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Final Expense Jobs (NOW HIRING)

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final expense information

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$38K

$81.8K

$112K

How much do final expense jobs pay per year?

As of Sep 10, 2026, the average yearly pay for final expense in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What is a final expense agent?

Final expense agents are insurance professionals who help clients purchase final expense insurance, a type of life insurance designed to cover end-of-life costs such as funeral expenses, medical bills, and outstanding debts. These agents assess clients’ needs, explain policy options, and guide them through the application process. Their goal is to ensure that families are not financially burdened by these costs when a loved one passes away. Final expense agents often work with seniors and people planning ahead for their end-of-life needs.

What skills and qualifications are needed to thrive as a final expense insurance agent?

To thrive as a Final Expense Insurance Agent, you need a solid understanding of insurance products, sales techniques, and compliance regulations, often supported by a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is typically necessary. Exceptional interpersonal skills, active listening, and empathy help agents build trust and effectively address clients’ end-of-life planning needs. These skills and qualities are crucial to meeting clients’ expectations, providing ethical guidance, and achieving sales targets in a sensitive market.

What are common challenges faced by final expense insurance agents and how can they be addressed?

Final Expense insurance agents often face challenges such as building trust with senior clients, overcoming misconceptions about insurance, and managing a high volume of leads. Successful agents address these by developing strong interpersonal skills, staying patient and empathetic, and educating clients about the benefits of final expense policies. Additionally, agents who consistently follow up with prospects and leverage technology for organization tend to thrive in this role.

What is the difference between Final Expense vs Insurance Agent?

AspectFinal ExpenseInsurance Agent
Required CredentialsLife insurance license, possibly state-specificVaries by insurance type, often requires license
Work EnvironmentPrimarily field-based, client meetings at homes or officesField, office, or remote sales depending on role
Employer & Industry UsageInsurance companies, agencies focusing on final expense policiesMultiple insurance sectors, including life, health, auto
Search & Comparison IntentPeople seeking final expense coverage optionsIndividuals exploring various insurance products

Final Expense agents specialize in selling life insurance policies designed to cover end-of-life costs, often requiring specific licensing. Insurance agents have a broader scope, selling multiple types of insurance, but many also focus on life insurance. While both roles involve client consultations and sales, Final Expense agents focus specifically on end-of-life coverage, making their work more targeted within the insurance industry.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves building client relationships and understanding insurance products. Success often depends on sales skills, product knowledge, and the ability to generate leads, with many agents working independently and earning commissions based on policies sold.
More about final expense jobs

What cities are hiring for Final Expense jobs?

Cities with the most Final Expense job openings:

What states have the most Final Expense jobs?

States with the most job openings for Final Expense jobs include:

What are popular job titles for Final Expense?

Popular job titles for Final Expense:

Infographic showing various Final Expense job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $81,805 per year, or $39.3 per hour.

Final Expense Life Agent - Team Nexa

Pittsburgh, PA • Remote

$50K - $275K/yr

Contractor

Re-posted yesterday


Job description


Calling all life insurance agents who are have struggled to be successful because of lead debt. 
We have an answer for you.

Team Nexa Insurance Solutions is one of the hottest IMO based agencies in the country.  We have a portfolio of carriers that can solve all problems for all families.  We invite you to join our team.   
No longer will agents be forced to take a reduced commission in order to get "free" old and overpriced leads. 
Our programs have proven to allow our agents to limit their travel, earn monies daily and not worry about poor quality leads. 

Full time and Part time positions are available for a self-motivated and currently licensed life insurance agent to sell our final expense along with other insurance products to the growing senior market.

Team Nexa Insurance Solutions  is growing at a rapid pace. Our focus is providing the right products, the right training and a collaborative environment.  Additional offerings include American Amicable, CiCa, Gerber, Mutual of Omaha, Transamerica and several more offerings.  

We provide the following

· Event Based Lead Training (No Cost Lead Initiative)
CABoom Leads

· Live Training 

· Generous Commission Contracts 
· Unlimited growth opportunities
Licensed Agents Can Sell

· Final Expense

· Mortgage Protection

· Guaranteed Issue Products

· Indexed Universal Life Products & Family Plans

· Cancer, Heart Attack & Stroke Plans & More
Team Nexa Insurance Solutions wants you to join our growing family of insurance agents.  We are doing a nationwide recruiting search.  

This is a sales position in a growing market with successful life insurance companies that strives to assist you in achieving your desired level of success.
CLICK HERE TO GET MORE INFORMATION

*Individual Results May Vary*

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