironmentIndependent, fieldwork, client sitesOffice, client meetings, property visits
Industry UsageReal estate valuation, lendingProperty sales, listings
Common Search IntentValuation, appraisal processBuying/selling homes

Both 1099 Appraisers and 1099 Real Estate Agents work independently and require industry-specific licenses. Appraisers focus on property valuation for lenders and insurance, while real estate agents facilitate property transactions. Understanding these differences helps clarify career paths and job expectations in the real estate industry.

What are the key skills and qualifications needed to thrive as a 1099 Appraiser, and why are they important?

To thrive as a 1099 Appraiser, you need strong analytical skills, attention to detail, and a relevant state appraiser license or certification. Familiarity with appraisal software (such as ACI, Total, or AppraisalPort) and knowledge of USPAP standards are typically required. Excellent time management, communication, and client service skills help appraisers stand out when working independently or with diverse clients. These skills ensure accurate property valuations, regulatory compliance, and successful client relationships in a competitive real estate market.

How does working as a 1099 Appraiser differ from being a staff appraiser in terms of daily workflow and autonomy?

As a 1099 Appraiser, you operate as an independent contractor, which means you have greater flexibility in managing your daily schedule, choosing the types of appraisal assignments you accept, and setting your workload. Unlike staff appraisers who typically have set hours and work under direct supervision, 1099 Appraisers are responsible for sourcing their own clients, managing administrative tasks, and ensuring timely delivery of appraisal reports. This independence can be rewarding but also requires strong self-motivation, time management, and business development skills. The role often involves frequent travel to property sites, ongoing communication with clients and lenders, and keeping up-to-date with appraisal regulations.
More about 1099 Appraiser jobs
What cities are hiring for 1099 Appraiser jobs? Cities with the most 1099 Appraiser job openings:
What states have the most 1099 Appraiser jobs? States with the most job openings for 1099 Appraiser jobs include:
Infographic showing various 1099 Appraiser job openings in the United States as of June 2026, with employment types broken down into 78% Full Time, and 22% Contract. Highlights an 100% In-person job distribution, with an average salary of $73,043 per year, or $35.1 per hour.
Auto & HE Appraiser - 1099 - Bozeman, MT

Auto & HE Appraiser - 1099 - Bozeman, MT

CCMS & Associates

Bozeman, MT โ€ข On-site

Contractor

Posted 17 hours ago


Job description

CCMS & Associates is seeking experienced Auto & Heavy Equipment Appraisers to join our independent adjuster and appraiser roster. As a 1099 independent contractor, you will play a critical role in assessing damages, estimating repair costs, and delivering high-quality appraisals for auto and heavy equipment claims.
Job Responsibilities:

  • Conduct field inspections and appraisals of automobiles, commercial trucks, construction equipment, and specialty vehicles to assess damage.
  • Prepare accurate, detailed estimates using industry-standard software (CCC One, Mitchell, Audatex, or comparable systems).
  • Evaluate repair costs, total loss assessments, and salvage values in compliance with carrier guidelines.
  • Communicate effectively with adjusters, insurers, and repair facilities to ensure seamless claims processing.
  • Maintain professional, customer-focused interactions with policyholders and industry partners.
  • Maintain an independent contractor status while meeting CCMS & Associates' quality standards.
  • Ensure timely submission of comprehensive reports, and maintain compliance with client and industry standards.
Qualifications:
  • Minimum of 3 years of experience in auto and/or heavy equipment appraisals.
  • Proficientย in estimating software such as CCC One, Mitchell, Audatex, or equivalent.
  • Strong understanding of insurance policies, claim processes, and industry regulations.
  • Ability to work independently in the field with minimal supervision.
  • Reliable transportation, a valid driverโ€™s license, and the ability to travel to inspection locations.
  • Strong written and verbal communication skills.
  • Tech-savvy with the ability to use digital tools for claim documentation and reporting.
Preferred Qualifications:
  • I-CAR, ASE, or other relevant industry certifications.
  • Experience appraising commercial trucks, construction, agricultural, and specialty equipment.
  • Background in mechanical failure assessments or diminished value claims.
  • Bilingual capabilities (Spanish is a plus).
Why Join CCMS & Associates?
  • Access to a diverse portfolio of claims from leading insurance carriers.
  • Competitive fee schedules and flexible workload.
  • Support from a dedicated claims management team.
  • Opportunity to work with an established leader in multi-line claims and appraisals.

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