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40 Cincinnati Financial Underwriter Jobs Hiring Near You

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Cincinnati Financial Jobs Information

What is it like to work at Cincinnati Financial?

Cincinnati Financial is a company that values a collaborative and supportive work environment, prioritizing employee growth and well-being. The company's structure is organized into teams that work together to achieve business objectives, with a focus on innovation and customer satisfaction. Working at Cincinnati Financial may appeal to candidates who value a stable and secure work environment, with opportunities for professional development and a commitment to community involvement.

What makes Cincinnati Financial an attractive place to work?

Cincinnati Financial is a leading insurance company that has been in operation for over 70 years, with a strong reputation for stability and financial security. The company offers a collaborative work environment that values innovation, employee growth, and community involvement, with opportunities for professional development and advancement through various training programs and mentorship initiatives. By joining Cincinnati Financial, individuals can contribute to the company's mission of helping people and businesses achieve their goals while also advancing their own careers and making a positive impact in the community.

Do workers at the Cincinnati Insurance Company get paid breaks?

Sometimes. Only some people get paid breaks.
42% of people say they don’t get paid breaks.
Based on data from 19 people who took the Breakroom Quiz between January 2025 and July 2026.

Does the Cincinnati Insurance Company pay people when they’re sick?

Yes. Most people get paid when they’re sick.
88% of people say they would get paid if they were sick but scheduled to work.
Based on data from 24 people who took the Breakroom Quiz between January 2025 and July 2026.

At the Cincinnati Insurance Company, are sick days and vacation days separate paid time off?

Only some people have separate paid time off for sick days and vacation.
37% of people say they have to use vacation days when they’re out sick.
Based on data from 19 people who took the Breakroom Quiz between July 2025 and July 2026.

Is the health insurance from the Cincinnati Insurance Company affordable enough for their workers?

Most people say the health insurance costs are okay.
94% of people say the health insurance costs are okay
Based on data from 16 people who took the Breakroom Quiz between April 2025 and July 2026.

Do people get paid time off at the Cincinnati Insurance Company?

Most people get paid time off work.
90% of people say they get paid time off.
Based on data from 21 people who took the Breakroom Quiz between July 2025 and July 2026.

Do workers at the Cincinnati Insurance Company worry about hours?

Most people don’t worry about getting enough hours.
93% of people report they don’t worry about getting enough hours.
Based on data from 14 people who took the Breakroom Quiz between January 2025 and February 2026.

Do the Cincinnati Insurance Company workers get to choose the shifts they work?

Some people don’t get to choose which shifts they work.
45% report that they don’t have enough control over which shifts they work.
Based on data from 11 people who took the Breakroom Quiz between January 2025 and February 2026.

How easy is it for the Cincinnati Insurance Company workers to change shifts?

Most people find it easy to change shifts.
71% of people report that it’s easy to change shifts if they need to.
Based on data from 7 people who took the Breakroom Quiz between February 2025 and February 2026.

How easy is it to get time off at the Cincinnati Insurance Company?

Most people find it easy to get time off.
100% of people report it’s easy to get time off.
Based on data from 24 people who took the Breakroom Quiz between January 2025 and July 2026.

Do the Cincinnati Insurance Company managers change schedules at the last minute?

Most managers don’t change people’s schedules at the last minute.
100% of people say their manager doesn’t change their shift schedule at the last minute.
Based on data from 16 people who took the Breakroom Quiz between January 2025 and February 2026.

Do jobs at the Cincinnati Insurance Company spill into time workers aren’t paid for?

Rarely. The job doesn't usually spill into unpaid time.
20% of people report that their job takes up time that they don’t get paid for.
Based on data from 15 people who took the Breakroom Quiz between January 2025 and February 2026.

How easy is it to take sick days at the Cincinnati Insurance Company?

Most people find it easy to take sick days.
100% of people report that it’s easy to take time off if they are sick.
Based on data from 25 people who took the Breakroom Quiz between January 2025 and July 2026.

Is working at the Cincinnati Insurance Company good if you’re a parent or caregiver?

Most parents and caregivers say this is a good place to work.
82% of people who care for a child or other relative report this is a good place to work.
Based on data from 11 people who took the Breakroom Quiz between April 2025 and June 2026.

Do people at the Cincinnati Insurance Company feel treated with respect by their managers?

Most people feel treated with respect by their managers.
96% of people say they’re treated with respect by their managers.
Based on data from 24 people who took the Breakroom Quiz between January 2025 and July 2026.

Do people at the Cincinnati Insurance Company get to take their breaks without interruption?

Most people get breaks without interruption.
100% of people report that they get to take their breaks without interruption.
Based on data from 24 people who took the Breakroom Quiz between January 2025 and July 2026.

