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1099 Merchant Services Agent with W2 Potential

Position Type: Independent Contractor (1099)

Work Arrangement: Remote / Field-Based

Schedule: Flexible — Performance Driven

Industry: Merchant Services / Payment Processing

Position Overview:

We are seeking motivated 1099 Merchant Services Agents to develop relationships with local business owners and help them identify payment processing solutions that fit their business needs.

This is an independent contractor opportunity with no office requirement. Agents work remotely and independently while meeting with local business owners, networking within their communities, generating leads, and building a long-term book of business.

This opportunity is ideal for individuals who are self-motivated, entrepreneurial, personable, and interested in building long-term recurring income through merchant services.

What You’ll Do:

- Prospect and develop relationships with local business owners.

- Schedule and conduct meetings with merchants in your local market.

- Identify opportunities to reduce processing costs and/or improve payment solutions.

- Present merchant services and payment processing solutions.

- Assist merchants through the application, approval, and installation process.

- Maintain relationships with existing merchants and identify additional business opportunities.

- Generate referrals through networking, community involvement, and existing relationships.

- Manage your own schedule, pipeline, and sales activity.

- Build and manage a long-term merchant portfolio.

Compensation:

- High upfront commissions.

- Competitive residual income on active merchant accounts.

- Negotiable residual splits based on experience, production, and overall partnership.

- Unlimited earning potential based on individual production.

- Opportunity to build a recurring revenue portfolio over time.

- Additional performance incentives may be available based on production.

*There is no traditional salary or hourly wage. Compensation is directly tied to sales performance and merchant production.

What We Provide:

- Remote flexibility with no office requirement.

- Merchant services and payment processing solutions.

- Sales and product training.

- On-boarding and implementation support.

- Tools and resources to help agents prospect and close business.

- Ongoing support as you build your portfolio.

- A compensation structure designed to reward both upfront production and long-term residual income.

We are looking for individuals who are:

- Self-motivated and comfortable working independently.

- Confident speaking with business owners.

- Strong communicators and relationship builders.

- Goal-oriented and competitive.

- Comfortable with face-to-face sales and local networking.

- Experienced in sales, recruiting, financial services, insurance, telecommunications, payroll, POS, or merchant services preferred but not required.

- Interested in building a long-term business rather than simply earning a paycheck.

Aces Payments is a merchant services and payment solutions company focused on helping businesses simplify payments, reduce costs, and grow through innovative technology and personalized support. We provide secure payment processing and business solutions for merchants across industries, backed by a relationship-driven approach and dedicated concierge support.

At Aces, we believe in empowering people over profits. Our sales partners are given the autonomy to build their own business, develop lasting merchant relationships, and create long-term recurring income. We combine experienced industry leadership, innovative payment solutions, and hands-on support to help our partners and merchants succeed.

Aces Payments — empowering merchants, supporting sales professionals, and building lasting partnerships.