Is it stressful to work at the Cincinnati Insurance Company?

Some people feel stressed here.
55% of people say they often feel stressed at work.
Based on data from 22 people who took the Breakroom Quiz between January 2025 and July 2026.

Do people at the Cincinnati Insurance Company enjoy their jobs?

Most people enjoy their job.
84% of people report they enjoy their job.
Based on data from 25 people who took the Breakroom Quiz between January 2025 and July 2026.

Do people at the Cincinnati Insurance Company recommend working with their team?

Only some people recommend working with their team.
42% of people report that they wouldn’t recommend working with their immediate team to a friend.
Based on data from 26 people who took the Breakroom Quiz between January 2025 and July 2026.

Do people get enough training when they start at the Cincinnati Insurance Company?

Most people got enough training when they started.
79% of people report they got enough training when they started working here.
Based on data from 24 people who took the Breakroom Quiz between January 2025 and July 2026.

Do people get support to advance at the Cincinnati Insurance Company?

Most people are given support to advance their career here.
In the last year, 75% of people report being given support to advance their career here.
Based on data from 24 people who took the Breakroom Quiz between January 2025 and July 2026.

Do people think the Cincinnati Insurance Company’s headquarters understands what’s happening where they work?

Most people think headquarters doesn’t understand what’s happening where they work.
76% of people think that this employer’s headquarters or owners don’t have a good understanding of what’s really happening where they work.
Based on data from 21 people who took the Breakroom Quiz between February 2025 and June 2026.

Do workers feel well informed about how the Cincinnati Insurance Company is doing?

Most people feel well informed about how the company is doing.
91% of people feel that they are kept well informed about how the company is doing as a whole.
Based on data from 23 people who took the Breakroom Quiz between January 2025 and July 2026.

What other companies are hiring for Underwriter jobs?

What are the most popular jobs at Cincinnati Financial?

What are the most popular categories at Cincinnati Financial?

Infographic showing various Underwriter job openings at Cincinnati Financial in the United States as of August 2026, with employment types broken down into 99% Full Time, and 1% Contract. Highlights an 99% Physical, and 1% Remote job distribution.

Excess & Surplus - Underwriter, Western Territory

Cincinnati Financial Corporation

San Diego, CA

$75K - $154K/yr

Full-time

Re-posted 21 days ago

Cincinnati Insurance Company rating

9.0

Company rating: 9.0 out of 10

Based on 26 frontline employees who took The Breakroom Quiz

35th of 311 rated insurance

Job description

Make a difference with a career in insurance

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we're looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person.

If you're ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

Build your future with us

Our Cincinnati Specialty Underwriters Insurance Company has an immediate opening for an experienced excess and surplus lines underwriter in San Diego, California. The candidate is required to reside within this territory or in proximity to our Gilbert, AZ Headquarters.

The pay range for this position is $75,000 - $154,000 annually. The pay determination is based on the applicant's education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Be ready to:

  • working in partnership with producers and an assigned underwriting assistant to solicit, underwrite and price new and renewal surplus lines commercial property and casualty business
  • determine individual risk acceptability, pricing, coverage, terms and conditions
  • develop, analyze and evaluate information and exposures for complex risks
  • achieve production and loss ratio goals within assigned regional territory
  • work independently with a high level of authority and judgment
  • determine need for and secure appropriate reinsurance on individual accounts
  • mentor and train underwriters and underwriting assistants
  • develop successful business relationships with producers and reinsurers
  • research new products and coverage forms
  • travel within assigned territory which may include some overnight stays

Be equipped with:

  • property and casualty underwriting experience 
  • proficient use of Microsoft Word, Excel and Outlook
  • strong interpersonal skills
  • organizational and time management skills
  • strong decision-making, analytical, and negotiating abilities
  • desire to build relationships and listen effectively 
  • ability to develop positive working relationships with team members and agents by working to find possible solutions that are beneficial to all
  • skilled use of verbal communication to explain, negotiate and present information and an understanding of when to use verbal or written
  • a valid driver's license. Final candidates will also be subject to a Motor Vehicle Record background check, because the position may include a company vehicle

Bring education or experience from:

  • bachelor's degree or extensive relevant excess and surplus lines underwriting experience
  • 5 years of experience working with commercial lines property and casualty products is required
  • prior excess and surplus casualty underwriting experience with a carrier, broker, or MGA is preferred
  • ASLI or CPCU designations preferred 
  • candidates with a carrier background will be given preference; complete training is provided in Cincinnati, OH, prior to deployment to regional territory

Enhance your talents  

Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you're new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional - all while enjoying a meaningful career.  

Enjoy benefits and amenities  

Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.  

Embrace a diverse team  

As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.

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